Star Diabetes Safe Insurance Plan Benefits, Feature, Buy & Review

Star Diabetes Safe Insurance Plan – If you’re diabetic, you know that keeping your blood sugar under control is essential to your health. And keeping your blood sugar under control is a whole lot harder when you’re hit with a medical expense. That’s why Star Diabetes Safe Insurance Plan was create. This plan helps diabetic patients cover the costs of medical expenses, so they can get the treatment they need and keep their blood sugar under control. You can read more about this plan on the website, or speak to a representative to get start.

The Star Diabetes Safe health insurance policy is made specifically for people with diabetes who need health insurance. Under the Plan A variant, it is a comprehensive diabetes star Mediclaim health policy with no waiting period for diabetes and its related complications. This Star health insurance policy covers individuals and families on a floater basis. This diabetes health plan can cover patients with either type 1 or type 2 diabetes.

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Star Diabetes Safe Insurance Plan

In a nation like India with over 30 million diabetics, the Star Health Diabetes Safe Insurance Policy plays a significant role. Diabetes sufferers, as a result, require immediate medical attention. However, health care for people with diabetes is still largely unaffordable in our nation due to the skyrocketing cost of medical insurance. Well, Star Health’s Diabetes Safe Insurance Policy was develop for this primary reason.

Star Health’s Diabetes Safe insurance plan covers hospital costs for diabetes-related complications, both type 1 and type 2. It is one of the diabetic-specific comprehensives that are available. Individual and floater coverage options are available under the policy.

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Star Diabetes Safe Insurance Plan

Details Star Diabetes Safe Insurance Plan

Name Of ArticleStar Diabetes Safe Insurance Plan
Star Diabetes Safe Insurance PlanClick Here
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About Star Diabetes Safe Health Insurance

Star Health Insurance’s Diabetes Safe Insurance Policy is a specialized plan for people with Type 1 and Type 2 diabetes. The medical insurance policy covers the costs of regular hospitalization for any diabetes-related complications. It was design to cover diabetes and related conditions. In addition to a plethora of other benefits, the policy covers both Type 1 (also known as juvenile diabetes) and Type 2 diabetes. The policy can be purchase individually or as a floater.

In addition, the Star Health Diabetes Safe Insurance Policy is available in Plan A and Plan B, with the insured person requiring a pre-acceptance medical screening under Plan A. The coverage begins immediately upon the policy’s issuance. There is no waiting period for diabetes or any related complications. Pre-acceptance medical screening is not require under Plan B. However, there is a 12-month waiting period from the start of the plan.

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Features & Benefits of Star Diabetes Safe Insurance Plan

If you’re diabetic, you know that managing your disease can be difficult – and expensive. That’s why it’s important to have a plan in place that covers your costs, whether you’re sick or not. Fortunately, there are several excellent diabetes safe insurance plans out there that offer a range of features and benefits. In this post, we’ll take a look at the top three options and discuss their advantages.

The table that follows lists the most important aspects of the health insurance policy. Plan A and Plan B are the two subplans of the policy.

Entry AgeIndividual with Diabetes Mellitus between 18 to 65 years
Coverage TypeIndividual and Floater (self and spouse)
FlexibilityPolicyholder cannot switch plans in the middle of the policy term
Medical Screening
  • Plan A requires medical screening and provides coverage from day one. Plan B does not require medical screening but provides cover only from the 15th month
Sum InsuredRs. 3 lakh, 4 lakh, 5 lakh and 10 lakh
Sub-limits
  • For sum insured between Rs.3 lakh and Rs.5 lakh, Rs.20,000 per eye per person and Rs.30,000 per policy period.
  • For sum insured of Rs.10 lakh, Rs.30,000 per eye per person and Rs.40,000 per policy period.
  • For sum insured of Rs.3,00,000, the maximum liability per policy period of the company is Rs.2,00,000.
  • For sum insured of Rs.4,00,000, the maximum liability per policy period of the company is Rs.2,50,000.
  • For sum insured of Rs.5,00,000, the maximum liability per policy period of the company is Rs.3,00,000.
  • For sum insured of Rs.10,00,000, the maximum liability per policy period of the company is Rs.4,00,000.
Advantages
  • Pre-hospitalization expenses up to 30 days prior to the date of hospitalization
  • Post-hospitalization expenses up to 60 days after discharge from the hospital not exceeding 7% of the hospitalization expenses or Rs. 5000
  • Covers several post-renal transplant complications of the insured
  • Covers second transplant owing to failure of the first transplant
  • Hospitalisation expenses on donor of kidney for renal transplant surgery
  • Automatic restoration of basic Sum Insured by 100% (Floater Policy)
  • Cost of artificial limbs due to amputation up to 10% of the Sum Insured
  • Over 400 day care procedures
  • No third party administrator
  • Fast and hassle-free claim settlement
  • Network of over 6000 hospitals across India
  • 24X7 expert medical consultation
Tax BenefitsInsure Person is eligible for rebate under Section 80-D of the Income Tax Act 1961 in respect of the amount paid by any mode other than cash.
Exclusions
  • Costs of immune-suppressive drugs
  • Diabetes Mellitus Type II
  • Diabetic Retinopathy and Diabetic Nephropathy leading to Chronic Renal failure and Diabetic foot

