PNB Clerk Monthly Salary- Salaries are predicted to rise following the 8th Pay Commission in 2026, rewarding employees with higher basic pay, enhanced allowances, and altered pension benefits. This article covers PNB Clerk salary in 2025, the impact of the 8th Pay Commission, and potential compensation increases for banking staff.
Punjab National Bank (PNB) is a renowned public sector bank in India, providing steady job possibilities with competitive salary and perks. PNB’s Clerk position offers consistent income, job security, and opportunities for career advancement. The PNB Clerk salary in 2025 is based on the 11th Bipartite Settlement, with a fixed pay scale, allowances, and bonuses.
PNB Clerk Monthly Salary 2025
The Institute of Banking Personnel Selection (IBPS) annually conducts the Punjab National Bank Clerk exam, which is part of the IBPS Clerk exam, for all candidates who have graduated from a recognised university or institute. The IBPS PNB Clerk exam is very popular and attractive among graduate aspirants because it offers a higher salary and allowances.
Punjab National Bank (PNB), one of India’s largest and most prestigious public sector banks, offers a stable and rewarding career through its clerk positions. In 2025, the PNB Clerk salary follows the 11th Bipartite Settlement structure, ensuring a structured pay scale, allowances, and other financial benefits for employees.
PNB Clerk Monthly Salary 2025 Overviews
| Article Name | PNB Clerk Monthly Salary 2025 |
| Category | Education News |
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PNB Clerk Salary Structure in 2025
The salary structure for PNB Clerks in 2025 is competitive, with various components designed to provide employees with both immediate and long-term financial security. Below is the breakdown of the salary and allowances for a PNB Clerk:
- Basic Pay: ₹19,900 per month (starting salary)
- Pay Scale: ₹19,900 – ₹47,920 per month
- Dearness Allowance (DA): Approximately 41% of basic pay
- House Rent Allowance (HRA): Between 7% to 10% of basic pay, depending on the location of posting
- Special Allowance: A fixed percentage of basic pay
- Transport Allowance: Varies according to the city of posting
The total gross monthly salary for a PNB Clerk in 2025, after considering all allowances, ranges from ₹35,000 to ₹40,000 per month, depending on the city of posting. Major cities with higher living costs will have correspondingly higher allowances.
Effect of the 8th Pay Commission on PNB Clerk Salary
The 8th Pay Commission, which is expected to come into effect in 2026, is anticipated to bring substantial changes to the salary structure for government employees, including banking sector staff like PNB Clerks. Based on historical trends of past pay commissions, a salary hike of 25-30% is expected, which will increase the basic pay and, consequently, other allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and Special Allowances.
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Expected Salary Hike After 8th Pay Commission
Here’s how the PNB Clerk salary is projected to change once the 8th Pay Commission is implemented:
| Component | Current Salary (2025) | Expected Salary (After 8th Pay Commission) |
| Basic Pay (Starting Salary) | ₹19,900 | ₹25,000 |
| Dearness Allowance (41%) | ₹8,159 | ₹10,250 |
| House Rent Allowance (7-10%) | ₹1,393 – ₹1,990 | ₹1,750 – ₹2,500 |
| Special Allowance | ₹3,000 | ₹4,000 |
| Transport Allowance | ₹1,200 | ₹1,500 |
| Gross Monthly Salary | ₹35,000 – ₹40,000 | ₹45,000 – ₹50,000 |
| Annual Salary Package (CTC) | ~₹5 Lakh | ~₹6.5 Lakh |
With the increase in the basic pay and the consequent rise in allowances, the total monthly salary for a PNB Clerk after the 8th Pay Commission could range between ₹45,000 to ₹50,000, significantly boosting their income.
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Additional Allowances & Benefits
Apart from the basic salary, PNB Clerks enjoy a range of allowances and benefits that enhance their financial well-being and job satisfaction. These include:
- Dearness Allowance (DA)– This is revised quarterly and is calculated based on inflation.
- House Rent Allowance (HRA)– Offered depending on the location of the clerk’s posting (7% to 10% of basic pay).
- Medical Benefits– Coverage for the employee and their dependents.
- Leave Travel Concession (LTC)– Provides financial support for travel expenses during holidays.
- Provident Fund (PF) & Gratuity– Long-term savings and retirement benefits to ensure financial security after retirement.
- Pension Scheme– A post-retirement scheme that provides financial stability.
- Performance-Based Bonuses– Employees who perform exceptionally well are rewarded with bonuses and incentives.
These benefits, along with a decent starting salary, make PNB Clerk jobs highly attractive, both in terms of job security and financial growth.
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Career Growth & Promotions
The career path for a PNB Clerk is progressive, with ample opportunities for advancement. Through internal exams, promotions, and career development programs, PNB Clerks can rise through the ranks. The typical promotion path is as follows:
- Clerk → Senior Clerk
- Senior Clerk → Assistant Manager
- Assistant Manager → Deputy Manager
- Deputy Manager → Branch Manager
- Branch Manager → Regional Manager
With experience, dedication, and performance, a PNB Clerk can reach managerial positions within 5 to 7 years, at which point their responsibilities and salary will increase significantly. Senior positions in PNB come with higher salaries and additional perks.
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Conclusion
The PNB Clerk salary in 2025 is highly competitive, with a structured pay scale that offers job security, attractive allowances, and other financial benefits. A starting salary of ₹35,000 to ₹40,000 per month, along with the promise of a salary hike of 25-30% after the 8th Pay Commission, makes this position financially rewarding. The comprehensive benefits, career growth opportunities, and the security of working in one of India’s leading public sector banks make PNB Clerk roles an excellent career choice.
PNB Clerk Monthly Salary FAQ’S
What is the starting salary for a PNB Clerk in 2025?
The starting salary for a PNB Clerk in 2025 is ₹19,900 per month.
How much will the PNB Clerk salary increase after the 8th Pay Commission?
The salary is expected to increase by 25-30%, raising the gross monthly salary to ₹45,000–₹50,000.
What allowances are included in the PNB Clerk salary?
PNB Clerks receive allowances like Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, and Transport Allowance.
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