PNB MetLife Aajeevan Suraksha Calculator Plan Benefits Features Details Reviews

PNB MetLife Aajeevan Suraksha Calculator – One of India’s best life insurance companies is PNB MetLife India Insurance Company Limited, which is owned by MetLife International Holdings LLC, Punjab National Bank Limited (PNB), M. Pallonji and Company Private Limited, Jammu & Kashmir Bank Limited, and other private investors. MIHL and PNB hold the majority of the company’s shares. In 2001, PNB MetLife insurance began operations in India. The kind of PNB MetLife insurance you buy will have an impact on how much it will cost you.

MetLife insurance Ltd brings together PNB, one of India’s oldest and most prominent nationalized banks, as well as the financial fortitude of MetLife, a leading global life insurance company. Through its Agency sales of over 9,200 financial advisors and multiple bank partners, PNB MetLife Life insurance provides access to Employee Benefit plans for over 700+ corporate clients in India. Additionally, the company offers a comprehensive selection of retirement and protection products.

WhatsApp Channel Join Button

PNB MetLife Aajeevan Suraksha Calculator Plan

Do you know about the PNB MetLife Aajeevan Suraksha Calculator Plan? If not, this is the perfect article for you. The PNB MetLife Aajeevan Suraksha Calculator Plan is a risk management plan that was specifically designed to help individuals protect themselves from financial insecurity. The calculator provides users with a detailed analysis of their current financial situation, and it provides them with tips on how to improve their risk profile. If you’re interested in taking advantage of this plan, be sure to check out the details on the PNB MetLife website.

Generations of customers have relied on MetLife Insurance to safeguard their assets, family, finances, and future. However, we have never considered it sufficient to simply sell insurance policies to anyone. We have always sought to assist individuals in achieving better and healthier lives. We want to assist our partners and customers in navigating any changes that may occur in the next 150 years. The claim settlement ratio makes it easier to compare the number of paid claims to the number of filed claims.

WhatsApp Channel Join Button

PNB MetLife Aajeevan Suraksha Calculator Plan

PNB MetLife Aajeevan Suraksha Calculator Plan in India 2024 Details

Name Of ArticleMetLife Aajeevan Suraksha Calculator Plan in India 2024
PNB MetLife Aajeevan Suraksha Calculator PlanClick Here
CategoryInsurance
Official WebsiteClick Also

About PNB MetLife Ter m Insurance

One of India’s leading life insurance companies is PNB Metlife Insurance Company. It is backed by Jammu and Kashmir Bank Limited, M. Pallonji and Company Private Limited, MetLife International Holdings, and Punjab National Bank, one of India’s oldest banks. It was founded in 2001 and began doing business in the insurance industry. PNB Metlife Insurance provides a variety of plans for term insurance. These plans assist the life assured in providing financial security for unfortunate occurrences that may jeopardize the financial stability of his family.

How Does A Term Insurance Plan Work?

You are essentially entering into a contract with the insurance company when you purchase a term insurance plan. Predetermined time periods, such as annually, semiannually, quarterly, or once a month for five, ten, or more years, are when you pay the insurer your premiums. In exchange, the insurance company will give your family a lump sum if you pass away before the end of the term period. Term insurance policies typically provide coverage for five to thirty years. The policy lapses at the end of the predetermined term, after which the policyholder must pay the premium.

PNB MetLife Insurance Group Plans

  • PNB MetLife Group Flexi Term Plus
  • PNB MetLife Group Term Life Plus
  • PNB MetLife Complete Loan Protection Plan
  • PNB MetLife Loan & Life Suraksha Plan
  • PNB MetLife Bima Yojna Plan
  • PNB MetLife Complete Care Plus
  • PNB MetLife Super Annulation Plan
  • PNB MetLife Traditional Employee Benefit Plan
  • PNB MetLife Unit Linked Employee Benefit Plan
  • PNB MetLife Pradhan Mantri Jeevan Jyothi Bima Yojana Plan

Insurance Plans Offered By PNB MetLife India

If you’re looking for an insurance plan that offers great coverage, PNB MetLife India has got you covered. We have a wide range of insurance plans that cater to different needs and budgets, so you’re sure to find one that fits your needs. Plus, our team of experts is always on hand to help you understand your options and make the best decision for your needs. sign up today and get started on a plan that fits your lifestyle and budget!