Star Health Diabetes Safe Insurance Policy Highlights

Are you looking for a diabetes safe insurance policy that will cover all of your medical expenses? If so, you may be interest in star health diabetes safe insurance. This policy is design to help people with diabetes stay healthy and protect them from unforeseen medical expenses. It also has features like coverage for high blood sugar levels and long-term care. If you’re looking for a policy that will help you cover all of your bases, star health diabetes safe insurance may be the right choice for you.

  • The Diabetes Safe Insurance Policy covers the costs of any diabetes complications that necessitate hospitalization. Diabetes complications of all kinds, including Types I and II, are cover.
  • Individual and floating coverage options are available with this Star Health policy.
  • Diabetes Safe Insurance Policy offers two plans: Plan A and Plan B. Plan A requires a medical screening prior to acceptance, and there is no waiting period for this plan.
  • Plan B does not require a medical screening prior to acceptance; however, there is a 15-month waiting period for this plan.
  • Diagnostic tests, medical consultations, and medications incurred by the outpatient are payable.
  • provides financial compensation in the event of an insured person’s accidental death.
  • covers the costs of the kidney transplant surgery for the donor.
  • covers the cost of dialysis for up to 24 months at a rate of Rs.
  • up to a certain limit, covers the cost of artificial limbs for amputation.
  • enables the complete Sum Insured to be restored automatically.
  • More than 400 daycare procedures are discussed.

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Inclusions of Star Diabetes Safe Insurance Policy

If you’re like most people, you’re looking for ways to reduce your healthcare costs. One way to do this is to have a star diabetes safe insurance policy. A star diabetes safe insurance policy is one that covers a variety of preventable health conditions, including diabetes. There are a few important things to know about star diabetes safe insurance policies before you choose one. We’ll discuss these in this article.

  • It is one of the best Star health insurance plans that covers diabetes hospitalization costs for both Type 1 and Type 2 diabetes, as well as the complications that go along with them.
  • Under this policy, Star health insurance pays for things like medicines, nursing and boarding costs, fees for doctors, surgeons, anesthesiologists, and other medical professionals.
  • All daycare medical procedures are covered by the policy. Up to a certain amount, out-of-pocket expenses like medical consultations and diagnostic fees are also covered.
  • Personal accident coverage is also included in this Star Mediclaim Health policy.

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Star Diabetes Safe Insurance Plan Exclusions

If you’re living with diabetes, then you know that it’s an ongoing battle to maintain a safe level of blood sugar control. And because diabetes is a chronic disease, there are going to be times when your blood sugar levels go above the safe range – which is why you need Star Diabetes Safe insurance. This type of insurance protects you and your family in the event that you experience a life-threatening diabetic episode. In this article, we’ll take a look at the Star Diabetes Safe insurance plan exclusions, so you can make sure that you’re fully covered.

  • Prior sicknesses until fulfillment of the holding up period
  • Any surface level or plastic medical procedure except if it is a piece of the therapy
  • Dubious clinical medicines
  • Side effects emerging out of liquor and chronic drug use
  • Routine clinical examination isn’t covered
  • Side effects emerging out of liquor utilization and medication glut
  • Star health care coverage plans don’t cover orientation change a medical procedure
  • Any misfortune or harm emerging because of self-incurred wounds and self-destructive endeavors can’t be asserted
  • Episodes connected with break of lead or regulation, war, wrongdoing, use of weapons, and so on are not covered

Star Diabetes Safe Insurance Plan Cancellation

To drop your Star wellbeing diabetes safe insurance contract, you really want to illuminate the back up plan by allowing a 15 days’ notification to return the money in question. The pace of premium that is discounted is settled based on the arrangement term and premium installment recurrence. Recorded underneath is for one-year approach term:

Period on riskRate of Premium to be retain by the insurer
1 month22.5% of the annual premium
1 month to 3 months37.5% of the annual premium
3 months to 6 months57.5% of the annual premium
6 months to 9 months80 % of the annual premium
Exceeding 9 monthsFull annual premium

Star Diabetes Safe Insurance Plan Conclusion

In conclusion, Star Diabetes Safe Insurance Plan is an excellent and affordable way to protect yourself and your loved ones from any potential diabetes-related health expenses. Not only does it offer comprehensive coverage, but it’s also very easy to use and navigate. We highly recommend it to anyone who is looking for top-notch diabetes insurance.

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