Oriental Two Wheeler Insurance Plan 2024, Benefits, Features, Details, Reviews

Types of Oriental Two-wheeler Insurance Policies

Policy that only covers third-party liability: The law mandates third-party liability insurance. Before putting their vehicle on the road, every owner is require to purchase third-party liability insurance under the Motor Vehicles Act of 1988.  It covers third-party bodily injuries, disabilities, death, and property damage.

• A single-year third-party liability-only insurance policy provides coverage for one year for any losses or damages sustained by the third party or its property.
• A long-term insurance policy that only covers third-party liability covers losses and damages for five years. For brand-new two-wheelers, only a long-term liability-only policy is available.

Comprehensive policy for two-wheelers: A comprehensive policy for two-wheelers protects you from third-party liability, accidental damage, loss, or theft to your own vehicle. Oriental Insurance provides a single annual comprehensive policy for two-wheelers.

Bundled plan: The bundle plan covers all losses and damages to your vehicle for a year and all liabilities to third parties or third-party property for five years.

Benefits of Buying the Oriental Two-wheeler Insurance

If you’re looking for affordable insurance that offers a range of benefits, Oriental Two-wheeler Insurance is the perfect option for you. In this blog post, we’ll discuss some of the key benefits of buying Oriental Two-wheeler Insurance and how it can benefit your safety and security. We’ll also provide tips on how to choose the right policy for your needs and how to claim if something goes wrong. So whether you’re looking for general insurance or protection specifically for two-wheelers, Oriental Two-wheeler Insurance is a great option for you.

• Online Service: The policy can be easily issue online by the company. Simply go to the business’s website, enter your information, and pay the premium. In fact, it’s very easy.
• Network of Garages: The Oriental Insurance company has a vast network of cashless garages offering repair services across the nation. It operates more than 3100 network garages across India.
• Service to customers: Oriental Insurance employs highly skilled customer service representatives to provide the best possible service to customers. If you have any questions about your two-wheeler insurance claim, the insurance company is here to help you around the clock.
• Emergency assistance: Oriental Insurance two-wheeler policies come with free access to emergency assistance services. This does not necessitate paying any additional premiums.
• Quick Claim Settlement: Under the two-wheeler insurance policy, the company allows its customers to file unlimited claims. Oriental Insurance’s claim settlement procedure is efficient and dependable. Settlement in cash or reimbursement is available to you.
• No-Claim Bonus: Plan renewal do not qualify for a bonus that can be claim. You can save money on your premiums by moving your no-claim bonus from one Oriental two-wheeler insurance policy to another.

What does the Oriental Two-wheeler Insurance Covers?

If you’re interest in purchasing a two-wheeler, it’s important to know the various insurance policies that the Oriental Two-wheeler Insurance Covers. So whether you’re looking to purchase a new or used two-wheeler, reading this blog post is a great place to start.

• Third-party liability: The Oriental two-wheeler insurance policy will pay for any legal costs incurred as a result of the damage if the insured bike injures, kills, or damages the property of a third party.
• Natural and man-made disasters: You can file a claim with your insurance company for losses or damages to your vehicle caused by storms, floods, landslides, earthquakes, and other natural disasters. You can also sue for damages caused by certain disasters caused by humans, like riots, terrorism, strikes, or malicious acts.
• Fire: The two-wheeler insurance policy covers damage to your bike or scooter caused by an accidental fire. Under its two-wheeler insurance, Oriental Insurance also covers explosion, lightning, and self-ignition.
• Theft: If someone steals your bike, you can file a claim with your insurance company. Additionally, it covers vehicle damage caused by burglary or housebreaking.
  The two-wheeler policy covers loss or damage to the bike while in transit by rail, road, air, land, waterways, or lift.
• Accidental external means: The two-wheeler insurance policy covers losses or damages to the vehicle resulting from an accident or from accidental external means.  It covers the owner’s or a pillion rider’s accidental disability or death in an accident. You can purchase personal accident insurance for both the driver and the passenger.

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What does the Oriental Two-wheeler Insurance Policy not Cover?