                                                                  Read Also:-Two Wheeler Insurance Buy/Renew Bike Insurance Online in India 

PNB MetLife Term Insurance Plans

Are you looking to get the best term insurance plan for your needs? If so, you’ll want to check out PNB MetLife. This premier insurer has some of the best term insurance plans available, and they’re perfect for anyone looking for high-quality coverage at an affordable price. Plus, PNB MetLife offers a range of additional benefits that can make your life a lot easier. So if you’re in the market for a term insurance plan, be sure to visit PNB MetLife first!

PNB MetLife’s Family Protection Solutions are comprehensive term plans that protect you throughout your life. The following is a list of the various family protection plans offered by PNB MetLife.

PNB MetLife Mera Term Plan Plus

The PNB MetLife Mera Term Plan Plus is a life insurance policy that offers you and your family comprehensive coverage for a low price.

Key Features:

  • Spouse coverage – the option, for a small fee, to protect your spouse under the same plan.
  • Return of premiums – It is possible to receive payments toward your premium until maturity by paying an additional premium.
  • Cover Enhancement options –Secure your kids’ advanced education with practically no monetary concerns with Kid Schooling Backing Benet.
Age at entryMinimum: 18 years

Maximum: 60 years (55 if Pay till 60 is chosen as PPT)

Age At maturityMinimum: 28 Years

Maximum: Life, Life Plus : 99 years

Life plus Health: 75 years

Sum assuredMinimum: 25,00,000

Maximum: No limit

Premium Paying Term (PPT)Single pay,

• Limited pay (5, 10, 15, 20, Pay till Age 60),

• Regular Pay

Policy TermMinimum: 10 Years

Maximum:

Without RoP :

Life, Life Plus: 99-Age at entry

Life plus Health: 75 – Age at entry

With RoP: 40

Premium paying modeYearly / Half Yearly / Quarterly / Monthly

PNB MetLife Mera Term Plan

ensures that your family’s standard of living is not affected by your absence and that they are financially secure.

Key Features:

  • Affordable premium – Pay premiums that you are comfortable with so that your loved ones can live comfortably even when you are not there.
  • Long life cover –With coverage that lasts until the age of 99, you can relax.
  • Max sum assured –Even with relatively low premiums of 50 crore, you can obtain a maximum assured sum of Rs.
Age at entryMinimum: 18 Years

Maximum: 65 Years

Age at maturity99 years for all options

Joint Life Cover option: 75 years

Sum assuredVaries depending on the pla option – Rs. 10,00,000 to Rs. 5,00,00,00,000
Coverage Period10 years to 81 years for all options

10 years to 40 years for Joint Life Cover option

 

PNB MetLife Saral Jeevan Bima

With the same offerings and standard policy terms and conditions, the plan aims to make buying term life insurance easier.

Key Features:

  • Policy term –If you take out this policy, you can be protected for anywhere from five years to forty years.
  • Sum assured –By the end of the policy, you can get a sum assured of anywhere from Rs. 5 lakhs to Rs. 25 lakhs, ensuring that you and your family will continue to be protected.
  • Choice of premium payment – You have the option to make payments under this plan in one lump sum, over the course of the policy’s term, or only for a limited time.
Age at entryMinimum: 18 Years

Maximum: 65 Years

Age At maturityMinimum: 23 Years

Maximum: 70 Years

Sum assuredMinimum: Rs. 5,00,000

Maximum: Rs. 25,00,000

Premium payment modeYearly, half-yearly, and monthly
Policy Term/Premium Paying TermMinimum:

Single pay: 5 years

Limited 5 Pay: 6 years

Limited 10 pay: 11 years

Regular Pay: 5 years

Maximum: 40 years

PNB MetLife Mera Mediclaim Plan

Your life’s objectives and investment strategy change as you get older. You will be able to plan for life in a disciplined and comprehensive manner thanks to this plan, which gives you the advantages of growth and protection.

