Star Wedding Gift Insurance Plan Benefits, Features, Buy & Renew

Star Wedding Gift Insurance Plan – The Star Wedding Gift is a health insurance policy offered by Star Health and Allied Insurance Company. It covers costs associated with childbirth as well as those associated with pregnancy and delivery. Both standard and caesarean delivery costs are covered. Additionally covered by the Star Wedding Gift Medical Insurance Plan is the newborn child. The fact that this policy covers both prenatal and postnatal expenses, as well as costs associated with postpartum complications, makes it a comprehensive maternity healthcare package. For new purchases, this Star medi claim policy has been discontinued.

Star Wedding Gift Insurance is a health insurance plan made just for newlyweds. It includes numerous benefits for pregnant women and newborns that will be useful in the future. The plan has two options, Option 1 and Option 2, which differ in a few ways, like the amount of coverage for some benefits and the sum insured. The strategy works well for newlyweds or couples who want to start a family soon. In order to complete the 36-month waiting period, it is best to purchase the policy in advance.

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Star Wedding Gift Insurance Plan

The Star Health Wedding Gift Insurance Policy is made especially for newlyweds. Pregnancy and postpartum medical expenses are covered by this health insurance policy. Experts in the medical field say that this Star Health wedding gift health insurance plan will be there for you when things get tough. Health insurance basic plans are slightly different from this plan. However, if you think about giving this insurance policy as a wedding gift to your loved ones, it will be the best choice. The Star Wedding Gift Plan comes with a gift.

This no pre-hospitalization coverage for a newborn baby. There is also no coverage for illness, sickness, and accident coverage. There is also no coverage for pre- and post-delivery complications. • All other features of Family Health Optima are included in the policy. It can be given to a family of 2A or 2A Option with a 500,000 sum insured There may be charges of up to Rs. 20.000 for a Caesarean section and up to Rs. 15,000. Option with a Sum Insured of 300,000

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Star Wedding Gift Insurance Plan

Star Wedding Gift Insurance Plan Details

Name Of ArticleStar Wedding Gift Insurance Plan
Star Wedding Gift Insurance PlanClick Here
CategoryInsurance
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Benefits of Star Health Wedding Gift Insurance Policy

This Very Overflow plan of Star Wellbeing gives you more inclusion than other fundamental plans. It gives more extensive security at a lesser cost. This plan is accessible for both individual and family floater premise. The aggregate guaranteed of this strategy is a lot of better looked at than different strategies.

  • Offers in-patient hospitalization costs which incorporate room lease, nursing and boarding charges, specialist expenses.
  • Under this Star Wellbeing Wedding Gift Insurance Contract, you can get the inclusion for anesthetists, clinical expert, advisors expenses, expert charges, cost of meds and medications.
  • Ongoing and short term treatment inclusion go under one arrangement.
  • Inclusion for rescue vehicle charges for crisis transportation to the clinic.
  • Pre-hospitalization and post-hospitalizations costs are additionally covered.
  • Certain day-care strategies inclusion goes under this Wedding Gift Protection Plan.
  • Greatest 2 conveyance costs (ordinary/cesarean) of new-conceived infants are concealed to as far as possible.
  • Post natal consideration is additionally included under this arrangement.
  • Assuming any inconveniences emerge to mother after the conveyance, this strategy will cover.
  • Offers care of the infant incorporates inherent imperfections or problems.
  • This advantage is accessible following three years of constant inclusion with practically no break.
  • Strategy term is presented for oneself and long term.
  • Bother free case repayment and credit only hospitalization is accessible.
  • Aggregate safeguarded is least RS. 3 Lakh and Greatest RS. 5 Lakh.

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Features & Benefits of Star Wedding Gift Insurance Plan

Weddings are a special occasion, and you want to make sure that every note is perfect. That means giving your guests the best possible gifts. But what if something happens and one of your guests doesn’t have the money to buy a present? That’s where gift insurance comes in. Here are some features and benefits of a star wedding gift insurance plan.

Entry ageMinimum age: 18 years and 5 months for children Maximum age: 40 years
Maximum age for renewal45 years
Policy term1 or 2 years
Type of planIndividual health insurance
Sum InsuredMinimum- Rs.3 lakh Maximum- Rs.5 lakh
Cover
  • Clinic room lease and boarding costs
  • Nursing costs
  • Post-conveyance complexities covered for the mother
  • New conceived child cover which incorporates existing sicknesses upon entering the world
  • Pre hospitalization costs
  • Post hospitalization costs
  • Crisis rescue vehicle charges
  • Cost of prescriptions and medications
    Specialist’s expense
Key features
  • Coverage for both in-patient and out-patient treatment under one policy
  • Hassle free claim settlement
  • Floater basis policy
  • Delivery and new born cover
Benefits
  • Ambulance charges for emergency transportation to hospital as per specified limits.
  • No pre acceptance medical screening
  • Tax benefits
  • Specific day care procedures
  • Cashless facility available
Tax benefitsTax benefits under section 80D of the Income Tax Act
Free look periodA free look time of 15 days from the date of receipt of the strategy is accessible for surveying the approach agreements. On the off chance that safeguarded isn’t fulfilled they can look for scratch-off of the approach and in such occasion the organization will permit discount of premium subsequent to changing the expense of the costs brought about at the hour of benefiting the strategy.
Exclusions
  • Exclusion of 48 months for all pre-existing diseases
  • Naturopathy treatments
  • Cosmetic treatment
  • Congenital external defects except for new born baby
  • Expenses that are diagnostic in nature

