United India Personal Accident Plan 2024, Benefits, Features, Buy & Renew Details, Reviews

United India Insurance offers personal accident plans

Are you looking for a comprehensive personal accident plan that can cover you and your loved ones in the event of an accident? United India Insurance has you covered. Our personal accident plans provide comprehensive coverage for injuries sustained as a result of an accident, including medical expenses, lost wages, and more. In addition, our plan are tailored to meet the needs of individual customer. So whether you’re a business owner or an individual looking for protection in the event of an accident, United India Insurance is the perfect choice.

United India Insurance offers a range of personal accident plans that can help cover the costs associated with an accident. In this post, we’ll take a closer look at each of the plans and explain what they offer. We will also provide information on how to apply for a personal accident plan with United India Insurance, as well as answer any questions you may have about the plans. So whether you’re looking for affordable coverage for yourself or a loved one, make sure to read this post!

Individual Personal accident plans

If you’re the victim of an individual personal accident, you may be wondering what steps you need to take to protect yourself and your loved ones. In this blog post, we’ll provide advice on how to create an individual personal accident plan, covering topics such as accident insurance, estate planning, and more. We’ll also provide a step-by-step guide on how to create and update your plan as need, so that you can be sure you’re fully protect in the event of an accidental injury.

If you’re the parent of a young child, you know that accidents happen. And if an accident happens that involves injuries, you’ll want to have a solid plan in place to protect your child and ensure they receive the best possible care. In this blog post, we’ll discuss individual personal accident plans and how they can help protect your child in the event of an injury. We’ll also discuss the different types of personal accident plans available and how to choose the one that’s right for you and your family.

Plan salient features

• comprehensive protection against any death or injury that results in total or partial disability, in addition to other plan benefits.
• United India, in contrast to other accident plans, offers a personal accident plan with worldwide coverage for people between the ages of 5 and 70.
• In the event of a job loss as a result of an accident, a lump sum payment equal to one hundred percent of the insured amount.
• Education ensures that the dependent children continue their education.
• The plan allows for an extension of coverage for medical expenses incurred as a result of an accident with the payment of additional premiums and a cumulative bonus of
• 5% on each renewal up to a maximum of 50% of the insured capital sum.
• Multiple claim channels and a hassle-free claim procedure to guarantee zero time loss, particularly in fatal claim cases.

Check Also-Cholamandalam Personal Accident Plan 

Scope of Benefit under the plan

• In the event of an accident, the plan will pay a lump sum equal to one hundred percent (100%) of the Capital Sun insured for the loss of employment as a direct result of the accident immediately, permanently, and completely.
• Compensation for the insured’s education fund in the amount of 10% of the CSI, subject to a maximum of Rs. 5,000 for one dependent child and 10% of the CSI for each additional dependent child, subject to a maximum of Rs. 10,000. Additional coverage for medical expenses is available with an additional premium payment.
• The plan’s benefits are in addition to the medical benefits.

Exclusions under the plans

• reimbursement of expenses within the same period of disability for two distinct sub-clauses.
• Any additional payment made after a claim made in accordance with one of the subclasses has been accepted and becomes due.
• Weekly payments of compensation until the total amount is determined and agreed upon.
• Compensation for the insured’s death, injury, or disability as a result of: (a) intentional self-injury, suicide, or attempted suicide; (b) while under the influence of alcohol or
• drugs; (c) while engaging in aviation or ballooning; while mounting/dismounting from or traveling in any balloon or aircraft other than as a passenger (fare-paying or otherwise) in any duly Licensed Standard type of aircraft anywhere in the world; (d) directly or indirectly caused by venereal disease
• Indemnification in the event of the insured’s death, bodily injury, or any disease or illness.
• nuclear weapon materials directly or indirectly caused, contributed to, or resulted in.

Read More-IFFCO Tokio Personal Accident Plan 

Road Safety package plan

• a type of insurance designed to cover all of an accident’s medical costs at a hospital or nursing home.
• can be selected for a value of 2.5 to 10 lakhs for one to five years.
• The plan provides coverage for three benefits. Personal Accident, Medical Costs for Injuries to the Bodily, and an Extension to Cover Medical Costs for Accidents That Happen While One Is Working

Benefit coverage

• Death
• Total and irrevocable loss of sight of both eyes or both hands or both Legs
• Total and irrevocable loss of sight of one eyes or one entire hand or one entire Leg
• Permanent or partial or absolute disablement

all costs associated with any illness or injury resulting from a road accident. The costs must include

• Room Boarding expenses as provided by the Hospital / Nursing Home
• Nursing Expenses
• Surgeon Anesthetist Medical Practitioner Consultant’s Specialist’s Fee
• Anesthesia Blood Oxygen Operation Theatre Charges Surgical Appliances Drugs etc..
• Ambulance Charges.

Exclusions:

The plan shall not cover below mentioned circumstances for the claim.

• any amount equal to 50% or 100% of the insured’s capital upon admission of a claim.
• any claim during the same insurance period that is greater than the capital sum insured.
• Suicide or attempted suicide, criminal breach of the law, and any hospital costs that are not directly related to a road accident as defined.
• Nuclear dangers and war.
• Treatment with naturopathy.
• Compensation for the same period of disability under multiple clauses up to the capital Sum Insured.

Group personal accident Plans

Group personal accident plans are a great way to protect your group of employees from personal injury claims in the event of an accident. In this blog post, we’ll discuss the benefits of group personal accident plans and provide you with a step-by-step guide on how to create one. We’ll also provide tips on how to make the plan as effective as possible, so that it can help protect your business from potential lawsuits.

