Tata AIG Medisenior Health Plan Benefits, Features, Buy & Renew

Tata AIG Medisenior Health Plan – Tata AIG General Insurance Agency is one of the main insurance agency in the nation today. A joint endeavor between Tata Gathering and American Global Gathering (AIG) the organization has presented different items and administrations in the protection business. Their straightforward arrangements, fast cases and effective client care has helped them in becoming one of India’s most dependable health care coverage organizations.

Tata AIG likewise offers various medical coverage approaches which are well known among every financial foundation and age gatherings. One such approach is the Goodbye AIG MediSenior Plan. Tata AIG MediSenior Plan is a health care coverage plan for the senior residents, i.e., for individuals who are between 60 – 80 years old. It is an extraordinary choice for the seniors similarly as with developing age there is a higher gamble of unexpected problems infiltrating into your day to day existence.

Tata AIG Medisenior Health Plan

The arrangement covers your in-patient medicines when you are in shared convenience for north of 24 hours. Likewise, when you cause costs for profiting clinical treatment at home, that in any case, you must be hospitalized for, the treatment would be covered. The expense of a rescue vehicle for your clinical transportation to and from the medical clinic would likewise be dealt with.

Allow us to make sense of this with a model, Mohit Verma, a bank worker, resigned in February last year. Following three months he was hospitalized for gallbladder medical procedure. But since he had no health care coverage, he needed to take out a major lump from his well deserved reserve funds. He understood the significance of putting resources into a health care coverage plan and purchased Tata AIG MediSenior Plan for him as well as his better half. Following a couple of months, his better half met with a fender bender and was in the clinic for three days. Fortunately this time the organization paid for treatment. Mrs Verma got brilliant medical care without consuming in an opening in their pocket.

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Tata AIG Medisenior Health Plan

Tata AIG Medisenior Health Plan Details

Name Of Article Tata AIG Medisenior Health Plan
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Best Features of Tata AIG MediSenior Plan

Looking for an affordable and comprehensive medico-legal insurance plan? Check out the Tata AIG MediSenior Plan! This plan offers comprehensive coverage for you and your family, including health, accidental death, critical illness, disability, and funeral expenses. Plus, it has a wide range of perks that make it a great option for families. To learn more about this plan and see the best features for yourself, read on!

  • Medical coverage plan only for senior citizensthat offer advantages explicitly fit to their necessities
  • The cover can be reached out to your companion
  • Total guaranteed per individual is INR 2 lakhs/3 lakhs and 5 lakhs
  • The approach term can be 1 year/2 years according to your accommodation
  • The strategy doesn’t have a most extreme cover stopping age
  • There is a lifetime sustainability choice with the strategy
  • The strategy can be bought on a family floater or a singular premise, remember that family incorporates just you and your mate
  • Profit No Case Rebate for each guarantee free year

Benefits of Tata AIG MediSenior Plan

When it comes to health insurance, it can be tough to know what’s best for you. That’s why we’ve put together a list of the benefits of the Tata AIG MediSenior Plan. This comprehensive plan offers a wide range of benefits, including access to inpatient and outpatient care, emergency care, prescription drugs, and more. You can even choose to add family coverage to the mix, making it easier for you and your loved ones to get the care you need when you need it. So what are you waiting for? Start exploring the benefits of the Tata AIG MediSenior Plan today!

  • In-Patient Advantage When you get confessed to a medical clinic for therapy connected with a disease or a physical issue for over 24 hours, the costs will be covered under the MediSenior plan.
  • Pre and Post-Hospitalization – Under this arrangement, you can take care of the clinical expenses of the medicines required 30 days earlier and 60 days after the hospitalization, if they are under a similar treatment.
  • Rescue vehicle Energizes Emergency vehicle expenses for INR 2,000 are covered under this strategy when the guaranteed is moved to a medical clinic in the event of a crisis.
  • Domiciliary Therapy – At times clinical costs are caused for benefiting specialist endorsed treatment at home, which in any case required hospitalization. These medicines are covered under Medi Senior.
  • Day Care Techniques A few operations don’t need a confirmation north of 24 hours, such methodology are called day-care strategies. MediSenior Plan covers multi day-care methodology.
  • Organ Contributor The costs that are caused on collecting the organ from the giver for the transplantation will be covered under this arrangement.
  • Organization of Clinics In the organization medical clinics that cover the MediSenior plan, you would have the option to seek credit only therapy.
  • No Case Rebate You can benefit a 2.5% markdown on the exceptional sum at the hour of reestablishment of the strategy, for each guarantee free year.

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Plan Details of Tata AIG MediSenior Plan

Entry Age 61 years to 80 years
Tenure of Policy 1 year/ 2 years
Type of Policy Individual/ Family Floater basis
Pre-existing Waiting Period 48 months

What is not Covered in Tata AIG MediSenior Plan?