What is covered in Star Health Wedding Gift Insurance Plan?

If you’re looking for a Wedding Gift that will be sure to make your friend or loved one happy, then consider giving them a Star Health Wedding Gift Insurance Plan. This insurance plan provides coverage for a variety of events, such as weddings, honeymoons, baby showers, and more. It’s perfect for couples who want to ensure that their wedding is worry-free, and it’s also great for friends and family members who want to do something special for a loved one. So what are you waiting for? Give the gift of peace of mind today!

  • Hospitalization costs whenever conceded for least 24 hours
  • Accommodates room, nursing and boarding costs to a limit of Rs.4,000/ – each day
  • Expenses of the Specialist, Experts, Specialist, Anesthetist and Expert are covered
  • Crisis emergency vehicle energizes to Rs 1000 for every hospitalization. Max limit is Rs 1500 for each arrangement period
  • Clinical and nursing care costs for half a month prior to pregnancy (pre-natal) and for around a month and a half after pregnancy (post-natal costs)
  • Additionally incorporates the nursing costs
  • Cost of prescriptions and medications
  • New conceived child cover which incorporates sicknesses existing upon entering the world (innate)
  • Post conveyance difficulties covered for mother.
    Costs for tests on the off chance that any problems in the foet us up to Rs 1000 in the wake of holding up time of 27 months or 15 months assuming strategy taken for quite a long time

Star Wedding Gift Insurance Plan Eligibility and Restrictions

Whether you’re a couple planning your dream wedding or you’re just getting started, you know that a wedding is a big expense. But what if something goes wrong? What if one of the guests gets sick, or there’s an accident? Wedding gift insurance can help cover some of the costs associated with your special day. But what are the eligibility and restrictions for a star wedding gift insurance plan? In this article, we’ll answer these questions and more.

MinimumMaximum
Coverage Amount (in Rs.)7,00,00010,00,000
Policy Term (in years)14
Entry Age (in years)1840
Renewable till Age (in years)45

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CoverageOption 1Option 2
Hospitalization ExpensesRs. 3,00,000/-Rs. 5,00,000/-
Child Delivery ExpensesRs. 15,000 – Normal delivery

Rs. 20,000- Caesarean delivery

Rs. 20,000 – Normal delivery

Rs. 25,000 – Caesarean delivery

Pre Natal ExpensesRs. 1,500/-Rs. 2,000/-
Post Natal (as part of Child Delivery Expenses)Rs. 2,000/-Rs. 4,000/-
New Born Baby Cover :

Hospitalisation expenses for treatment including congenital diseases

Rs. 30,000/-Rs. 50,000/-
New Born Baby Cover :

Lump sum payment for Down’s Syndrome and Cerebral Palsy

Rs. 60,000/-Rs. 1,00,000/-
Post Delivery Complications

 

Actuals

(within Hospitalisation Limits)

Actuals

(within Hospitalisation Limits)

Test for detecting congenital abnormality in foetusRs. 1,000/-Rs. 1,000/-

Exclusions – What is not covered in Star Wedding Gift Insurance Plan?

  • Costs caused during initial three years for conveyance of kid. Holding up period decreased to two years on the off chance that arrangement taken for a long time
  • Initial four years for all prior illnesses
  • Conditions like waterfall, hysterectomy, fibroid, treatment of joints, useless uterine dying, varicose veins, between vertebral plate prolapsed and so on for initial 2 years
  • Conditions like hernia, heaps, crevice, sinusitis, nasal polyps, nerve bladder and renal calculi and so on for first year
    Naturopathy medicines
  • Inherent outside absconds aside from new conceived child
  • Restorative medicines
  • Costs that are absolutely demonstrative in nature

Star Wedding Gift Insurance Plan Claim procedure

Safeguarded individuals from the medical coverage strategy can call the 24-hour helpline – 1800 425 2255 to enroll a case. The singular should give the arrangement number or individual ID for reference. In the event of arranged hospitalization, the individual is expected to illuminate the insurance agency something like 24 hours preceding affirmation and in the event of crisis hospitalization, the notice ought to be made in no less than 24 hours from the hour of admission to the emergency clinic.

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