Tata AIG Personal Accident Plan – Are you looking for a personal accident insurance policy that will cover you and your family in case of an unexpected accident? Look no further than Tata AIG’s Personal Accident Plan. This policy offers comprehensive coverage, including medical expense, lost wages, and more. It’s ideal for individuals and family who want to be sure they’re cover in case of an accident. And because it’s back by Tata AIG, you can be sure that the policy will provide you with the best possible coverage.
Nobody knows when life will take a repugnant turn because it is full of unexpected and unprecedent events. Financial and emotional damage can be cause by any unfortunate event, including death, injury, disability, and accident. When this occurs, a personal accident insurance plan’s scope becomes clear. The variety of personal accident insurance plans offer by Tata AIG meets the needs of many customers who want to protect themselves and their families from future accidents and the costs associated with them.
Tata AIG Personal Accident Plan 2024
If you have been unfortunate enough to suffer a personal accident, or if someone you know has been injured in an accident, it is important to know your rights and what options are available to you. In this blog post, we will explore the Tata AIG Personal Accident Plan 2024, which is one of the most comprehensive personal injury protection plans available. We will discuss the benefits of the plan, as well as outline the steps you need to take in order to claim benefits. We will also provide information on how to make a claim, and answer any questions you may have about the plan.
His vehicle had been struck by a bus traveling at high speed. Inside, Farhad was confined. Farhad was rushed to the hospital by onlookers. There, the doctors told him that he would need to rest in bed until his fractures healed completely. That required a minimum of a month off from work. The person on the bed next to him was perplexed by Farhad’s calm responses, so they inquired as to why he wasn’t worried. He was told by Farhad that he only needs to worry about the pain of his injuries because he has good personal accident insurance. Now curious, the other man inquired about its operation. A personal accident insurance policy can pay for your medical bills and compensate you in the event of a disability or death as a result of an accident.
Details Tata AIG Personal Accident Plan
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The various plans offered by TATA AIG for Personal Accident insurance plans
There are a variety of personal accident insurance plans available from TATA AIG, each with its own unique set of benefits and premiums. In this blog post, we will explore the different plans available and discuss their respective benefits and premiums. We will also provide a brief overview of each plan’s eligibility requirements and how to apply for them. So whether you’re looking for basic personal accident insurance or something more specialized, this blog post has everything you need to know.
1. Accident Guard Plans
Plan Feature
- Different choices to choose cover according to prerequisite in various units of Rs. 5 lacs up to Rs. 1 crore. Extra advantage of long lasting reestablishment gave premium is paid with no break.
- Plans accessible for any individual for Self and Life partner between the age gathering of 18-65 yrs and their kids matured between a half year to 18 yrs
- Free Look Time of 15 to assess the agreements of this Strategy and in the event of any conflict, strategy holder has the choice of dropping the Approach expressing the purposes behind retraction.
- The arrangement offers a Beauty Time of 30 days for reestablishing the Strategy is given under this Strategy
- Adaptability to improve aggregate protected anyway is liable to guaranteeing rules of Goodbye AIG.
- Choice to move to comparable Individual mishap strategy for wards at the predetermined leave age
- Aggregate development advantage of the chief total for any Safeguarded Individual. The chief total increments by 5% on each fruitful
Read More-Raheja QBE Personal Accident Plan
Plan coverage
The Accident Guard Plans offers multiple plan option to choose the cover as per need.
- Plan 1 covers Accidental Death & Dismemberment.
- Plan 2 covers Accidental Death & Dismemberment & Permanent Total Loss of body parts Use including Permanent Total disablement.
Additional benefits plans are available based on extra premium.
- Pay to the quantum of 10% of chief aggregate safeguarded or the real educational expense charged by the foundation towards youngsters’ schooling benefit.
- Costs towards the bringing home of the safeguarded individual’s remaining parts up to a most extreme measure of Rs. 5,000
- In the event of an Extremely durable Complete Handicap or Dismantling of the guaranteed individual because of any unintentional injury, a sum up to Rs. 1, 00,000 will be repaid towards the expense of adjusting house or vehicle.
- Twofold Dissection benefit is accommodated safeguarded kids
- In case of a mishap happened external 150 km of the strategy holder’s home, the transportation of relative is concealed on genuine premise to a limit of Rs. 50,000.