Very much like any remaining protection plans, Tata AIG MediSenior Plan likewise accompanies a bunch of rejections. Given beneath is a rundown of the most widely recognized prohibitions. At the point when you make a case under the accompanying conditions, it wouldn’t be covered. Hospitalization emerging on account of taking part in:

  • An unlawful or crime
  • War, nationwide conflict or warlike tasks
  • Furnished force tasks
  • Purposeful injury to self or a self destruction endeavor
  • Risky experience sports

The following situations are also excluded from cover:

  • Obesity and weight control procedures
  • Maternity and other child-birth related complications
  • Sleep Apnoea
  • Sterility and infertility
  • Dental treatments
  • Refractive Error

If you are looking for a detailed list, it is recommended that you refer to the policy document.

Renewal Process of Tata AIG MediSenior Plan

At the point when you purchase a health care coverage plan, you genuinely must finish the reestablishment on time. A postpone will get a break the strategy, causing you to miss out on your No Case Rebate and furthermore leaving you without clinical service. If sadly, you get injured or wiped out during this revealed period, you should bear every one of the costs all alone.

In this way, assuming you wish to partake in the arrangement benefits generally guarantee that you don’t miss the date of reestablishment. Notwithstanding, if some way or another you have missed the strategy restoration date, there is as yet a 30-day elegance period that is presented by the organization. Pay the premium during this time and save your approach from being ended.

  • To restore your approach, you can:

Visit the site and restore the approach online by making the installment by means of an electronic medium.
Go to a Tata AIG branch office and fill in the recharging structure. Make the installment and your approach would be recharged.

  • At the hour of restoration, remember the accompanying things:

Your solicitation to restore the approach should arrive at the organization before the expiry date
Any cases that are made during the effortlessness time frame will not be acknowledged
If you have any desire to upgrade the Aggregate Safeguarded, it tends to be finished at the hour of strategy restoration

Tata AIG MediSenior Plan – Claim Process

In the event that you really want to make a case, you really want to remember a couple of things. In the event that you adhere to all directions and rules cautiously, the case will be handled rapidly and without any problem.

Under Tata AIG MediSenior Plan, the cases are settled through the organization or the selected TPA. On account of arranged hospitalization, you need to illuminate the organization/TPA 48 hours preceding the confirmation. Nonetheless, in the event of crisis hospitalization, you can tell the hospitalization in no less than 24 hours of affirmation. Senior residents can call straightforwardly on a committed helpline number: 040-23552899. Contingent upon the emergency clinic that you get conceded in, your case would be settled.

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Cashless Claim

Just when you get conceded at an organization emergency clinic, you would have the option to benefit the credit only office. At the emergency clinic Helpdesk or with the TPA chiefs, you really want to present the case structure alongside the applicable clinical records.

To find an organization medical clinic, click www.tataaig.com health care coverage and enter the Pincode of the area you wish to look for therapy in.

Reimbursement Claim

However you wouldn’t have the option to benefit the credit only office, after your treatment, you can demand for repayment. Notwithstanding, ensure you illuminate the TPA/the organization well in time, as made sense of above. While making the case, you would need to present the Case structure alongside all the treatment-related reports and the KYC records. 

Required Documents

  • Company Claim Form-filled and signed
  • Copy of policy documents
  • All treatment-related bills including diagnostic bills, pharmacy bills and consultation bills
  • All medical and diagnostic reports including discharge summary, investigation reports etc
  • Diagnosis report by the doctor
  • Medical prescriptions
  • Your KYC Documents
  • Bank Account Details and Cancelled Cheque in case of Reimbursement Claim

Also Read-Edelweiss Health Plan Benefits

TATA AIG Customer Care Details

Official Website www.tataaig.com
Email ID [email protected]
Toll-Free Number 1800 266 7780
Fax Number 022 66938170
Company Address  Peninsula Business Park, Tower A, 15th Floor,  G.K.Marg,

Lower Parel, Mumbai – 400 013

Tata AIG Network Hospitals

At the point when you put resources into a medical coverage strategy by Tata AIG, for example, the MediSenior Plan, you seek the upside of credit only therapies in north of 3,200 emergency clinics all around the country. Tata AIG has a joint effort with the most unmistakable emergency clinics in the nation where you can seek the best of medicines without the concern of a major bill. You can pause for a moment or two and focus on improving.

Review of Tata AIG MediSenior Plan

At the point when you arrive at the brilliant long stretches of your life, you don’t need ordinary concerns and complexities irritating you. Be that as it may, no one can tell when an erratic clinical criticalness might emerge. At such a period diving into your life’s reserve funds would be the main choice you have, in the event that you don’t have a medical coverage plan. Tata AIG MediSenior is an extraordinary choice in the event that you or somebody you know is a senior resident. Most health care coverage plans accompany the most extreme passage age till 55 or 60 years, in such a situation putting resources into MediSenior is an extraordinary choice. The arrangement covers your in-patient costs alongside domiciliary treatment. An extensive health care coverage strategy, Tata AIG MediSenior is a choice worth considering.

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