Oriental Personal Accident Plan – If you’re looking for an affordable and comprehensive personal accident insurance plan, look no further than Oriental. Oriental offers a range of benefits that are perfect for those who are looking for quality coverage without having to sacrifice price. In this blog post, we’ll discuss some of the key features of Oriental’s personal accident insurance plan and why it might be a good fit for you. We’ll also provide tips on how to make the most of your policy and ensure that you’re getting the most out of your coverage.
Accidents can be so disastrous that they cause death or permanent disability. Accident-caused serious injuries can render you disabled and limit your earning potential. Oriental Insurance offers personal accident plans to protect you from such occurrences. a one-of-a-kind insurance policy that covers individual death and disability benefits. It is a fairly straightforward plan from Oriental Insurance that enables an individual to provide financial support for themselves and their family in the event of death or disability. This health insurance policy covers death, vision loss, and limb loss.
Oriental Personal Accident Plan 2024
Are you looking for an affordable and comprehensive personal accident insurance plan? If so, you may want to consider Oriental Personal Accident Plan. Oriental offers a range of affordable and comprehensive policies that can provide you with the protection you need in the event of an accident. In this blog post, we’ll take a look at some of the key benefits of using Oriental Personal Accident Plan and discuss how it can help you protect your health and financial security.
To meet the protection requirements of various customer groups, Oriental Insurance provides a variety of Personal Accident Coverage Plans. Oriental Insurance is a Government of India-owned subsidiary. Oriental Insurance is one of India’s largest general insurance companies and offers a wide range of insurance products. It also has over 900 offices and a large distribution network. The business has locations in Nepal, Kuwait, and Dubai in addition to India.
Oriental Personal Accident Plan Details
| Name Of Article | Oriental Personal Accident Plan |
| Oriental Personal Accident Plan | Click Here |
| Category | Insurance |
| Official Website | Click Also |
The various kinds of personal accident plans offered by Oriental Insurance Company
Gramin Oriental Personal Accident Plan
Oriental Insurance Company offers a range of personal accident plans that can help you protect yourself from the financial fallout of an accident. In this blog post, we’ll take a look at some of the most popular plans and explain what they include. We’ll also discuss how to choose the right plan for your needs and how to claim on it if necessary. So if you’re ever in a situation where you need to protect yourself financially, be sure to read this blog post!
Plan Features
- A customized mishap insurance plan for the provincial clients
- Accessible at a reasonable premium and furthermore cast the significance of assurance covers for every single one in the general public.
- The strategy covers Individual Mishap cover Passing/Extremely durable Complete Disablement, Loss of Limb(s) and Long-lasting Fractional Disablement happened in case of mishap.
- Likewise covers the repayment of Hospitalization/Domiciliary Hospitalization costs for sickness/illnesses or injury supported.
Reasonable premium - Free look period for 15 days permitted surveying the agreements of the arrangement and returning something very similar, if not satisfactory.
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Exclusions from the plan
- Any Substantial injury as an outcome straightforwardly or in a roundabout way of war, intrusion, demonstration of unfamiliar foe, threats (Whether war be proclaimed or revolt) nationwide conflict, defiance, upset, uprising, military or usurped power, seizures nationalization, common disturbance or plunder or loot in association herewith.
- Any substantial injury to the Protected individual because of seizure, demand or obliteration by request of any administration, public or neighborhood authority
- Any substantial injury to the Protected individual, considerable misfortune, legitimate risk , straightforwardly or in a roundabout way brought about by or added to by or emerging from Ionizing radiation or defilement by radioactivity from any atomic fuel or from any atomic waste from the Ignition of atomic fuel.
- Any Case towards the illness of any sickness or coincidental injury endured during support in hazardous games/exercises.
- Any dental treatment or medical procedure which is restorative, corrective or of stylish strategy, filling of cavity, root trench including mileage and so on except if emerging from infection or injury and which requires hospitalization for therapy.
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Janata Personal Oriental Personal Accident Plan
Janata has you covered. We offer a range of personal accident plans that can help you cover the costs of an accidental injury, including medical expenses, lost income, and more. In this blog post, we’ll discuss the different types of Janata personal accident plans and how they work. We’ll also provide tips on how to choose the plan that’s right for you and help you understand the benefits of using one. So if you’re looking for help coping with the financial aftermath of an accident, be sure to check out our website!
Plan Features
- An exhaustive incidental security plan for a wide variety of clients between the age gathering of 10 years to 80 years.
- Plan benefits covers pay towards Death/Long-lasting Complete Disablement, Loss of Limb(s) and Super durable Halfway Disablement happened in case of mishap.
