Bajaj Allianz Personal Accident Plan 2023 – You can never be sure what will happen the next day because life is unpredictable. The family faces serious financial difficulties whenever a problem arises involving the family member who earns money. Even in the event of death or disability, Bajaj Allianz’s personal accident plans guarantee financial security and peace of mind. Bajaj Allianz Personal Accident Policy provides policyholders with a safety net because life is unpredictable and can present unexpected challenges. The Bajaj Allianz Personal Accident Policy ensures that any unforeseen occurrences will not have an impact on your future. The Bajaj Allianz Personal Accident Insurance policy provides complete safety and tranquility for the family in the event of the accidental death or injury of a breadwinner.
Bajaj Allianz is a leading insurance company in India. They offer a wide range of personal accident plans, which cover a wide range of risks and include benefits such as medical expenses, loss of wages, and funeral expenses. If you have been injured in an accident, it’s important to understand your rights and options. In this article, we provide information on the Bajaj Allianz Personal Accident Plan 2023, which is one of the most comprehensive plans available. We also explain how to get started and answer some common questions.
Bajaj Allianz Personal Accident Plan 2023
Bajaj Allianz Personal Accident Plan 2023 has been designed to provide comprehensive protection for you and your family in the event of an accident. This plan covers all your medical expenses, loss of income caused by the accident, and covers the cost of rehabilitation if necessary. You can also claim monetary compensation for pain and suffering, as well as loss of dignity. To get started, just complete the application form and send it in to Bajaj Allianz. We’ll take care of the rest!
Bajaj Allianz Personal Accident Insurance Policy coverage is broadly divided into three sections: Basic, Wider, and Comprehensive. It is available with two add-on covers like hospital confinement allowance and medical expenses. Allianz Accidental insurance provides up to three years of policy coverage with a sum insured of up to 25 lakh Indian Rupees. In the event of death, permanent total disability, permanent partial disability, or temporary total disability, the insurer is covered by the Bajaj Allianz Personal Accident policy.
Bajaj Allianz Personal Accident Plan Details
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Bajaj Allianz Personal Accident Plan Scope of cover
If you have been injured while travelling with Bajaj Allianz, you will be covered under our Personal Accident Plan. This plan covers a wide range of situations, from simple scratches and bruises to more serious injuries. So whether you have been in an accident while travelling with Bajaj Allianz or you have been the victim of a crime, our Personal Accident Plan will help you get the financial support you need.
- This policy may provide coverage for the proposal and spouse who are between the ages of 18 and 65.
- This health insurance plan can cover dependents between the ages of 5 and 21.
- If you select the family package and insure at least two family members, you will receive a discount of 10% off your premium.
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Sum insured values –
The details for each of the three coverage options in this plan—Basic, Wider, and Comprehensive—are listed below:
Risk Gathering Covered –
This approach is accessible just for each of the three word related risk bunches which are classified as follows:
Risk Level I –
Incorporates people under authoritative/overseeing capabilities, bookkeepers, specialists, attorneys, modelers, instructors and comparable capabilities.
Risk Level II –
Incorporates every single physical work, carport mechanics, machine administrators, paid drivers, cash conveying representative, developer, worker for hire, veterinary specialist and comparable capabilities.
Risk Level III –
Laborers in underground mines, electric establishments with high pressure wires, major game trackers, carnival entertainers and comparative capabilities.
Main highlights of the Bajaj Allianz Personal Accident Plan
Bajaj Allianz personal accident plan has been designed keeping in mind the changing lifestyle of the individual. The policy is flexible, and can be customized according to the needs and requirements of the customer. Policy offers a wide range of benefits that include medical expenses, death benefit, and other expenses. The policy has been designed to make the customer’s life easy after an accident.
A portion of the significant advantages presented by Private Mishap Plan by Bajaj Allianz Medical coverage are:
- 125% of aggregate guaranteed is paid as remuneration if there should be an occurrence of super durable complete inability.
