Pradhan Mantri Jan Dhan Yojana- Pradhan Mantri Jan Dhan Yojana is an important scheme of the Government of India, under which the citizens of the country are being connected to banking services. Under this scheme, the government has announced the benefit of Pradhan Mantri Jan Dhan Scheme 2,000 Rupees, which will provide financial security to the poor and deprived class people.
This scheme is a golden opportunity for those who were deprived of banking services till now. Pradhan Mantri Jan Dhan Scheme is a national mission aimed at making economic participation possible. It has the integrated objective of providing comprehensive economic participation and banking services to every family in the country.
Pradhan Mantri Jan Dhan Yojana 2025
Pradhan Mantri Jan Dhan Scheme provides a platform to make banking facilities accessible to the general public with the facility of at least one banking account for every family, financial literacy, access to credit, insurance and pension. The scheme is available for both urban and rural areas and also provides that the account openers will get a Swadeshi Debit Card (RuPay card).
The account can be opened with zero balance in any bank branch or Business Correspondent (Bank Mitra) counter. Each account is linked to the Core Banking System (CBS) of the banks. USSD facility, which is available on basic feature phones, can also be used for mobile banking and is being supported. Call centers and toll free numbers are also available across the country.
Pradhan Mantri Jan Dhan Yojana 2025 Overviews
| Article Name | Pradhan Mantri Jan Dhan Yojana 2025 Benefit, Eligibility & Apply Online |
| Category | Govt Schemes |
| Official Website | Click Here |
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Pradhan Mantri Jan Dhan Yojana 2,000 Rupees Benefit
Under this scheme, the government is providing special assistance of Rs 2,000 to the account holders. This amount is for those who have opened Jan Dhan Yojana Account and there are regular transactions in their account. Through Pradhan Mantri Jan Dhan Yojana 2,000 Rupees, direct financial assistance is being given to poor families, so that they can fulfill their needs.
How to Get The Benefit of Rs 2000?
- Open Jan Dhan Account: First of all you have to open an account in the bank under Jan Dhan Scheme Account Opening Online. You can open an account by visiting the nearest bank branch or through online medium.
- Link to Aadhar Card: Your account must be linked to Aadhar card so that you can get the benefit of PM Jan Dhan Scheme 2,000 Rupees.
- Regular Transactions: Keep doing regular transactions in the account. This is necessary to get benefits from the government.
- Check Account: You can check PM Jan Dhan Yojana Account Online whether the amount of Rs 2,000 is credited to your account or not.
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Other Benefits of Jan Dhan Yojana
- Overdraft facility: After opening the Jan Dhan Scheme Account, the account holder gets an overdraft facility of up to ₹ 10,000 within 6 months.
- Insurance cover: Under this scheme, account holders also get accident insurance of ₹ 2,00,000 and life insurance of ₹ 30,000.
- Rupay Card: Account holders get Rupay Debit Card, through which they can withdraw money from ATMs and make payments at shops.
Eligibility & Required Documents
Eligibility:
- The applicant must be a citizen of India.
- The age of the applicant should be between 18 to 65 years.
Required documents:
- Aadhaar Card
- PAN Card
- Ration Card
- Mobile Number
- Passport size photo
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How to Apply for Jan Dhan Yojana?
- Offline Application: You can apply for Jan Dhan Scheme Account by visiting your nearest bank branch.
- Online Application: You can also open an account by applying online under Pradhan Mantri Jan Dhan Scheme. PNB Jan Dhan Yojana Account Opening Form Online is also available, so that you can apply easily.
Other Important Points of Pradhan Mantri Jan Dhan Yojana
- An account can be opened in any bank under this scheme.
- Under Jan Dhan Yojana Benefits, the account holder gets free banking services and financial assistance.
- On opening an account under the scheme, an amount of ₹ 2,000 and other financial facilities are deposited directly into the account.
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Conclusion
This is a great opportunity to take advantage of Pradhan Mantri Jan Dhan Yojana 2,000 Rupees. If you have not opened a Jan Dhan Yojana Account yet, then open your account as soon as possible and take advantage of the financial assistance provided by the government. You can strengthen your financial position by taking advantage of the benefits associated with PM Jan Dhan Yojana.
Pradhan Mantri Jan Dhan Yojana FAQ’S
Who started Jan Dhan Scheme?
36.14 crore RuPay cards issued to PMJDY account holders. Today marks a decade of successful implementation of Pradhan Mantri Jan Dhan Scheme(PMJDY) launched by Prime Minister Shri Narendra Modi on 28th August 2014.
What is the age limit for Jan Dhan Scheme?
There should be regular credit under DBT/DBTL scheme/other verified sources. The age of the applicant should be between 18 years to 65 years. Minors i.e. customers below 18 years of age are not eligible for OD under PMJDY.
What is the main purpose of Jan Dhan Scheme?
Pradhan Mantri Jan Dhan Scheme (PMJDY) aims to ensure access to various financial services such as availability of basic savings bank account, access to need based credit, remittance facility, insurance and pension to the underprivileged sections i.e. weaker sections and low income groups.
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