- Aggregate Guaranteed to the quantum of least Rs.25, 000/ – per individual Dad to the greatest sum Rs.5, 00,000/ – Dad with expansion in total safeguarded in the various of Rs. 25,000/ –
- For total safeguarded higher than Rs. 2 lakh, pay verification is compulsory necessity.
- Reasonable premium rate which is Rs.15/ – for a total safeguarded of Rs.25, 000/ – .
- Legitimate on yearly premise and can be reestablished occasionally.
- Free look period for 15 days permitted exploring the agreements of the strategy and returning something very similar, if not adequate
Plan Benefit
| Table Of Benefits | Sum Insured Payable | |
| a. | Death | 100% of S.I. |
| b. | Total and irrecoverable loss of sight of both eyes or loss of use of two hands or feet or loss of sight of one eye and loss of use of hand or foot. | 100% of S.I. |
| c. | Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot. | 50% of S.I. |
| d. | Permanent total disablement due to accident | 100% of S.I. |
Exclusions from the plan
- Any current handicap.
- Demise injury or disablement because of deliberate self wounds, self destruction or endeavored self destruction.
- Disablement or demise under impact of alcohol or medication.
- Demise or disablement during dashing, shooting, major game hunting, mountaineering, ice hockey, winter sports.
- Break of regulation with criminal goal.
- War gathering of hazards.
- Atomic gathering of hazards.
Nagrik Suraksha Oriental Personal Accident Plan
Are you worried about the possibility of a personal accident? If so, you’re not alone. With increasing rates of accidents and injuries, it’s important to have a plan in place in case something happens.
In this blog post, we’ll discuss the benefits of having a nagrik suraksha Oriental personal accident plan, as well as provide tips on how to get started. We’ll also discuss the different types of plans available and how they can benefit you. So whether you’re new to the idea of insurance or you’ve been considering it for a while, this blog post is for you.
Plan Features
- An extensive mishap insurance plan covering the occasions of Death/Long-lasting Complete Disablement, Loss of Appendages and Super durable Halfway Disablement.
- The advantage cover in case of handicap is dependent upon the level of handicap which ought to be not be under 40% in total for any case under Private Mishap Plan.
- The arrangement is solely accessible just to the resident of India.
- The Arrangement offers pay towards the costs caused in the carriage of dead body of the Safeguarded to his place of home and burial service charges for a greatest degree of 2% of the aggregate guaranteed or Rs 2500, whichever is less.
- Remuneration towards the progression of training for the reliant kids in the event of death or super durable absolute disablement of the Guaranteed because of mishap
- The arrangement remunerate sum equivalent to 10% of unique Aggregate Safeguarded or Rs.5,000 whichever is higher for single ward kid or Rs. 10,000/ – whichever is higher for more than one ward youngsters as training store.
- Any deficiency of work because of extremely durable complete disablement, the safeguarded will be compensated a sum equivalent to 1% of the first aggregate guaranteed
- Substantial on yearly premise and can be recharged occasionally.
- Free look period for 15 days permitted inspecting the agreements of the arrangement and returning something similar, if not satisfactory.
Exclusions from the Oriental Personal Accident Plan
Are you looking for an Oriental Personal Accident Plan (OPAP) policy to cover you and your family? If so, you may be wondering what exclusions are included under the OPAP. In this blog post, we will explore the different types of exclusions and what they mean for you and your family. We will also provide tips on how to determine if an OPAP is right for you and answer any questions you may have. So whether you’re new to the idea of an OPAP or have been considering one for a while, this post is a must-read.
- Any Substantial injury as an outcome straightforwardly or in a roundabout way of war, intrusion, demonstration of unfamiliar foe, threats (Whether war be proclaimed or revolt) nationwide conflict, defiance, unrest, uprising, military or usurped power, seizures nationalization, common upheaval or plunder or loot in association herewith.
- Any substantial injury to the Protected individual because of seizure, demand or obliteration by request of any administration, public or neighborhood authority
- Any substantial injury to the Protected individual, weighty misfortune, legitimate risk , straightforwardly or in a roundabout way brought about by or added to by or emerging from Ionizing radiation or defilement by radioactivity from any atomic fuel or from any atomic waste from the Burning of atomic fuel.
- Any Case towards the illness of any sickness or unintentional injury endured during support in risky games/exercises.
- Any dental treatment or medical procedure which is restorative, corrective or of tasteful method, filling of depression, root channel including mileage and so on except if emerging from sickness or injury and which requires hospitalization for therapy.
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Personal Accident Oriental Personal Accident Plan
Plan Features
- All inclusive risk covers against the event of insured sustaining injuries, solely and directly from an accident.
- Plan is offered to groups such as employee- employer / associations / SHG or any other formal group.
- The plan is available as Individual cover or family cover.
- Family shall include spouse and two children aged between 3 months and 79 years.
