SBI Card Prime Benefits-The SBI Card PRIME is a card that can be used for everything, including shopping, dining, earning points, flying, and staying in hotels. The card is a good option for high-spenders because it offers faster rewards on everyday spend categories like dining, groceries, and department store purchases. Cardholders can take advantage of a number of travel benefits, including free memberships in Priority Pass, Club Vistara, and Trident Red Tier. Find out more about this card by reading on. You can get rewards in a variety of areas with the SBI Prime Credit Card, such as dining, grocery shopping, travel, golf, and fuel. Some of the most important benefits of the SBI Prime Credit Card are listed below.
The main benefit of this card is that it gives you cashback whenever you make purchases using your card. The amount you get back depends on the type of purchase you make and the merchant you’re shopping at. You can redeem your cashback either through a direct deposit or by transferring funds to your bank account. This is an easy way to earn some extra money each month without having to take on any additional debt. Another advantage of this card is its discounts and rewards program. In addition to receiving cashback, you can earn points by making purchases with your SBI card prime.
SBI Card Prime Benefits
One of India’s most expensive credit cards is the SBI Card PRIME. Rewards points, e-vouchers, complimentary airport lounge access, a waiver of the fuel surcharge, a complimentary Club Vistara membership, and a host of other perks are all available to you for a low annual fee of 2,999 yen (plus GST). The SBI PRIME credit card’s features and benefits, eligibility requirements, required documents, application procedure, fees and charges, rewards, and customer service details are all covered here. SBI Card issues the SBI Prime Credit Card, a lifestyle credit card.
There is a Rs. 100 membership fee for the Prime card. 2,999 annually. The card is very similar to the SBI ELITE Credit Card in many ways, including the membership fee of Rs. 4,999) and can be viewed as a restrained variant of the equivalent. However, the SBI Prime Card does provide a number of value-added benefits, such as discounted hotel reservations and movie tickets, complimentary access to lounges at domestic and international airports, and so on. These points can be redeemed for vouchers, gift cards, and other discounts and promotions from various merchants. So if you’re looking for a flexible way to earn some extra money, consider signing up for an SBI card prime. It’s a great way to boost your savings and have fun doing it.
SBI Card Prime Benefits Details 2023
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Key Highlights of the SBI Card PRIME
The SBI Card PRIME is a credit card that rewards members for their loyalty and spending habits. The card offers several benefits, including a 0% introductory APR on purchases and balance transfers, no annual fee, and rewards points that can be redeemed for cash or merchandise. The card also has an auto-pay feature that allows members to make payments automatically from their bank account.
Additionally, the card has an online banking platform that allows members to manage their account online. With the SBI Card PRIME, members can earn points for every dollar they spend, which can be redeemed for cash or used to purchase items directly from the SBI website. Overall, the SBI Card PRIME is a valuable card that provides members with many benefits while they are spending money with SBI.
One of SBI’s premium credit cards, the SBI Card PRIME, is designed specifically for people who travel frequently and buy most of their goods online.
- As a welcome present, purchase a Rs. 3,000 e-gift voucher.
- Profitable PRIME system of reward points.
- The credit card’s annual fee will be waived if your annual expenses are greater than three lakh rupees.
- When you spend more than Rs.50,000 in a quarter, you can win a Rs.1,000 Pizza Hut voucher.
- Get Trident Privilege and Club Vistara memberships for free.
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Features and Benefits of the SBI Card PRIME
The SBI Card PRIME, which is a credit card designed for those with low to moderate income, has a number of attractive features and benefits. One of the most notable features of the card is its low introductory interest rate and flexible payment plan, which can make it more affordable for those with limited financial means.
Additionally, the card provides access to a variety of financial services, including cash advances, balance transfer, and penalty-free borrowing. In addition to its convenient features and affordable rates, the SBI Card PRIME comes with a number of security measures to protect its users’ information. This includes an emergency assistance hotline and fraud protection services.
Welcome Bonus
- A Rs. 3,000 e-gift voucher from the bank when you pay your annual fees.
This voucher can be used to make purchases at Bata, Hush Puppies, Pantaloons, Yatra.com, Shoppers Stop, and Marks and Spencer.
Birthday Benefit
- You can earn 20 reward points on your birthday with your SBI Card PRIME for every Rs. 100 you spend. This can only go up to 2,000 points per year.
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Milestone Benefits
- When you spend more than Rs.50,000 in a quarter, you can win a Rs.1,000 Pizza Hut voucher.
- When you spend Rs. 5 lakh or more in a calendar year, you can get gift vouchers worth Rs. 7,000 from Pantaloons or Yatra.
- The credit card’s annual fee will be waived if you spent at least Rs. 3 lakh in the previous year.
Hotel Stay Benefits
- Get a free membership to the Trident Privilege Red Tier.
- When you sign up, you’ll get 1,000 Welcome Points.
- When you make a reservation on the hotel website, you can save 10% right away.
- On your first hotel stay, you’ll get 1,500 bonus points, and if you stay for more than one night, you’ll get a Rs. 1,000 hotel credit.
- Spending Rs. 100 on the card at any of the participating hotels earns you 10 points.
Complimentary Airport Lounge Access
- Receive the Club Vistara Silver Membership Program for free.
- With the program, you can get one upgrade voucher.
