How to Report a Stolen Car Step by Step Full Guide

Report a Stolen Car- With your keys in hand, you walk out to get in your car, and the spot where you parked it was empty. Even though you may feel helpless and outraged, gather all of the information you have about your vehicle before you panic and file a report right away. Try to remain calm and take a deep breath. If necessary, report the theft to the local police, your insurance provider, and your financial institution. Remind yourself that stolen automobiles are frequently found. The California Highway Patrol, for instance, report that 95% of the cars report stolen in that state in 2017 were found.

If you have lost or found a car, please report it to the police immediately. Stolen cars are dangerous not only because they could pose a threat to the safety of others, but also because they can be taken by criminals and used for nefarious purposes. By reporting a stolen car, you are helping to ensure that this valuable resource is protected from harm and available for use by the public. It is also important to note that not all stolen cars are reported to the police.

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How to Report a Stolen Car

With your keys in hand, you walk out to get in your car, and the spot where you parked it was empty. Even though you may feel helpless and outraged, gather all of the information you have about your vehicle before you panic and file a report right away. Try to remain calm and take a deep breath. If necessary, report the theft to the local police, your insurance provider, and your financial institution. Remind yourself that stolen automobiles are frequently found. The California Highway Patrol, for instance, report that 95% of the cars report stolen in that state in 2017 were found.

If someone has stolen your car, call the police right away. They will report the theft to the National Crime Information Center (NCIC). The National Crime Information Center (NCIC) is a federal agency that keeps track of all kinds of crimes committed in the United States. Some may be disposed of or abandoned, which can present a serious safety risk. So if you find a car that appears to have been abandoned or has been damaged, please call the authorities immediately so that it can be removed safely. Thank you for taking care of your community.

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How to Report a Stolen Car Step by Step Full Guide

How to Report a Stolen Car Details

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How to report a stolen car?

If your car is taken, you must take immediate action to avoid serious problems. You will be responsible for any accidents that occur while the car is still unreport as stolen. The longer you wait to report it, the less likely it is that you will get it back. There are two crucial steps in the process of reporting a stolen car. You should call the police as soon as you detect that your car has been taken. Following that, you’ll need to inform a number of other organizations—including your insurer—about the theft.

How to report a stolen car to the police?

The first thing you should do if your car is taken is call the police and report it as a stolen vehicle. Prior to making a police report, insurance companies won’t accept an auto theft claim. Be prepare to give all the information regarding the stolen vehicle. You can either phone the police department or submit the complaint online, depending on the department. You must provide the information below.

  • Your car’s license plate number 
  • Your car’s make, model, and year 
  • Car’s color 
  • Any unique features of the car 
  • Vehicle Identification Number (VIN) 
  • Whether your car has a GPS gadget, which will help them to track it down easily 
  • Details about when you saw the stolen car last time, like the date and time 

How to report a stolen car to your insurance company?

The next step is to notify your insurance provider that the vehicle has been stole. Although “stolen automobile insurance” does not exist, a complete insurance package will protect you if your vehicle is taken. If you have comprehensive insurance, your car will be fully cover (less your deductible). Even if you don’t have a comprehensive auto insurance coverage, it is still imperative that you notify the insurer of the theft. If someone is hurt or property is damage while the car is not with you, it will safeguard you. You must provide these information to your insurance.

  • Your car’s description 
  • The last known location of the car 
  • Complete list of personal items that were in the car during the theft 
  • Location of spare keys of the vehicle 
  • Title for the vehicle, if there is one 
  • Details of the leasing or financing company, if any 

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How to report a stolen car to your leasing/finance company?

If your stolen vehicle is finance or lease, you must inform the leasing or financing firm. You won’t be held liable for any payments going forward because your insurer will pay the financing or leasing firm a claim. Direct communication between the financing/leasing company and the insurer will guarantee a quick claims process.

Is it necessary for me to report a stolen car to the DMV?

State reporting requirements for auto theft differ. Therefore, it is preferable that you contact the DMV as soon as a car theft occurs. Be prepare to provide numerous documents, such as police reports and insurance records, to demonstrate that you are not the vehicle’s current owner.

Does auto insurance cover car thefts?

If you’ve purchased a comprehensive auto insurance coverage, you may submit a stolen vehicle insurance claim. You should check your insurance to make sure you have this coverage because it is an optional one. To find out which insurer offers the most affordable rates for a comprehensive auto insurance coverage, always check with insurers. Be aware that a new insurance cannot provide coverage for a loss that has already occurred.

What happens when your car doesn’t have insurance?

If your automobile is taken and you don’t have insurance, you’re screw. Most stolen autos are found between 2 to 7 days. The police department should be contact immediately if your vehicle is uninsured. Afterward, report the car as stolen to the DMV. Finding the car on your own is the last stage.

Does filing a police report affect insurance?

For your insurance claim for a stolen car to be successful, you must file a police complaint. In the event that your car is stolen, vandalize, or damage by a hit-and-run motorist, the majority of insurance companies demand a police report. If you are ask for the police report and do not provide it, your insurer may reject the claim.

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What to do after your car is recovered?

You should first determine if you have lost any personal items if your car is take and later found. Be aware that any stolen stuff that doesn’t belong to the car will not be cover by a comprehensive insurance coverage. Within two days, police enforcement usually locates your car and gets in touch with you.

Finally, have a claims adjuster assess the vehicle to see if it sustain any damage while it was take. If you have previously informed them of the theft, you will not be responsible for this harm. A 30-day waiting period is typically require by insurers before they will take a loss on a stolen vehicle. The insurance company will give the money to the leasing company if the vehicle is finance or leas.

How to prevent your car from getting stolen?

As you must notify the police, your insurer, and the DMV of a stolen vehicle, this might cause you a lot of hassle. Yet you can avoid this anxiety by stopping auto theft. Here are some recommendations for keeping your car secure.

  • Keep your automobile windows closed and always lock it.
  • Add a GPS tracking system along with a theft deterrent.
  • Keep your valuables out of sight. If you leave pricey items in your car, you are essentially inviting criminals inside. Don’t keep them in your car, or keep them hidden.
  • Find a convenient parking location. Place your car in the garage or other well-lit, secure locations.
  • Keep your automobile in the garage at all times.
  • Since older cars are simpler to steal into, thieves frequently target them. Drive a more recent vehicle with robust security measures instead.

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