Star Super Surplus Insurance Plan Benefits Features, Buy & Renew, Top-up Health Insurance Plan

The Super Surplus Insurance Policy provides significantly more coverage than the basic plans. In times of medical emergency, it provides a great deal of financial assistance. Individuals aged 18 to 65 are eligible for the policy, which is offered on an individual and floater basis.

The Silver and Gold plans have a one-year policy term and are guaranteed to renew for life. Daycare services, inpatient hospitalization, delivery fees, organ donor fees, air ambulance coverage, and other services are among the scheme’s main offerings. This plan provides comprehensive coverage at an affordable price for everyone. It is a plan that adds coverage and gives you more coverage for less money.

Star Super Surplus Top-up Policy

Star Super Surplus – Top-up Policy is a traditional top-up health insurance plan that Star Health Insurance Company offers to give its customers more health insurance benefits to protect them from various health risks, diseases, and conditions. By adding additional coverage to your existing health insurance policy, a top-up health insurance plan serves as a supplement to your regular coverage. The plan can be purchased for oneself or for members of one’s family; the Gold Plan of this policy provides additional coverage. This plan offers a variety of unique benefits and facilities to meet the diverse requirements of individuals, in addition to the fundamental protections of a standard health insurance policy.

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Eligibility Criteria

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Details of Star Super Surplus – Top-up Policy

This policy has a ton of features and benefits to give you the most protection against various medical conditions. The plan’s specifics are discussed in the table below for your benefit.

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Premium Calculation of Star Super Surplus – Top-up Policy

When you want to buy a policy, it’s important to know how much the premium will be for the information you provide because it helps you plan your finances and understand the policy’s value. As a result, here is an illustration of how the premium is calculated so that you can have a better understanding of the Star Super Surplus – Top-up Policy.

Mr. Jaidka, a businessman who is 36 years old, purchased the Star Super Surplus – Top-up Policy for himself. Let’s find out how much he has to pay in premium for the given information for various sum insured options.

General Exclusions of Star Super Surplus – Top-up Policy

Although this plan provides a cushion for your existing health insurance policy and offers a wide range of benefits and facilities, it does not compensate for some exclusions. To avoid complications in the future, it is critical to be aware of the plan’s exclusions when purchasing insurance. For your convenience, the following is a list of Star Super Surplus – Top-up Policy’s general exclusions:

• If there are any illnesses or injuries brought on by war, similar conflicts, riots, public outrage, civil war, biological war, etc., That is not covered by this policy.
• The policy will not cover self-inflicted harm, suicide, or attempts at suicide.
• The insured person’s use of walkers or wheelchairs will be excluded from coverage for their associated costs.
• The policy will not cover any costs associated with weight loss or management treatments.
• The plan will not cover the costs of cosmetic surgery or plastic surgery, unless they are caused by an accident.
• If the insured person engages in risky or adventurous sports like paragliding, scuba diving, rock climbing, etc., That will not be covered by the business.
• This policy also does not cover costs related to treatments for gender transition and sexually transmitted diseases.
• The insured person will not be compensated for any unauthorized, illegal, or unrecognized treatment they receive.
• There will be no coverage for injuries that were caused by drinking, using illegal drugs, or any other intoxicating substance.
• Exclusions also apply to any treatment received prior to the start of the waiting period.

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