Key Features: 

  • Fund booster –At the time of maturity, the value of the fund is increased by a certain perfect of your annual premium, increasing your total maturity amount.
  • Two portfolio strategies – You can choose from eight different fund options in one strategy, and you can keep changing your investment in different funds based on how many years until maturity in the other. You can also switch strategies to keep up with your changing needs and risk tolerance during different life stages.
Basic Sum AssuredWealth Plus plan

Minimum: 7 times Annualized Premium

Maximum:

0 – 25 years – 40

26 – 35 years – 30

36 – 40 years – 20

41 – 44 years – 15

45 years and above – 10

Wealth Plus Care plan 

Minimum: 7 times Annualized Premium

Maximum: 10 times Annualized premium

Age at Entry (min and max)Wealth Plus plan

0 to 65 years

Wealth Plus Care plan 

Minimum: 18 years

Maximum: 53 for Policy Term

55 years for all other combinations

Age at Maturity (min and max)Wealth Plus plan

18 years to 75 years

Wealth Plus Care plan

28 years to 70 years

Policy term Wealth Plus plan and Wealth Plus Care plan: 10, 15, 25 years
Premium payment terms Wealth Plus plan

10-year policy – 5, 7, and 10

15 to 25-year policy – 5, 7, 10, and 15

Premium payment frequency Yearly, Half-yearly, Quarterly, and Monthly
Premium Minimum monthly – Rs. 5,000

Minimum quarterly – Rs. 15,000

Minimum half-yearly – Rs. 30,000

Annual – Rs. 5,0000

PNB MetLife Aajeevan Suraksha

a plan that covers everything and can protect you for the rest of your life.You can add your spouse and receive a return of your premium with modifications. You’ll be able to live your life the way you want to.

Also Read-Health Insurance Plans In India 

Key Features:

  • Return of Premium –If you select this option, you may receive your premium payment until maturity.
  • Choice of protection – You can choose whether you want coverage for a specific period of time or for the rest of your life, up to the age of 99.
  • Customization – Choose from a variety of benefit options to improve your coverage, such as an increase in income, a fixed income, a life partner, and a lump sum.
Cover options 1) Fixed Term Cover

2) Whole Life Cover

Entry Age4 (Years)Minimum: 18 years

Maximum: 65 years

Maximum Maturity Age (Years)Fixed term cover – 80 years

Whole life cover – 99 years

Sum Assured (Rs.)Minimum: Rs. 25,00,000

Maximum: No limit

Premium payment term (PPT) (Years)Limited pay: 5 to 15
Policy term (PT) (Years)Single pay and regular pay: 10 years

Limited pay: Premium payment term plus 5

PNB MetLife Insurance Calculator

The PNB MetLife insurance policy’s premium can be calculated using the online PNB MetLife insurance calculator. To determine your insurance plan’s premium,  provides an online tool called the Premium Calculator. Entering a few details, such as your mobile number, name, date of birth, email address, occupation, type of policy, sum assured, gender, state, etc., will allow you to calculate the amount of premium that must be paid.

Numerous factors influence the customer’s premium payment. The age of the policyholder, the type of policy, the required sum assured, and other factors influence the premium. Based on these factors, the policyholder’s estimated premium amount for the required coverage will be displayed in the premium calculator tool. You will receive information about your monthly premium once you provide all relevant information and click the submit tab.

Related Posts-

Max Life Term Insurance Plan

Top 10 Life Insurance Plans

Two Wheeler Insurance Buy

WhatsApp Channel Join Button

Leave a Comment