If you’re thinking of buying an Oriental Two-wheeler insurance policy, it’s important to understand the policy doesn’t cover everything. In this blog post, we’ll discuss some of the exclusions that the policy has and what you should do if you find yourself in a situation where they don’t apply to your situation. We’ll also provide a list of insurance policies that do cover Oriental Two-wheelers, so that you can compare prices and find the best policy for your needs. So if you’re planning on buying an Oriental Two-wheeler insurance policy, make sure you read this blog post first!

In Spite of its wide coverage, Oriental two-wheeler insurance policy does not cover the following situations:

• Driving without a valid license: When a person drives without a valid license, there is no coverage for damages.
  Failure of the vehicle’s mechanical or electrical systems: The insurance company will not accept a claim for a vehicle’s mechanical or electronic breakdown. Under two-wheeler policies, mechanical or electrical breakdown is a permanent exclusion.
• Wear and tear: Two-wheeler insurance policies do not cover general aging, wear and tear, or depreciation.
• Man-made disasters: The policy does not cover losses or damages caused by man-made disasters like nuclear risk, war, or mutiny.
• Accessories for two-wheelers: A two-wheeler policy does not cover losses or damages to the bike’s tubes or tyres unless they were caused by an accident. Unless the vehicle is also stolen at the same time, the insurance company does not cover damage to or loss of accessories caused by housebreaking, burglary, or theft.

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The Oriental Two-wheeler Insurance Contact Information

How to Apply for the Oriental Two-wheeler Insurance Policy?

The Oriental two-wheeler insurance policy can be purchased online or in person. However, the online procedure is significantly quicker and more convenient. The following is the application process for the Oriental two-wheeler insurance policy:

• The insurer’s website: To begin, go to orientalinsurance.org.in
• Enter the information about your vehicle, including its make, model, variant, cubic capacity, date of registration, and date of purchase, as well as the RTO zone and state in which it was purchased.
• Enter insurance information: The next step is to enter information about the kind of insurance policy you want to buy and some additional information about the coverage. Add-ons to the two-wheeler insurance can be purchased separately.
• You can calculate the amount of the premium and make the payment online after entering all of the information. The policy will be sent to your registered email address after the payment is made.

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The Oriental Two Wheeler Insurance Claim Process

In this blog post, we’ll outline the steps you’ll need to take in order to make a successful insurance claim, and guide you through the process step by step. We’ll also provide helpful tips on how to prepare for your claim, as well as answer any questions you may have. So whether you’re considering making a claim or just want to know what to expect, this blog post is for you.

Depending on your preference, you can apply for the claim settlement process offline or online. Oriental Insurance’s claim settlement procedure is as follows:

• Contact Oriental Insurance: You must notify the insurance company of your claim within 24 hours of the accident or the damage to the insured vehicle. You can call the insurance company at the toll-free number 1800118485 or 011 33208485 to let them know. You can also start your claim by going to the official Oriental Insurance website and logging in with your email address or mobile phone number. Register your claim: After you have logged into your account, you will need to register your claim by providing information about the accident, such as the policy number, location, and time.
• Survey: A surveyor will be sent by the insurance company to assess and confirm the extent of the vehicle’s damage in the accident. The surveyor sent by the insurance company will figure out how much it will cost to fix the two-wheeler and get the completed insurance claim form and other documents.
  Settlement of the claim: The insurance company will confirm its financial obligations and pay for repairs either directly to the network garage in the event of a cashless settlement or by crediting a bank account in the event of a reimbursement claim after verifying all documents and the claim form.

Renewing a Lapsed Oriental Two-wheeler Insurance Policy

Recharging of Oriental bike insurance contract is exceptionally straightforward and has a problem free cycle. You can restore the bike insurance contract inside the space of minutes through the authority site of the insurance agency. Assuming you neglect to recharge your strategy on time, it will slip by and the inclusion will stop. Be that as it may, you can reestablish your strategy inside the elegance period wherein the no-guarantee reward stays dynamic. The Oriental Protection will direct a new investigation on your bicycle or bike for reestablishment.

Review of The Oriental Two-wheeler insurance

Oriental Protection is one of the most established and most believed insurance agency in India. The insurance agency capabilities on the web and makes it extremely simple and straightforward for its clients to purchase the plans. The Oriental bike protection is an ideal decision for individuals who are searching for bike protection of any kind.

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