- A salaried individual can decide on a limit of multiple times of Yearly Pay according to Shape 16/Compensation Slip/IT/Affirmation though an independently employed
- Individual can take up as far as possible of multiple times of yearly pay according to IT Affirmation/Inspected P and L)
- The quantity of units of Coincidental Week by week Advantage can’t surpass the quantity of units of Unplanned Passing and Evisceration
Check Also-Future Generali Personal Accident Plan
2. Injury Guard Policy
Plan Feature
- A yearly arrangement with Basic and straightforward interaction presented with practically no clinical test.
- Long lasting inclusion in light of effective reestablishments
- Accessible for grown-up people between the age bunch 18-75 years and for youngsters between the age gathering of a half year 18 yrs for kids with deep rooted reestablishment office.
- Inclusion will be decreased by half from the age bunch 71 yrs and above.
- Plan accessible for an individual and/or family.
- Thorough cover for Self, Companion, guardians and up to 2 ward Kids.
- 100 percent chief aggregate protected inclusion for Life partner and guardians and youngsters will have half of the chief Total safeguarded.
- Free Look Time of 15 to assess the agreements of this Approach and in the event of any conflict, strategy holder has the choice of dropping the Arrangement expressing the explanations behind abrogation.
- The arrangement offers a Beauty Time of 30 days for restoring the Strategy is given under this Approach
- Adaptability to upgrade aggregate guaranteed , anyway is liable to endorsing rules of Goodbye AIG.
- option to move to comparative Individual mishap strategy for wards at the predetermined leave age
Plan coverage
- Remuneration in case of Coincidental Passing caused because of any outcome of injury in the span of 365 days of the mishap.
- A proportionate remuneration for any Injury happened in the span of 90 Days from the date of the Mishap bringing about one of the misfortunes according to Timetable of Wounds.
- Costs brought about towards crisis Clinical benefits for the critical treatment of a Physical issue.
- For the instances of disablement, any costs is brought about towards home change or vehicle adjustment, including the utilization of wheelchair, the arrangement benefits incorporate something very similar.
- A week by week benefit sum for impermanent all out disablement till the span of constant Transitory All out Incapacity of a Safeguarded Individual coming about because of Injury.
3. Secured Future Plan
Plan Feature
- A selective assurance plan with ensured month to month pay as long as 20 years.
- Adaptability to pick plan benefits according to month to month pay and residency of the plans.
- Overall inclusion with no clinical examination .
- Free Look Time of 15 to assess the agreements of this Strategy and in the event of any conflict, strategy holder has the choice of dropping the Arrangement expressing the explanations behind crossing out.
- The arrangement offers an Effortlessness Time of 30 days for reestablishing the Strategy is given under this Strategy
- Adaptability to upgrade aggregate guaranteed anyway is likely to endorsing rules of Goodbye AIG.
- Choice to relocate to comparative Individual mishap strategy for wards at the predetermined leave age
- Plan benefits
Also Read-Max Bupa Personal Accident Plan
4. Secure Income High Plan
Plan features
- Everyday advantage against hospitalization cost for most extreme as long as 5 days starting from fourth day of hospitalization.
- Normal regularly scheduled payment for next 5 years post payout of beginning singular amount benefit.
- An individual mishap plan intended to enrich the protection need for salaried person against Incidental Demise, Inadvertent Evisceration, and Super durable All out Loss of Purpose.
- Safeguarding inclusion to guarantee the customary stream of pay in instances of complete disablement.
- Accessible for individuals old enough between the ages 18-70.
- Long lasting recharging plan in light of fruitful premium installment..
- Free Look Time of 15 to assess the agreements of this Arrangement and in the event of any conflict, strategy holder has the choice of dropping the Approach expressing the explanations behind retraction.
- The arrangement offers an Elegance Time of 30 days for recharging the Strategy is given under this Strategy
- Adaptability to improve aggregate guaranteed anyway is likely to endorsing rules of Goodbye AIG.
- Choice to move to comparable Individual mishap strategy for wards at the predefined leave age
Plan Benefit
- In case of unintentional passing, cash single amount equivalent to 10% of the complete cover sum.
