Max Life Smart Secure Plus Plan – Are you looking for a life insurance plan that offers you all the benefits you need, without any of the hassles? Look no further than Max Life Smart Secure Plus! This plan offers you a variety of features that are sure to make your life easier, while also providing you with the peace of mind that you need. Check out this comprehensive list of benefits to see for yourself!
One of the most well-known insurers in the insurance industry is Max Life Insurance. It is well-known for its high-quality goods and excellent service for customers. The Max Life Smart Secure Plus plan is a comprehensive financial plan that meets all of your needs and provides complete security. In times of emergency, this policy serves as a financial support system. It offers a number of features and benefits, including coverage for terminal illness and two death benefits.
Max Life Smart Secure Plus Plan
Are you wondering what the Max Life Smart Secure Plus Plan offers? Do you want to know what are the benefits? Do you want to know what are the features? If your answer is yes to any of these questions, then this post is for you! In this article, we will take you through the details of the plan, review its features, and tell you whether or not it’s right for you. Ready to learn more? Let’s get started!
A contingency plan that helps you meet your financial needs is the Max Life Insurance Smart Secure Plus Plan. The plan is intended to meet all financial requirements and provide dependable assistance in times of emergency. Benefits like a special exit value and coverage for terminal illness are included in the policy. The Max Life Insurance Smart Secure Plus Plan offers a number of additional benefits, including joint life insurance, additional payouts in the event of an accidental death, and premium breaks.
Max Life Smart Secure Plus Plan Details
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Max Life Smart Secure Plus Plan Features
Max Life Smart Secure Plus Plan is the perfect solution for people who are looking to protect their online activities and personal information. With this plan, users can enjoy complete security and privacy while guaranteeing that their data is backed up in case of an emergency. Plus, this plan provides users with 24/7 technical support in case they experience any problems. To learn more about this plan and see the features that make it stand out from the competition, click here.
- The Max Life Smart Secure Plus plan is a comprehensive term that provides financial support for a variety of unexpected circumstances.
- This term plan has a lot of benefits that meet people’s different financial needs.
- It comes with the Return of Premium option, which allows you to receive all paid premiums if you survive the policy term. This benefit is available with all policy terms and premium payment terms, including base covers.
- Premium Break is an exclusive feature of the Max Life Smart Secure plan. After the policy has been in effect for ten years, you can take advantage of this feature to stop paying premiums. In accordance with the terms of the policy, the risk cover option remains active during a premium break. During the term of the premium payment, you can select this option twice. Policies with premium payment terms of more than 21 years and policy terms of more than 30 years are eligible for this feature.
- With the Max Life Smart Secure Plus plan’s Special Exit Value, you have one-time access to the policy’s exit benefit of Return of Premiums only in the case of base coverage. The policy ends when the premiums are paid back. If the pure protection plan’s policy tenure exceeds 40 years, this option is available. With the return of the premium variant, it is unavailable.
- The sum assured can be increased at a later stage of the policy tenure with the Voluntary Sum Assured Top-Up feature. After one policy year has passed, you are able to take advantage of this choice if the chosen sum assured is greater than or equal to Rs 50 lakhs. Up to one hundred percent of the base amount insured can be added to the cover.
Max Life Smart Secure Plus Plan Eligibility Criteria
| Minimum/ Maximum Age at Entry | 18 years/ 65 years for Regular pay For pat till 60: 44 years |
| Maturity age | Base Death Benefit: 85 years Accelerated Critical Illness: 65 years Accident Cover: 85 years |
| Minimum Sum Assured | Base Death Benefit: Rs 20 lakhs Accelerated Critical Illness: Rs 5 lakh (minimum) Accident Cover option: Rs 50,000 (minimum) |
| Maximum Sum Assured | Base Death Benefit: No limit Accelerated Critical Illness: 50% of a base death benefit Accident Cover option: Rs 10 lakh |
| Premium Payment Mode | Yearly, Half-yearly, Quarterly, and Monthly |
Max Life Smart Secure Plus Plan Benefits
- With the Life Cover or Increasing Life Cover option, the Max Life Smart Secure plan provides death benefits, ensuring strong financial support for your loved ones. You can select from a variety of options and guarantee an adequate sum for the coming years.
- If you survive the policy term, you are entitled to receive all premiums paid under this plan’s maturity benefit and return of premium variant.
- The Max Life Smart Secure Plan includes Accident Cover, which provides the insured’s family with the full amount of cover in the event of an accident and the insured’s death.
- The Sped up Basic Sickness benefit under Max Life Savvy Secure In addition to Plan gives the cover sum upon finding of any of the 40 determined basic ailments, expected that the arrangement is in-force and satisfies different agreements.
- With joint-life benefits, this policy takes care of your spouse’s needs when you’re not there. A guaranteed death benefit of Rs 10 lakhs is paid to the beneficiary in the event of your spouse’s premature death or diagnosis of a terminal illness, and the primary life insurance policy continues at a reduced premium. What’s more, in the event that you experience a less than ideal episode before your mate and later on, on the off chance that they are determined to have a terminal sickness or died, the reliable demise advantage of Rs 50 lakhs is paid to the chosen one. In addition, it includes a built-in premium waiver that allows the premiums to be waived in the event of your death.
Policy Term
Let’s understand the policy term in the table given below:
| Benefit Type | Minimum Policy Term | Maximum Policy Term |
| Accident Cover | 5 years | 67 years |
| Accelerated Critical Illness (ACI) Benefit | 10 years | 50 years |
| Base Cover | 5 years | 67 years |
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Max Life Smart Secure Plus Plan Review
Max Life Brilliant Secure In addition to Plan is an extensive term protection plan offering total monetary security without the policyholder. The policy offers a variety of features and benefits to meet a variety of individual needs, including spouse coverage, rider benefits, a premium break option, a variety of premium payment terms and methods, life cover options, and payout options.
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