How to apply for Axis Bank Neo Credit Card?- The Axis Bank Instant Neo Credit Card is Axis Bank’s second credit card, following the Neo Credit Card. The card has a lot of appealing features, including easy EMI options and reward points, a variety of exciting benefits like cashback and multiple welcome gift vouchers. It can be used for any domestic transaction, and you can take advantage of year-round deals on a variety of expenses.
How to apply for Axis Bank Neo Credit Card?
The Axis Bank Neo Credit Card offers discounts on top brands like Amazon, Book MyShow, Myntra, Paytm, and more, making it ideal for frequent online shoppers. If you frequently shop online and make purchases through these websites, this is a viable option. This credit card also offers other benefits like discounts on movie tickets, food orders, and grocery store purchases. If you want to save money on online purchases and start your credit journey, Axis Neo is a good choice.
How to apply for Axis Bank Neo Credit Card Overview
| Name Of Article | How to apply for Axis Bank Neo Credit Card? |
| How to apply for Axis Bank Neo Credit Card? | Click Here |
| Category | How to guides |
| Official Website | Click Also |
Benefits And Features Of The Axis Bank Neo Credit Card
Lifestyle benefits on the Axis Bank Neo Credit Card
- Participate in the Axis Bank Dining Delights program to receive attractive dining benefits at partner Indian restaurants.
- Get a voucher for a Jabong gift.
- You can also redeem movie tickets with the Neo Credit Card.
Rewards Program
- Under the eDGE Loyalty Program, earn 2 rewards points for every Rs. 200 spent with the Axis Bank Neo credit card.
- On the Axis Bank website, rewards points can be purchased from an exclusive catalog.
Secure Transactions
- The credit card has an embedded EMV chip to improve the security of your online transactions.
Lost Card Liability
- Neo cardholders can take advantage of Axis Bank’s zero-cost insurance for lost cards.
- All transactions on the card will be protected after you report it lost to the customer service department.
EMI Facility
- Make equal monthly payments on your expensive purchases.
- The length of a tenure can be anywhere from six months to 24 months.
- Monthly installments are an option for any purchase over Rs. 2,500.
Dining Privileges
- At partner restaurants across India, you can save up to 15% on your dining expenses.
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Axis Bank Neo Credit Card Limit
The axis bank Neo card’s limit is set at the bank’s discretion. The credit history, credit report, your credit score, and your past and current debts all play a role in determining the cardholder’s credit limit.
Latest Offers by Axis Bank Neo Credit Card
Shopping Offers
- When you make a minimum purchase of Rs. 500 on Myntra.com, you can save 10%.
- When you make purchases at BigBasket worth more than Rs. 1,000, you can save up to 20%.
- Choose from a wide selection of Croma, Reliance Digital, and Snapdeal products with EMI options.
- When you use the Freecharge app or website to make mobile recharge transactions, you can get up to 100% back in cash.
- Get a 10% discount on purchases of at least Rs. 500 on Myntra.com.
Movie Offers
- You can save 10% on movie tickets when you book them through BookMyShow, and you can get benefits up to Rs.50 per month.
Travel Offers
- Choose simple EMI payments for your Yatra and Goibibo travel reservations.
- When you book your first domestic or international flight through EaseMyTrip, you can save up to Rs. 800.
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How To Redeem Reward Points Earned On Axis Bank Neo Credit Card?
After three years, the points you earn with your Neo credit card will automatically expire. In order to redeem reward points, it is recommended to regularly monitor them.
To redeem your reward points, follow these steps:
- Open your online banking account.
- Choose “Account Summary.”
- Select the option labeled “Axis eDGE Rewards.”
- To view your rewards, select the “Redeem Now” option and check the box to accept the terms and conditions.
- Select the reward category from the drop-down menu and add them.
- After that, click “confirm” to redeem the points.
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Fees And Charges On The Axis Bank Neo Credit Card
| Type of Charge | Amount |
| Joining Fees | Rs.250 (Waived off if Rs.2,500 spent in 45 days) |
| Annual Fees | Rs.250 |
| Add-on card fee | Nil |
| Cash withdrawal fees | 2.5% of the transaction amount; minimum of Rs.250. |
| Duplicate statement fee | Waived |
| Cash payment fee at the branch | Rs.100 |
| Card replacement fee | Waived |
| Late payment fee | If the total due amount is: Below than Rs.100 – Nil From Rs.101 to Rs.300 – Rs.100 From Rs.301 to Rs.1,000 – Rs.300 From Rs.1,001 to Rs.5,000 – Rs.500 From Rs.5,001 to Rs.20,000 – Rs.600 Above Rs.20,000 – Rs.700 |
| Penalty on over-limit | 3% of the over-limit amount (Minimum of Rs.500) |
| Foreign currency transaction fee | 3.50% of the transaction amount |
| Interest on cash advances | 3.50% per month |
| Balance inquiry fee | Waived |
| Outstation cheque fee | Waived |
| Cheque return fee | Rs.300 |
| Hotlisting fee | Nil |
Eligibility for the Neo Credit Card
The Neo Credit Card requires applicants to meet the following eligibility requirements:
- The primary cardholder should be between the ages of 18 and 70.
- The add-on card holder should be at least 15 years old.
- Applicant may or may not be an Indian citizen.
Credit card eligibility requirements can be altered at any time by the bank without prior notice.
Documents For Applying For The Neo Credit Card From Axis Bank
- Completed application for a credit card.
A copy of Form 60 or the PAN card. - Identity proof – PAN, driving licence, Aadhaar Card, etc.
- Income proof – latest pay slips, Form 16, IT return copy, etc.
- Residence proof – Passport, Ration Card, electricity bill, Aadhaar, etc.
- Color photographs of the applicant in the size of a passport.
The preceding list is only an example; when you apply for the Neo credit card, additional documents might be requested.
How to Apply for the Axis Bank Neo Credit Card Online?
The Neo credit card can be applied for online through the Axis Bank website.
Through BankBazaar, the application for the card can also be submitted entirely online. The steps that need to be taken are as follows:
- Click “Check Eligibility” to see if you are eligible for the card.
- Ensure that you provide the requested data.
- When asked to do so, upload the documents next.
- To determine the application’s status, use the tracking ID in the “Track Application” process.
Important Official Website:- https://www.axisbank.com/
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