PM Mudra Yojana 2022 PMMY Application Form, Benefit, Eligibility & Apply Online

PM Mudra Yojana 2022 – PMMY Application Form – As you all know, the Pradhan Mantri Mudra Loan Yojana was launched on 8 April 2015 by the Prime Minister of our country, Narendra Modi, to promote entrepreneurship. According to the Ministry of Finance, under this scheme, loans up to Rs 15.10 lakh crore have been disbursed from banks and financial institutions to 28.81 crore beneficiaries since the inception of this scheme. This information has been provided by the Department of Financial Services under the Ministry of Finance through a tweet. Under this scheme, a guarantee-free loan of up to Rs 10 lakh is provided in three categories. These three categories are Shishu, Kishore, and Tarun.

PM Mudra Yojana 2022

The lockdown was imposed last year due to the coronavirus epidemic. The self-reliant India campaign was started by the government to revive the economy. Under this campaign, it was decided to provide a 2% interest subvention to the borrowers of the Shishu category coming under the Pradhan Mantri Mudra Loan Yojana. Last year, as per the plan of the Reserve Bank, permission was granted to stop the repayment of loans due to coronavirus infection. The benefit of the interest subvention scheme will be provided to all the borrowers covered under this scheme after the completion of the moratorium period. This benefit will be provided for 12 months.

PM Mudra Yojana Application Form

Pradhan Mantri Mudra Yojana Apply Online – Overview

Scheme Name PM Mudra Loan Yojana
Working Under Central Government of India
Category Govt Scheme
Available Category in PMMY Scheme Shishu, Kishore, Tarun
Status of the Scheme Available Now
Purpose of Scheme Provide Loan without Guarantee

Also Check PM Kisan Beneficiary Status 2022

Type of Pradhan Mantri Mudra Yojana

  • Shishu Loan: Under this type of Mudra Yojana, a loan of up to ₹ 50000 will be allotted to the beneficiaries.
  • Kishor Loan: Under this type of Mudra Yojana, loans ranging from ₹ 50000 to ₹ 500000 will be allotted to the beneficiaries.
  • Tarun Loan: Under this type of Mudra Yojana, loans ranging from ₹ 500000 to ₹ 1000000 will be allotted to the beneficiaries.

Also Check PM Kisan Yojana Registration 2022

Bank That Provides Loan Under the Pradhan Mantri Mudra Loan Scheme 2022

  • Allahabad Bank
  • bank of India
  • Corporation Bank
  • ICICI Bank
  • j&k bank
  • Punjab And Sind Bank
  • Syndicate Bank
  • Union Bank of India
  • Andhra Bank
  • Bank Of Maharashtra
  • Dena Bank
  • IDBI Bank
  • Karnataka Bank
  • Punjab National Bank
  • Tamil Nadu Mercantile Bank
  • Axis Bank
  • Canara Bank
  • federal bank
  • Indian Bank
  • Kotak Mahindra Bank
  • Saraswat Bank
  • UCO Bank
  • Bank Of Baroda
  • Central Bank Of India
  • HDFC bank
  • Indian Overseas Bank
  • Oriental Bank of Commerce
  • State Bank Of India
  • Union Bank of India

Also Check PM Kisan Aadhaar Link Status

PMMY Application Form

Let us tell you that a budget of Rs 3 lakh crore was prepared by the central government for the Mudra loan, out of which loans worth Rs 1.75 lakh crore have been distributed so far. Under the Pradhan Mantri Mudra Loan Scheme 2022, those who want to take a loan will not have to pay any processing charges to take the loan. The loan repayment period under this scheme has been extended by 5 years. The people of the country are given a Mudra card to take a Mudra loan under this Pradhan Mantri Mudra Loan Scheme 2022. Through this article, we are going to provide all the information related to this Pradhan Mantri Mudra Loan Scheme 2022 like the application process, documents, eligibility, etc. So read our article till the end.

Also Check PM Shram Yogi Maandhan Yojana

Benefits of PM Mudra Loan Scheme

  • Any person in the country who wants to start his own small business can take a loan under PMMY.
  • Under this scheme, the citizens of the country will be given loans without a guarantee to start their businesses.
  • Apart from this, no processing charge is also levied for the loan.
  • The loan repayment period under Mudra Yojana can be extended up to 5 years.
  • The borrower gets a Mudra card, with the help of which the expenditure on business needs can be met.

Also Check PM Kisan FPO Yojana

Documents for Pradhan Mantri Mudra Loan Yojana by Pradhan Mantri

  • Applicant should not be a defaulter in any bank
  • Aadhar card
  • pan card
  • Permanent address of application
  • Business Address and Proof of Establishment
  • Balance Sheet of last three years
  • Income Tax Returns and Self Tax Returns
  • passport size photo

Also Check PMKMY Registration Online

The process to apply online under PM Mudra Yojana

  • First of all, you have to go to the official website of Mudra Yojana
  • Now the home page will open in front of you.
  • On the home page, you will see the types of Mudra Yojana which are as follows.
    • Shishu
    • Kishor
    • Tarun
  • After this, a new page will open in front of you.
  • You have to download the application form from this page.
  • After that, you have to take a printout of this application form.
  • Now you have to fill in all the important information asked in the application form carefully.
  • After this, you have to attach all the important documents.
  • Now you have to submit this application form to your nearest bank.
  • After the verification of your application, the loan will be provided to you within 1 month.

PMMY Helpline Number:

State PMMY Toll-Free Number
Chandigarh 18001804383
Maharashtra 18001022636
Arunachal Pradesh 18003453988
Andaman and Nicobar 18003454545
Andhra Pradesh 18004251525
Bihar 18003456195
Daman and Diu 18002338944
Assam 18003453988
Gujarat 18002338944
Dadra Nagar Haveli 18002338944
Himachal Pradesh 18001802222
Goa 18002333202
Jharkhand 18003456576
Haryana 18001802222
Kerala 180042511222
Jammu and Kashmir 18001807087
Lakshadweep 4842369090
Karnataka 180042597777
Manipur 18003453988
Meghalaya 18003453988
Chhattisgarh 18002334358
Mizoram 18003453988
Nagaland 18003453988
Madhya Pradesh 18002334035
Odisha 18003456551
NCT of Delhi 18001800124
Puducherry 18004250016
Punjab 18001802222
Sikkim 18004251646
Rajasthan 18001806546
Tamil Nadu 18004251646
Tripura 18003453344
Uttarakhand 18001804167
Telangana 18004258933
West Bengal 18003453344
Uttar Pradesh 18001027788

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