Atal Pension Yojana 2025- Friends, in this day and age of inflation, it is essential for us to have a source of income for retirement so that we can meet our daily expenses in old age. Everyone wishes that their retirement life, also known as old age, is well spent. Because getting older is one of those times when we will face a lot of challenges if we don’t start saving early. When we reach the age of sixty, we will have a lot of trouble.
In light of these considerations, the government initiated the Atal Pension Yojana so that common citizens can benefit from their retirement by contributing gradually from an early age. If you make the right investments from the start, you won’t have to ask anyone in your later years. The Atal Pension Scheme is a huge help to people of middle and lower class. In order for you to take advantage of the Atal Pension Yojana and secure your and your family’s future, we are going to provide you with a wide range of information today. We will provide you with complete information about the Atal Pension Yojana, including its benefits, required documents, an APY Chart, and more. Therefore, read this post to the end.
Atal Pension Yojana 2025
Every citizen employed in the unorganized sector will receive a monthly Atal Pension Yojana payment ranging from Rs 1000 to Rs 5000. The monthly premium must be paid by the citizen in order to receive this pension. The amount of the premium will rise in line with the citizen’s age. A citizen who is 18 years old will be required to pay a monthly premium of Rs 210, while a citizen who is 40 years old will be required to pay a premium ranging from Rs 297 to Rs 1,454. The spouse of the citizen will receive the funds from this Atal Pension Yojana if the citizen dies before the age of 60 for any reason.
All individuals employed in the unorganized sector of the nation receive a pension of 5,000 ringgit as part of the Atal Pension scheme, which was established by the central government. The Central Government recently stated that if both spouses of a family apply for the Atal Pension scheme, they will receive a monthly payment of 10,000. According to the Pension Fund Regulatory and Development Authority, this scheme allows husband and wife to apply for a pension of Rs. 5000. They will all receive a benefit of approximately 10,000 yen, which includes the sums provided by the Central Government for both, ensuring that they will not experience any difficulties in living their lives.
Atal Pension Yojana Overview 2025
Scheme | Atal Pension Yojana Overview 2025 |
Category | Govt Scheme |
Whose plan | central government |
Beneficiaries | People from unorganized sector |
Objective | To provide pension |
Official website | https://jansuraksha.gov.in/ |
Benefits of Atal Pension scheme
- The beneficiary of an investment in the APY Yojana receives a pension from the government upon retirement, allowing them to cover their own living costs and avoid dependence on others.
- Your income continues after you retire with this plan.
- Atal Pension Yojana: On the death of the pension holder, the amount of the pension is paid out each month to the beneficiary’s wife and the child who comes after her.
- In addition, the government contributes to the Atal Pension Yojana, which results in a monthly pension upon retirement.
- The amount of your pension under this plan is determined by your age and the investments you made. For instance, if a person enrolls in this plan when he or she is 18 years old, he or she will be required to invest Rs 210 each month. When the beneficiary retires, or when he or she is 60 years old, the beneficiary will receive a monthly pension of Rs 5000. The benefits of this plan increase the sooner you join.
- The Atal Pension Scheme provides a minimum monthly pension of Rs 1000 and a maximum monthly pension of Rs 5000.
- You are required to pay the premium under this plan until you reach the age of 60. You receive a monthly pension after 60 years.
- Eligibility for the Atal Pension Yojana The beneficiary must be an Indian to participate in this program.
- The beneficiary ought to be between the ages of 18 and 40.
- This plan can only be used by people who don’t pay income taxes.
- The Atal Pension Scheme will not be available to government employees or those who already participate in EPF or ECS.
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Documents required for Atal Pension Yojana
- The applicant should have a bank account and the bank account should be linked with Aadhaar card.
- Aadhar card
- identity card
- Mobile number and passport size photo
- age certificate
- Address proof
Atal Pension Scheme Premium Chart
If you want to participate in an APY scheme as well as a pension plan, the Atal Pension Yojana Premium Chart below will help you determine the amount of your monthly premium for this plan. The Atal Pension scheme calculator is also of interest to a lot of people. As a result, the following is a list of the monthly payments that will be due for people between the ages of 18 and 40:
पेंशन योजना लेते समय की आयु | योगदान के साल | पेंशन राशि1000/- | पेंशन राशि2000/- | Monthly पेंशन राशि3000/- | मासिक पेंशन राशि 4000/- | मासिक पेंशन राशि5000/- |
18 | 42 | 42 | 84 | 126 | 168 | 210 |
19 | 41 | 46 | 92 | 138 | 184 | 230 |
20 | 40 | 50 | 100 | 150 | 198 | 248 |
21 | 39 | 54 | 108 | 162 | 215 | 269 |
22 | 38 | 59 | 117 | 177 | 234 | 292 |
23 | 37 | 64 | 127 | 192 | 254 | 318 |
24 | 36 | 70 | 139 | 208 | 277 | 346 |
25 | 35 | 76 | 151 | 226 | 301 | 376 |
26 | 34 | 82 | 164 | 246 | 327 | 409 |
27 | 33 | 90 | 178 | 268 | 356 | 446 |
28 | 32 | 97 | 194 | 292 | 388 | 485 |
29 | 31 | 106 | 212 | 318 | 423 | 529 |
30 | 30 | 116 | 231 | 347 | 462 | 577 |
31 | 29 | 126 | 252 | 379 | 504 | 630 |
32 | 28 | 138 | 276 | 414 | 551 | 689 |
33 | 27 | 151 | 302 | 453 | 602 | 752 |
34 | 26 | 165 | 330 | 495 | 659 | 824 |
35 | 25 | 181 | 362 | 543 | 722 | 902 |
36 | 24 | 198 | 396 | 594 | 792 | 990 |
37 | 23 | 218 | 436 | 654 | 870 | 1087 |
38 | 22 | 240 | 480 | 720 | 957 | 1196 |
39 | 21 | 264 | 528 | 792 | 1054 | 1318 |
40 | 20 | 291 | 582 | 873 | 1164 | 1454 |
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Date of joining Atal Pension scheme
The Atal Pension Yojana is open to anyone between the ages of 18 and 40 who wishes to subscribe. For 18-year-olds, the premium is lower, while for 19-year-olds, it is higher. Consequently, the premium rises with age. The premium must be paid until you are 60 years old. The pension will begin in this manner after 60 years have passed. As a result, we have attempted to provide you with as much information as possible about the Atal Pension scheme in this article. In this section, we have discussed the Atal Pension Yojana (or APY Chart in Hindi), its benefits, the necessary documents, and other details. I hope you enjoyed this piece of ours.
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How To Apply Atal Pension Yojana Online Form 2025?
Visit Jan Suraksha’s official website to download the Atal Pension scheme application. By visiting the scheme’s official website, you can download the notification, application form, and frequently asked questions. You must follow the steps below to download the form.
- One must first visit the official website at www.npscra.nsdl.co.in
- On its home page, there are a few options; select the form option.
- Suraksha Bima Yojana, Jeevan Jyoti Bima Yojana, and Atal Pension Scheme are the three options on the following screen. Here, select the Atal Pension Yojana option.
- Atal pension yojana You will now return to the following page, where you will find the options to fill out an application for an atal pension or a claim for an atal pension.
- Atal pension yojana When you click on the claim or application form, a PDF copy of it will be downloaded to your computer.
- Atal Pension application and claim forms can be downloaded from Jan Dhan Jan Suraksha Portal in this manner.
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