- For every Rs. 100 spent on Vistara flights, earn 9 Club Vistara Points.
MasterCard / Visa Privileges
- On Green Fees, four free rounds every year.
- One free round of golf every month at a few Indian golf courses.
- Benefit from exclusive perks at 900 luxury hotels worldwide.
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Insurance Benefits
- Air accident insurance cover of Rs.50 lakh and credit card fraud liability cover of Rs.1 lakh given to primary cardholders.
How Redeem Reward Points?
Redeem reward points for a variety of purchases, including fares, hotels, and shopping. Reward points can be used to pay for your travel expenses or to make purchases at participating companies. Some of the popular rewards programs include United, Southwest, and Chase Ultimate Rewards. Additionally, you can use point currencies such as the British Airways Avios or the American Express Membership Rewards to make purchases in various currencies.
Depending on the program you choose, you may be able to transfer points into one another’s programs, making it easier to save up for a desired item or trip. You can also use your points to make charitable donations or pay off your credit card balance more quickly. Your reward points can be exchanged through State Bank of India’s online banking system. The steps that need to be taken are as follows:
- Access your SBI net banking account by logging in.
- On the main page, select the option to “redeem rewards.”
- The reward category can be selected from the provided catalog.
- On the left side of the page, the total number of reward points will be displayed to you.
- Enter the city where the rewards will be delivered.
- Click “add to cart” after selecting the reward’s quantity.
- Once finished, keep an eye on the disclaimer and snap on ‘place request’.
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Fees and Charges of the SBI PRIME Card
The SBI PRIME card is a bank-issued debit card that can be used for making payments at merchant locations, withdrawing cash, and making purchases. There are no fees or charges associated with the card. However, you may be charged a fee by the merchant if you use the card to make a purchase rather than paying in cash or using a credit or debit card.
The main advantages of the SBI PRIME card are its convenience and security, as it allows you to make payments without carrying large amounts of cash. The card can also help reduce the risk of identity theft by providing an added layer of protection against unauthorized payment activity.
To apply for the SBI PRIME card, you must meet certain criteria, such as having a valid bank account with SBI and having an active MasterCard or Visa credit or debit card issued by SBI. The application process can take several weeks, so it is recommended that you apply well in advance of needing the card.
| Type of Charge | Amount |
| Annual fee | Rs.2,999 |
| Renewal fee | Rs.2,999 |
| Add-On card fee | Nil |
| Cash advance fee | 2.5% of the amount withdrawn or Rs.500 (Domestic ATMs) 2.5% of the amount withdrawn or Rs.500 (International ATMs) |
| Finance Charges | 3.50% per month or 42% per annum |
| Payment dishonor fee | 2% of the payment amount; minimum of Rs.450 |
| Statement request | Rs.100 per statement (more than 2 months old) |
| Cash payment fee | Rs.250 |
| Late payment fee |
|
| Cheque payment fee | Rs.100 |
| Over limit fee | 2.5% of the over limit amount; minimum of Rs.600 |
| Rewards redemption fee | Rs.99 |
| Foreign currency transaction | 3.50% |
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Eligibility of SBI PRIME Card
The terms and conditions of the SBI Prime Card may also differ depending on an individual’s position at SBI. For example, a director may receive additional benefits and services while a factory worker may have fewer options available. It is important to note that eligibility requirements do change over time as well, so it is recommended that you check with your employer’s Human Resource department for the most up-to-date information.
- You must be between the ages of 18 and 70.
- The holder of the add-on credit card must be over 15 years old.
- The applicant may be a non-resident of India or a resident.
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Documents Required to Apply for SBI Prime Credit Card
- completed application for a credit card.
- a copy of Form 60 or the PAN card.
- PAN, driving license, Aadhaar Card, and other forms of identification
- Proof of income—the most recent pay stub, a copy of Form 16, an IT return, etc.
- Identity documents such as a passport, ration card, electricity bill, or Aadhaar
- Color photographs of the applicant in the size of a passport.
How to Apply for the SBI Prime Card Online?
The SBI Prime Card is a Visa Card issued by the State Bank of India (SBI) that allows its cardholders to enjoy various benefits and privileges. The card can be used at various merchants and retailers across the country, including gas stations, restaurants, and grocery stores. It also comes with a cashback feature that allows cardholders to earn money back on their purchases every time they use their card. In addition to this, the SBI Prime Card has several other benefits and perks, including travel insurance, roadside assistance, and additional accident insurance coverage. To apply for the SBI Prime Card online, you will need to provide your personal information such as your name, address, and date of birth. You can apply directly from the website using a credit or debit card. The application process may take several days to complete.
- Click “Check Eligibility” to see if you are eligible for the card.
- Ensure that you provide the requested data.
- When asked to do so, upload the documents next.
- To determine the application’s status, use the tracking ID in the “Track Application” process.
Conclusion
The SBI Card Prime is a credit card offered by Standard Bank of South Africa that offers great rewards and benefits to its users. It has several features that make it stand out from other credit cards, such as the ability to earn airtime vouchers, which can be used at any network partner that uses the Vodacom or MTN networks. Additionally, the card has a cashback rewards program, which can help you earn money back on your purchases. The card also comes with a host of insurance and security features, including fraud protection and roadside assistance. Overall, the SBI Card Prime is a great option for those who want to earn rewards while using their credit card.
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