IRCTC SBI Card Benefits, Features, Eligibility & Apply Direct Link @sbicard.com

IRCTC SBI Card Benefits- The SBI IRCTC Credit Card, which was launched in conjunction with IRCTC, provides users with multiple travel benefits for a low annual fee. It grants waivers on railway ticket bookings, domestic lounge access, and value back benefits for booking tickets through IRCTC. Basic rewards are also available for other retail purchases. This card might be a good fit for you if you frequently travel within India by train.

In collaboration with Indian Railways, SBI, one of India’s most well-known card issuers, has launched the IRCTC SBI Platinum Credit Card. It offers a few nice rewards and honors considering the cost at which it is being advertised. There is a small fee of Rs 500, plus taxes, for this card. With the IRCTC SBI Platinum Credit Card, cardholders can redeem Rs. 350 in bonus reward points. 500 in the first forty-five days. When we book train tickets on the IRCTC website, we can also redeem reward points for a value back of 10%. In addition, gas stations all over India waive a one percent fuel surcharge. In addition to all of these advantages, it provides contactless payment, making daily transactions more convenient. For additional subtleties, allude to our article.

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IRCTC SBI Card Benefits

A typical person would rather travel by train than take a flight. Therefore, the State Bank of India has launched the IRCTC SBI Card Premier with a plethora of offers in an effort to reduce the costs associated with railway tickets. Discounts on train tickets and insurance coverage in the event of a rail accident are available to you. Rewards points can also be earned through various transactions. Eliminate any additional fees associated with ticket booking on the IRCTC’s official website. When you book a meal or an airplane ticket, take advantage of exclusive deals on Air IRCTC and E-Catering IRCTC. You won’t believe how many other benefits there are. Therefore, go over every feature of this credit card.

With our low interest rate, you can now save a lot and enjoy it. Simply transfer the balances from any other credit card to your Railway SBI Platinum Card to take advantage of Balance Transfer Plans that are tailored to your specific financial requirements and a low interest rate. The appropriate Processing Fee would be assessed. IRCTC and SBI Card are two of the most reliable payment options available to Indian citizens. These cards can be used at ATMs, gas stations, grocery stores, and many other places that accept cards. There are many benefits to using an IRCTC or SBI card, including a no-fee balance transfer option and the ability to pay for goods and services with ease.

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IRCTC SBI Card

IRCTC SBI Card Benefits Details

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About IRCTC SBI Platinum Credit Card

India’s largest provider of financial services is State Bank of India. Mumbai is where the company’s headquarters are. Through its various branches and outlets, joint ventures, subsidiaries, and associate companies, SBI provides a wide range of products and services to individuals, commercial businesses, large corporations, public bodies, and institutional customers. A co-branded credit card designed specifically for Indian customers is the IRCTC SBI Platinum. It gives you some of the best benefits for shopping, dining, traveling, and entertainment, like 10% value backs, reward points, exciting deals, and no transaction fees. IRCTC SBI Platinum Credit Card is a credit card issued by the Indian Railway Catering and Tourism Corporation (IRCTC).

It offers a variety of benefits and perks to its users, including discounts on tickets, travel insurance, and other services. Also, IRCTC SBI Platinum Cardholders can enjoy certain privileges, such as a complimentary Gold Circle seat on select trains, priority boarding, and a 10% discount on food and beverages in IRCTC stations. In addition to that, IRCTC SBI Platinum Cardholders can enjoy free Wi-Fi access at selected stations. The card also comes with an annual fee of INR 500, which is waived for the first year. Overall, the IRCTC SBI Platinum Card provides excellent value and benefits for its users.

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Benefits of IRCTC IRCTC SBI Platinum Credit Card

IRCTC SBI Platinum Credit Cardholders receive preferential rates on rail tickets and passes, as well as a host of other benefits. Some of the most valuable features include the ability to earn travel miles with every purchase, free entry into IRCTC railway stations, and a 24-hour emergency assistance helpline. Additionally, cardholders enjoy a complimentary lounge at major airports and railways stations across the country as well as priority ticketing for select train routes.

