Chola MS Top Up Healthline Plan Benefits, Features, Buy & Renew

When your current health plan fails to provide you with adequate healthcare coverage, the Chola Top Up Healthline Policy covers the skyrocketing medical costs incurred while in the hospital. The purpose of this plan is to be used in addition to the existing health insurance policy. It is available to both individuals and families as a floater. This makes it possible for a number of policyholders to easily extend the benefits of their insurance plan. To put it succinctly, this policy can only be utilized with the assistance of a comprehensive mediclaim policy.

In addition, the Chola Top Up Healthline Policy provides a higher total amount of coverage and a deductible for each claim. Its reasonable premium, which is only a small portion of the cost of a typical mediclaim policy, is what sets it apart from other mediclaim policies. The benefits are available to anyone between the ages of 18 and 65. Additionally, customers can choose to purchase this health insurance plan for a single year, two years, or three years, saving them the hassle of annually renewing their policy.

Eligibility Criteria to Avail the Chola MS Top Up Healthline Plan

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Features of Topup Healthline

The features of Chola MS’s Topup Healthline are listed below:

• With this top-up plan, a policy can be renewed for life.
• In India, the more than 7250 network hospitals offer a cashless hospitalization option.
• Through Chola MS Help, you can get direct claim settlement without using a TPA (Third Party Administrator).
• 7 coverage options are available based on the coverage this top-up plan provides.
• Plans for individuals and floaters are offered.
• Under this plan, the maximum rent for a room is Rs. 500 to Rs. 10,000 per day, depending on the coverage of the plan chosen.
• This top-up plan does not provide access to the NCB facility.
• This family health insurance plan covers emergency ambulance costs.
• The majority of pre-existing conditions are covered by this top-up healthline plan after a waiting period of four years.
• The plan covers up to 5% of the amount claimed for pre-hospitalization costs incurred 60 days prior to hospitalization.
• The plan covers up to 10% of the amount claimed for post-hospitalization expenses up to 90 days after the hospitalization.
• Up to 55 years of age, this top-up plan does not require medical testing.

Exclusions of the Policy

The Topup Healthline plan has recorded a couple of super durable prohibitions from the strategy inclusion, they are:

• No previous circumstances are covered until the culmination of 4 constant arrangement years.
• 30 days holding up period from the date of initiation of the topup Healthline insurance contract applies to every one of the cases made with the exception of coincidental cases.
• Hospitalization actuated because of war or warlike circumstances
• Any disease connected with pregnancy
• Restorative medicines
• Treatment of Helps
• Medicines for ailment/injury/infection because of maltreatment of medication or liquor inebriation
• Treatment for mental problems
• Treatment for inherent infections
• Dental treatment that doesn’t need hospitalization

How to buy Topup Healthline (Online)?

If you’re looking to subscribe to Healthline (online), you’re in for a bit of a challenge. Not only are there a lot of different options available, but it can be difficult to figure out which plan is best for you. In this post, we’ll outline the different types of Healthline (online) plans, and provide advice on how to buy Topup Healthline (online). We hope this will help you make an informed decision and purchase Topup Healthline (online) without any hassle!

This Topup Healthline plan can be purchased online easily in a few clicks only.

Steps:

• You can visit the principal site of Chola MS for example www.cholainsurance.com and explore to Medical coverage page from the top bar menu.
  There you will track down a rundown of plans on the left hand side, pick Chola Topup Healthline.
  Presently on this page, look down and snap on the red connection saying ‘ Purchase Online At this point’.
  You will be coordinated to the page where you want to fill a structure to make a record and afterward all the other things will follow concurring.

How to File a Claim with Cholamandalam for Topup Healthline ?

In the episode of hospitalization of the guaranteed person in any of the organization emergency clinics, he/she want not pay any cash for profiting the treatment up to the aggregate safeguarded. Be that as it may, this will be founded on the conditions and states of the Chola MS health care coverage approaches. The safeguarded individual can straightforwardly contact the Chola Assist Work area with making claims under the top up arrangement. Additionally, the safeguarded can pick to guarantee for repayment for the charges paid for the treatment characterized under the incorporations of the arrangement.

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Documents to be Submitted for Filing a Reimbursement Claim

In the event that the protected settles the bills for the medicines characterized under the arrangement inclusion, he/she can guarantee for repayment. Contingent upon the agreements referenced on the strategy archives, Chola MS will handle the case and repay the clinical costs brought about by the safeguarded up to the aggregate guaranteed in the approach. Underneath referenced are the reports to be submitted for making a repayment guarantee:

• Properly filled and marked guarantee structure
• Archive of release from the emergency clinic
• Receipt for the bills paid for the treatment
• Bills of the drugs purchased for the treatment
• Last emergency clinic bill
• Conference reports
• Any remaining supporting archives