How to apply for HSBC Platinum Credit Card?- Do you want a card that meets your needs? The HSBC Platinum credit card is available to you. In order to increase your savings, the best credit card offers accelerated reward points in a variety of categories. Benefits for cardholders include the elimination of the fuel surcharge, the replacement of emergency cards, and credit card balance transfers with EMI. You can get more cashback and rewards if you use CRED to pay for your HSBC credit card. Now, let’s learn more about the application process for the HSBC Platinum credit card, its benefits and rewards, eligibility requirements, and fees and charges:
How to apply for HSBC Platinum Credit Card?
HSBC Bank offers an entry-level credit card called the HSBC Visa Platinum Credit Card. Customers are greeted with exclusive benefits, including complimentary lounge access worth up to Rs. 1, and there is no joining or annual fee. 2,000 bonus cash, a 50% discount on Google Pay, and other perks. You can get 2 Reward Points for every Rs you spend with this card. When you spend Rs. 100, you get 5 times as many reward points. 4 lakhs in a year of celebration. In addition to the reward points, you get a fantastic chance to earn up to Rs. Under its milestone benefits, 1,000 cashback annually.
In addition, the partner brands provide you with exciting benefits, such as the “Buy 1 Get 1 Free” promotion on BookMyShow and a 10% discount on Tata Cliq, among other things. Additionally, the card’s key features include the fuel surcharge waiver and zero liability protection in the event of a lost card. Continue reading to learn more about the HSBC Visa Platinum Credit Card:
How to apply for HSBC Platinum Credit Card Overview
| Name Of Article | How to apply for HSBC Platinum Credit Card? |
| How to apply for HSBC Platinum Credit Card? | Click Here |
| Category | How to guides |
| Official Website | Click Also |
Key Highlights of HSBC Visa Platinum Credit Card
- A lifestyle credit card that has appealing rewards and offers.
- There is no annual or joining fee.
- Enticing deals for the first time.
- Rewards points accelerated for specific categories.
Lifestyle Benefits offered by HSBC Visa Platinum Credit Card
- Vouchers for free travel.
- 10% cashback within the first sixty days of receiving the card.
- Movie vouchers worth up to Rs. 3,000 each year.
- 15% off meals in partner establishments in major Indian cities.
HSBC Visa Platinum Credit Card – Features and Benefits
Zero joining fee and annual fee: The card offers free access to all of its features and benefits. Yes, that is what you read. The Visa Platinum Credit Card from HSBC comes with no joining or annual fees.
Introductory offers
- Gift voucher: Within sixty days of completing your first HSBC credit card transaction, redeem two Rs.1,000 Cleartrip vouchers. Offer only applies to cards issued before July 20, 2019.
- Cashback: Receive up to 10% cashback on all purchases made with the card within the first 90 days. The maximum cashback you can receive per card is Rs.2,500, and the minimum transaction amount should be Rs.10,000. Offer only applies to HSBC credit cards issued prior to March 31, 2019.
- 3X reward points: For the first year following the card’s issuance, earn six reward points for every Rs. 150 spent on dining, telecom, or hotel categories.
Reward points program
- Every Rs. 150 spent on all retail purchases earns you two rewards points.
- Up to 10 reward points per purchase after the annual spend threshold of Rs. 4 lakh, up to a maximum of Rs. 10 lakh, within a year of card setup, or up to 5 times more points.
- Rewards points can be exchanged for a wide range of items, such as airline miles, gifts, vouchers, donations, and charitable contributions.
Spend based rewards
- Win a free diversion ticket voucher worth up to Rs.500 on spends of Rs.50,000 or more in a schedule month. Greatest Rs.3,000 vouchers can be profited per cardholder in a year.
Check Here- Rewards Credit Cards Benefits
Dining privileges
- You can save up to 15% at certain restaurants in your city by participating in the Simply Indulge dining program offered by HSBC.
Fuel surcharge waiver
- Fuel transactions between Rs. 400 and Rs. 4,000 are exempt from surcharges at all Indian gas stations. The monthly waiver amount cannot exceed Rs. 250.