- The lingering removal of cover sum in 60 equivalent portion post installment of beginning single amount sum.
- Discretionary day to day emergency clinic cash benefit for most extreme 5 days in the instances of hospitalization due to accidentalinjury and requires hospitalization for over 4 days.
5. Maha Raksha – Personal Injury Plan
Plan Features
- Cash remittance for costs towards disease of inadvertent injury.
- Long lasting reestablishment plan accessible for people between age gathering of 18 to 75 years.
- Adaptability to pick emergency clinic according to accessibility and accommodation.
- Fixed premium arrangement independent old enough and no clinical check is expected for plan enlistment .
- Free Look Time of 15 to assess the agreements of this Strategy and in the event of any conflict, strategy holder has the choice of dropping the Approach expressing the purposes behind retraction.
- The arrangement offers a Beauty Time of 30 days for recharging the Strategy is given under this Arrangement
- Adaptability to upgrade aggregate guaranteed anyway is likely to endorsing rules of Goodbye AIG.
- Choice to migrateto comparable Individual mishap strategy for wards at the predefined leave age
Plan Benefits
- Inclusion for Inadvertent Passing.
- Plan benefit contains any injury bringing about cracks/Disengagement/Consumes happened in something like 90 Days from the date of the Mishap,
- Everyday money benefit towards costs caused in the event of treatment of unplanned Injury happened anyplace on the planet subject to the Deductible or Establishment .
- For situations where the strategy holder can’t perform at least 3 Exercises of Everyday Residing as characterized in this Arrangement for a persistent time of 180 Days a reward of Chief Total safeguarded sum is paid under the arrangement, gave such failure has proceeded to a time of 6 sequential months at the end of this arrangement.
Also Read-Reliance General Personal Accident Plan
Exclusions under the personal Accident plans
If you’re an employer with employees who have personal accident plan, it’s important to understand the exclusion that apply to those plans. In this blog post, we’ll take a look at the various exclusion and how they can affect your employee.
- The individual Mishap plans bars any previous sickness till 4 years post initiation of the approach will not be covered under the arrangement.
- Any cost towards recently incepted illness in something like 30 days holding up period post beginning of plans.
- No Cases under private mishap plans will be acknowledged towards the affliction of any illness or unplanned injury endured during cooperation in hazardous games/exercises.
- Clinical costs brought about in the treatment of weight, chemical substitution treatment, sex change , Hereditary problems, immature microorganism implantation and medical procedure.
- Any cost towards the individual solace and comfort thing administrations will be refereed as non clinical cost and thus not covered under the plans.
- Costs on naturopathy, trial or elective medication, pressure point massage, needle therapy, attractive and comparable treatments.
- Any costs towards the injury prompted in occasions of atomic mishap, war or some other occasion as a result to War, Intrusion,
- Any dental treatment or medical procedure which is restorative, corrective or of tasteful method, filling of pit, root waterway including mileage and so on except if emerging from infection or injury and which requires hospitalization for therapy.
- Purposefully self-incurred injury, self destruction or any endeavor danger while normal or crazy
- War, intrusion, demonstration of unfamiliar foe, threats (regardless of whether war be proclaimed), nationwide conflict, resistance, unrest, insurgence, revolt, military or usurped power, seizure, catch, captures, limitations and confinement of all lords, sovereigns and individuals of at all country condition or quality
- Any intrinsic inconsistencies or any complexities or conditions emerging there from
What is the policy renewal process for Tata AIG personal accident insurance?
If you are an existing customer of Tata AIG personal accident insurance and you would like to renew your policy, the process is relatively straightforward. First, you will need to contact customer service and provide them with your insurance policy number and the date of your last policy renewal. They will then send you a renewal form to complete and return to customer service.
- Enter your Policy Number, Expiry Date and Client ID into Renew Online portal
- Calculate the premium
- Select the payment option –Net Banking or Debit/Credit Card
- Save/print the premium deposit receipt
What is the policy cancellation process for Tata AIG personal accident insurance?
If you have a Tata AIG personal accident insurance policy and wish to cancel it, there are a few steps you need to take. First, you’ll need to contact Tata AIG directly. They will then provide you with the cancellation form, which you will need to complete and return to Tata AIG.
Present your approach with give structure over to your closest branch.
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