- Attractive discounts for premium payment in group accident cover plans.
Exclusions from the plan
- Any Substantial injury as a result straightforwardly or by implication of war, intrusion, demonstration of unfamiliar foe, threats (Whether war be pronounced or revolt) nationwide conflict, defiance, unrest, uprising, military or usurped power, seizures nationalization, common disturbance or plunder or loot in association herewith.
- Any substantial injury to the Safeguarded individual because of seizure, demand or annihilation by request of any administration, public or neighborhood authority
- Any real injury to the Guaranteed individual, important misfortune, lawful risk , straightforwardly or in a roundabout way brought about by or added to by or emerging from Ionizing radiation or defilement by radioactivity from any atomic fuel or from any atomic waste from the Ignition of atomic fuel.
- Any Case towards the sickness of any illness or coincidental injury endured during support in perilous games/exercises.
Any dental treatment or medical procedure which is restorative, corrective or of stylish methodology, filling of cavity, root trench including mileage and so on except if emerging from illness or injury and which requires hospitalization for therapy.
Personal Accident Plan – Individuals
Plan Features
- An improved on accident insurance cover plan for people presented with practically no clinical test.
Deep rooted inclusion in view of effective restorations.
Accessible for grown-up people between the age bunch 18-75 years and for youngsters between the age gathering of a half year 18 yrs for kids with deep rooted reestablishment office.
Free Look Time of 15 to assess the agreements of this Arrangement and in the event of any conflict, strategy holder has the choice of dropping the Approach expressing the explanations behind retraction.
30 days elegance Period is presented for restoring the Arrangement.
In case of death caused because of mishap or because of any outcome of injury in something like A year post event of mishap is concealed to the full aggregate safeguarded sum.
A proportionate pay for any Injury happened in the span of 90 Days from the date of the Mishap bringing about one of the misfortunes according to Timetable of Wounds.
Costs brought about towards crisis Clinical benefits for the dire treatment of a Physical issue.
For the instances of disablement, any costs is brought about towards home change or vehicle alteration, including the utilization of wheelchair, the arrangement benefits incorporate something very similar.
Exclusions from the plan
- Any Bodily injury as a consequence directly or indirectly of war, invasion, act of foreign enemy, hostilities (Whether war be declared or riot) civil war, rebellion, revolution, insurrection, military or usurped power, confiscations nationalization, civil commotion or loot or pillage in connection herewith.
- Any bodily injury to the Insured person due to confiscation, requisition or destruction by order of any government, public or local authority
- Any bodily injury to the Insured person, consequential loss, legal liability, directly or indirectly caused by or contributed to by or arising from Ionising radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the Combustion of nuclear fuel.
- Any Claim towards the ailment of any disease or accidental injury suffered during participation in dangerous sports/activities.
Any dental treatment or surgery which is corrective, cosmetic or of aesthetic procedure, filling of cavity, root canal including wear and tear etc unless arising from disease or injury and which requires hospitalization for treatment.
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How to enroll into Oriental Insurance Personal Accident Plans?
Are you looking for an Oriental Personal Accident Plan (OPAP) policy to cover you and your family? If so, you may be wondering what exclusions are included under the OPAP. In this blog post, we will explore the different types of exclusions and what they mean for you and your family. We will also provide tips on how to determine if an OPAP is right for you and answer any questions you may have. So whether you’re new to the idea of an OPAP or have been considering one for a while, this post is a must-read.
- Customer has to logon to www.orientalinsurance.org.in
- Select Buy Online from the top tab bar menu
- Select the sub option as Buy new
- A New pop up window shall give multiple insurance plans
- Select Personal accident plan and fill up the requisite details
Other Online services
Online Premium Payment- Oriental Insurance offers the option to pay the premium of their Personal Accident insurance plans premium online in a hassle free way. For payment of the premium, customers have to register first
Apart from this, customer may use online platform for other services such as
- Renewal of Plans
- Renewal of non Oriental insurance plans
- Buy new Plans.
- Online Premium Calculator
Claim Procedure Oriental Personal Accident Plan
In the event of any Death or injury or disablement to the insured covered under various plans, the nominee or insured should inform Oriental Insurance on urgent basis and further lodge the claim as per plans they have availed. Below mentioned are the guidelines for claim lodgment.
- Immediate notice to be given to the plans issuing office.
- Duly Filled Claim form to be submitted with medical certificate and bills.
- For death claim, nominees should submit:
- Death Certificate
- Original Policy
- Claim Form
- Postmortem Report
- Police Report, if complaint is lodg
- Claims of persons presumed to be dead due to drowning may be settled after two years of the submission of the following documents:
- Police report and final investigation report
- Report of findings by Customs/Port Authorities
- Affidavit duly notarized
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