Are you and your team looking for ways to protect yourself in the event of an accident? Group personal accident plans can provide you and your team with the coverage you need to take care of any medical expenses or lost income. In this guide, we’ll outline the different types of group personal accident plans available and give you a overview of their key features. We will also discuss the benefits of group personal accident plans and how they can benefit your business. So whether you’re looking for ways to protect yourself or your team in the event of an accident, this guide is for you.

• Available to Group Members, Organization Employees, and others. could be covered by a Personal Accident Group Plan.
• Two distinct plan options based on the group’s needs and nature.
• Plan A was made specifically to meet the insurance needs of employees of a company, association, or club with a relationship between employees and employers. Both the named employee and the unnamed employee are covered by the plan.
• Plan B is designed for organizations like societies, clubs, and institutions where there is no employee-employer relationship. However, only members of groups with names and addresses would be eligible for the plan.
• Option to select between on-duty and off-duty coverage and the appropriate premium.

Check Also-National Personal Accident Plan 

Coverage benefit.

• In the event of bodily injury-related death within a year of the injury, the capital sum insured must be paid.
• In the event of a total and permanent disability, you will be eligible for the capital amount chosen by the proposer.
• In the event of an accident, the insurer will pay fifty percent (50%) of the capital sum insured selected by the proposer. In the event of an accident, the insurer will pay a
• lump sum equal to one hundred percent (100%) of the capital sum insured for the loss of employment as a direct result of the accident.
• The insured person’s funeral costs, up to a maximum of 2% of the insured person’s capital sum or Rs.2,500, whichever is less, will be covered in the event of an accident that occurs outside of their residence.
• Compensation for the insured’s education fund in the amount of 10% of the CSI, subject to a maximum of Rs. 5,000 for one dependent child and 10% of the CSI for each additional dependent child, subject to a maximum of Rs. 10,000. Additional coverage for medical expenses is available with an additional premium payment.
• The plan’s benefits are in addition to the medical benefits.

Exclusions under the plan

If you’re the member of a group personal accident plan, it’s important to know which aspect of the plan are automatically cover and which are not. In this article, we will discuss the different exclusions under group personal accident plans and what you need to do in order to be cover. We’ll also provide tips on how to make sure that your group personal accident plan is as comprehensive and effective as possible.

If you’re looking for exclusions under your plan, you’re in the right place! In this blog post, we’ll provide a comprehensive list of exclusions that are available under most plan types. We’ll also discuss the different types of exclusions and how they can benefit you.

• reimbursement of expenses within the same period of disability for two distinct sub-clauses.
• Compensation for the insured’s death, injury, or disability as a result of: (a) intentional self-injury, suicide, or attempted suicide; (b) while under the influence of alcohol or
• drugs; (c) while engaging in aviation or ballooning; while mounting/dismounting from or traveling in any balloon or aircraft other than as a passenger (fare-paying or otherwise) in any duly Licensed Standard type of aircraft anywhere in the world; (d) directly or indirectly caused by venereal disease
• Indemnification in the event of the insured’s death, bodily injury, or any disease or illness.
• nuclear weapon materials directly or indirectly caused, contributed to, or resulted in

Also Read-Apollo Munich Personal Accident Plan 

Claim Process United India Personal Accident Plan

Claim Process United India is a leading insurance company that offers personal accident plans to its customers. In this blog post, we will outline the claim process and provide tips on how to make the process as smooth and easy as possible. We will also provide information on how to file a claim after an accident has occurred, as well as discuss the benefits of using Claim Process United India for your insurance needs.

In this blog post, we will discuss the claim process United India Personal Accident Plan and outline the steps you need to take in order to make a claim. We will also provide tips on how to prepare for your claim and protect your interests, so that you can get the maximum benefits possible.

• Duly filled Claim form,
• Original plan certificate
• Investigation report, Death certificate, Postmortem report and FIR/Police report on case to case basis.
• The plan’s assignee is the recipient of the payment.

For claims made in the event of Injury/disability of the insured

• Duly filled Claim form,
• Disability/education Grant/Medical Expenses claims
• Report of attending doctor
• Diagnostic reports (X rays, reports confirming injury)
• Original Medical Bills
• FIR/Police report wherever necessary
• Leave certificate from the Employer

Other Value adds services United India Personal Accident Plan

Are you looking for an additional value add service to your personal accident plan? In this blog post, we’ll discuss some of the most popular additions and explain how they can benefit you. We’ll cover topics such as pet health insurance, holiday travel coverage, and disability insurance. We believe in offering our customers as much flexibility and choice as possible, so be sure to read through this blog post to learn more about what we have to offer.

• Online Quotation and buying option based on monthly income and insurance cover required.
• Renewal of plans.
• Detailed terms and conditions of all plans.
• Download plan copy online

Other Important Terms and Conditions

Welcome to United India Personal Accident Plan! Our other important terms and conditions will help to ensure that you have a smooth experience when using our service. In this document, you’ll find important information about our personal accident plan, such as how it works, the coverage it offers, and how to make a claim. You’ll also find important information about our cancellation policy, our claims procedure, and our refund policy. We hope that you find this document helpful and that you enjoy using United India Personal Accident Plan!

• In accordance with the guidelines and rules established by the Insurance Regulatory and Development Authority (IRDA), United India Insurance Company reserves the right to modify any of the terms, conditions, and exceptions of the various plans, including the renewal premium, with prior approval from the Authority.
• After following the procedures outlined by the IRDA and obtaining prior approval from the IRDA, United India Insurance Company may also withdraw the insurance that is provided under this agreement.

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