- The advantage of around INR 15,000 is accessible with no extra premium. Benefits presented in this arrangement
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The Personal Accident Plan by Bajaj Allianz offers benefits like
If you’ve been injured in an accident, you’ll want to consider getting insurance. After all, accidents happen, and it’s always better to be prepared for the worst. But what type of insurance is the best for you? The Personal Accident Plan by Bajaj Allianz can offer a range of benefits that can make your life much easier should something happen. Here are just a few of the benefits that you can expect from this policy.
ACCIDENTAL DEATH –
Under this benefit the nominee (appointed by the insured) gets compensation from the insurance company which is equal to 100% of sum insured after insured individual’s death.
PERMANENT TOTAL DISABILITY –
A weighty physical issue brought about by a mishap that outcomes in long-lasting complete handicap is covered under this advantage as long as it happens in no less than a year from the date of a mishap. The pay up to 125% of aggregate protected is given by the insurance agency in such cases.
PERMANENT PARTIAL DISABILITY –
A significant physical issue brought about by a mishap that outcomes in fractional handicap is covered under this advantage as long as it happens in 12 months or less. The pay is paid by the insurance agency in the scope of 2 to 75% of aggregate guaranteed relying upon the piece of body impacted.
TEMPORARY TOTAL DISABILITY –
A significant physical issue brought about by a mishap that keeps one from chasing after his/her occupation is covered under this advantage for however long it’s in 12 months or less. The remuneration equivalent to 1% of summarize safeguarded to a limit of INR 5000 is paid by the guarantor up to 100 weeks.
Some of the good to have benefits offered in Personal Accident plan by Bajaj Allianz are
If you are someone who is prone to accidents, then you will want to consider Personal Accident insurance by Bajaj Allianz. Not only will this policy provide you with financial protection in the event of an accident, but it will also offer you some good to have benefits such as roadside assistance, medical expenses, and loss of wages. So if you are uncertain about what type of policy is right for you, read on for more information.
1. COVERAGE FOR TRANSPORTATION EXPENSES –
Under this benefit the expenses on transportation of mortal remains equal to 2% of sum insured up to a maximum of INR 500 are covered.
2. Education Fund –
Under this advantage, a pay equivalent to INR 5,000 would be paid as a feature of instruction asset to every one of the safeguarded person’s reliant youngsters beneath age 19 years. This advantage would be paid exclusively in the event of substantial case for death or handicap of the guaranteed. Limit of 2 wards would get this advantage.
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Value add cover Bajaj Allianz Personal Accident Plan
Do you have a Bajaj Allianz personal accident plan? If not, now is the time to get one! This valuable policy can help cover a variety of costs if you become injured while on the job. What are some of the benefits of having this policy? Here are five reasons you should get a value add cover Bajaj Allianz personal accident plan today.
Some benefits which add value to this personal accident disability plan by Bajaj are:
1. NO-CLAIM BONUS
After each guarantee free year the organization rewards you with no-guarantee reward which is equivalent to 10% of the fundamental aggregate protected for a limit of 5 years for example up to half of the aggregate safeguarded.
ADD-ON COVER Allianz Personal Accident Plan
The benefits offered in the Accident plan by Bajaj Allianz on payment of additional premium are:
1. DAILY CASH/ HOSPITAL CONFINEMENT ALLOWANCE
Under this benefit, for each valid claim under any section of this policy a daily cash of INR ,1000 per day up to a maximum of INR 30,000 is paid.
2. Hospitalization expense cover
Under this advantage in the event of any legitimate case in this strategy, hospitalization cost for the treatment is concealed to 40% of the summarize protected in the segment to a limit of INR 5,00,000.
Exclusions Bajaj Allianz Personal Accident Plan
- A portion of the significant rejections under an individual mishap plan are:
- War or psychological oppression related wounds.
- Self-injury or self destruction.
- Previous injury or inability.
- Injury because of audacious exercises.
- Hospitalization for treatment of ailment or illness.