The benefits of IRCTC SBI Platinum card are as follows:

Welcome benefitsWithin 45 days of card activation, complete a single Rs. 500 transaction to earn 350 activation points.
Travel benefits
  • Get 10% value back as reward points on booking AC1, AC2, AC3, and AC CC tickets through IRCTC
  • Get 1% off on booking railway tickets through IRCTC website
  • Get offers on booking flight tickets through IRCTC website
Reward pointWith the IRCTC SBI Platinum credit card, you can get one reward point for every Rs. 125 you spend.
Railway lounge benefitsAvail up to four complimentary railway lounge service every year (one per quarter)
Fuel benefitsOn all fuel transactions ranging from Rs.500 to Rs.3,000, the fuel surcharge of one percent will be waived at all petrol pumps.

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Features of IRCTC IRCTC SBI Platinum Credit Card

This bonus can be redeemed as a statement credit against your eligible purchases. You can also use this card for online purchases, including digital payments like e-commerce sites and subscriptions. In addition, the card comes with a host of other benefits and protections, including accident insurance, travel insurance, and extended warranty coverage. So if you are looking for a secured credit card that provides you with all the benefits of an unsecured card and more security, then IRCTC SBI Platinum Credit Card could be right for you.

The features of IRCTC SBI Platinum card are as follows:

Waived transaction charges
  • When you book railway tickets, you can avoid paying 1% in transaction fees.
  • In the event that you cancel the ticket, your card will be charged 1% of the total refund amount.
Contactless service Just wave this card at the secure reader for daily transactions
Balance transfer serviceOn this card, you can transfer the outstanding balance from your other credit card and pay it off in monthly installments at a lower interest rate.
FlexipayConvert your exchanges made utilizing this card into regularly scheduled payments (Least exchange: Rs. 2500 and up To convert it into Flexipay, visit sbicard.com within 30 days of purchase.
Worldwide acceptanceThis travel credit card is accepted by more than 3,25,000 Indian establishments and 29 million VISA establishments worldwide.
Easy cash withdrawalThis card enables you to make cash withdrawals from more than one million ATMs worldwide.
Add-on cardAdd-on card facility available with this card (Minimum age criteria: 18 years)
Visa offersGet offers on dining, golf, travel and entertainment

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Eligibility criteria for SBI IRCTC Platinum Credit Card

Eligibility criteria for SBI IRCTC Platinum Credit Card is based on several factors such as income, employment status and other financial and personal characteristics. This card provides a competitive interest rate and valuable benefits to its users. The following are some of the eligibility criteria for this card:  You must be a resident of India. You must have a valid bank account with SBI. You must have an active bank account with SBI.

The following are the SBI IRCTC Platinum credit card eligibility requirements:

  • You must be between the ages of 21 and 70,
  • work for a salary,
  • be self-employed,
  • have a good credit score.

Documents Required For SBI IRCTC Platinum Credit Card

The documents required for SBI IRCTC Platinum Credit Card are as follows:

Identity Proof
  • Any one of the documents
  • Aadhaar card
  • Driving Licence
  • Passport
  • Voter’s ID card
  • PAN Card
  • Ration Card
Address proof
  • Any one of the following documents:
  • Aadhaar card
  • Telephone bill
  • Passport
  • Ration card
  • Electricity bill
  • Voter ID card
Income proof (For salaried)
  • Pay slips (last six months)
  • Bank statements
Income proof (For self-employed)
  • Proof of business ownership
  • Proof of business continuity
  • Office address proof
  • Bank statements (not more than six months old)
  • Audited financials (not more than two years old)

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How to Apply for SBI Credit Card Online?

SBI Credit Card is a secured credit card provided by SBI, one of the largest financial institutions in India. The card offers low interest rates, flexible payment options, and valuable benefits to its cardholders. However, to apply for the card, you must first complete an application form and provide required documentation. Once you have completed the application process, you will receive an approval letter from SBI confirming your eligibility for the card. You can then use the card to make purchases, pay off debts, or apply for additional credit.

To apply for SBI, follow the steps below:

  • Visit www.sbicard.com
  • Pick the card you wish to apply for and click on the ‘Apply currently’ button.
  • Complete the necessary information and submit the application.

You will be contacted by the SBI card team for verification purposes if your application is approved.

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