Zero liability on lost card
- If you report the HSBC Visa Platinum Credit Card as lost within the next 24 hours, you will not be held responsible for any unauthorized transactions that may occur on the card. Up to Rs. 3 lakh would be covered by the policy up to 24 hours after the loss was reported.
Emergency card replacement
- You can request a replacement credit card if you lose it while traveling abroad. Request a card cancellation or replacement by calling the HSBC credit card helpline or Visa Global Assistance Services. Worldwide, an emergency card will be issued within three days of reporting. Additionally, there are emergency cash services available at over 22,000 locations worldwide.
Global acceptance
- Over 1 lakh locations in India and around the world accept the HSBC Platinum Credit Card for use.
Loan on Phone
- You can change over your acquisition of least worth of Rs.2,000 into EMIs in no less than 15 days of the exchange. Various residency choices including 6, 12, 18, and 24 with financing costs going from 18% to 23.88% per annum are accessible on the office.
Check Also- Shopping Credit Cards Benefits
Instant EMI
- When making a purchase at a merchant terminal, the HSBC credit card EMI facility makes it easy to convert purchases into EMIs. To convert into an EMI, the minimum transaction value must be greater than Rs.2,000. The facility offers a variety of tenure options, including 3, 6, 9, 12, 18, and 24, at interest rates ranging from 12% to 15% annually.
Add-on credit cards
- You can apply for up to three additional credit cards for people in your immediate family who are over the age of 18: siblings, spouse, parents, and children. The add-on cards will be given out for free. The primary cardholder will be responsible for paying for all card-related expenses and spending limits.
HSBC Visa Platinum Credit Card Fees and Charges
| Type of fee or charge | Amount (Rs.) |
| Joining Fee | NIL |
| Annual fee | NIL |
| Interest rate | 3.3% per month |
| Cash withdrawal fee | 2.5% of the transaction amount (subject to a minimum of Rs.300) |
| Rewards redemption fee | Rs.50 per request |
| Duplicate statement fee | Rs.100 per statement which is older than 3 months |
| Cheque bounce/Unsuccessful ECS payment | Rs.350 |
| Cash withdrawal fee at foreign ATMs | Rs.100 |
| Overlimit fee | Rs. 500 per month |
| Late payment fee | 50% of the minimum due amount (subject to a minimum of Rs.400 and a maximum of Rs.750) |
| Sales slip retrieval fee | Rs.225 per month |
| Out-of-town cheque processing | · Rs.50 for up to Rs.10,000 · Rs.100 for processing amount between Rs.10,001 and Rs.1 lakh · Rs.150 for cheque amount more than Rs.1 lakh |
| Credit card replacement fee – India and abroad | Rs.100 |
| Currency conversion fee | 3.5% |
| Cash payment at HSBC branches | Rs.100 |
| Copy of Credit Information Report | Rs.50 |
Also Check- Cashback Credit Cards Benefits
HSBC Visa Platinum Credit Card Eligibility Criteria
The essential qualification to apply for HSBC Platinum Visa Charge card is given underneath:
- Applicant must be at least 18 years old, and their maximum age must be 65.
- The card can only be applied for by employees.
- The annual gross income should be at least Rs. 4 lakh.
- Must be a resident of the cities that offer the credit card. The card is currently available in major cities like Kolkata, Noida, Mumbai, Delhi, Pune, Bengaluru, Chennai, Hyderabad, and Noida.
Documents Required for HSBC Visa Platinum Credit Card
The documents required to process your application for the HSBC Platinum Visa Credit Card are listed below if you are eligible.
- The most recent copy of the employer’s pay slip or salary certificate.
Copy of the most recent statement from your credit card. - Bank statements from the last three months showing salary credits.
- Identity, proof of residence, and a PAN card or Form 60
How To Apply For The HSBC Visa Platinum Credit Card?
You can apply for the card online or offline at any time if you meet the above eligibility requirements. To apply offline, bring the required documents to the HBC branch in your city and apply for the card by filling out the paper application form. Follow the steps below to submit an online application:
- First of all, Visit HSBC’s official website.
- Select Banking.
- The Visa Platinum Card will then appear under “Credit Cards.”
- Select “Apply Now.”
- Begin your application by entering your name and versatile number and continue further.
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