ManipalCigna ProHealth Prime Insurance Plan Benefits Features, Buy & Review

ManipalCigna ProHealth Prime Insurance Plan – is a comprehensive insurance plan for hospitalization that safeguards you and your family in case of medical emergencies. Basic, value-added, and optional covers are all included in the plan. The plan has five variations, including ProHealth Protect, ProHealth Accumulate, ProHealth Plus, ProHealth Preferred, and ProHealth Premier, from which the policyholder can choose based on their needs. The benefits of a ManipalCigna ProHealth Insurance policy include coverage for ambulances, AYUSH, in-patient hospital costs, pre- and post-hospital care, daycare, and domiciliary care, among other things.

ManipalCigna ProHealth Prime Insurance Plan is the perfect insurance solution for those who want to maintain good health and protect themselves from unforeseen circumstances. The plan includes a broad range of medical coverages, including hospitalization, maternity, dental, and vision. Plus, it comes with a raft of other benefits, such as accidental death and dismemberment coverage. If you’re looking for an insurance plan that will protect you and your loved ones, ManipalCigna ProHealth Prime Insurance Plan is the perfect option for you.

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ManipalCigna ProHealth Prime Insurance Plan

If you’re looking for a good health insurance plan, ManipalCigna ProHealth Prime is a great option. With this plan, you’ll be able to get the coverage you need without having to worry about high premiums or important exclusions. Plus, the plan offers a number of benefits that will make your life easier, such as free GP visits and 24/7 emergency assistance. If you’re curious about how the plan compares to other health insurance options, take a look at our review of the ManipalCigna ProHealth Prime insurance plan.

A policy that lets you use medical facilities whenever you need them without having to worry about paying for them. Maternity expenses are also covered, in addition to the essential medical expenses. The policy can be purchased individually or as a family floater. Before purchasing this policy, you must pass a medical exam. ManipalCigna’s goal is to make healthcare more affordable and even more accessible to everyone. They even intend to offer individuals a policy that best suits their needs. The plan offers a variety of benefits at a reasonable cost. Individuals and families will find the ManipalCigna ProHealth Protect Policy to be a good fit. In addition to safeguarding your health, this health insurance plan aims to provide you with financial assistance for all hospital and treatment-related costs.

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ManipalCigna ProHealth Prime Insurance Plan

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About ManipalCigna Pro Health Insurance

Because it includes basic, value-added, and optional coverages, ManipalCigna Health Insurance’s ProHealth Policy is a comprehensive medical insurance solution for your condition. The good news is that this policy does not have a maximum entry age, even though the minimum age for children is 91 days and the maximum age for adults is 18. Depending on your needs and budget, you can purchase the policy as an individual or family floater for one, two, or three years. Under this policy, you can include a legally married spouse, children, parents, siblings, son- and daughter-in-law, parents-in-law, grandparents, and grandchildren, in addition to yourself, if you are covered on an individual basis.

You can choose from a variety of options for the policy based on your needs. ProHealth Accumulate, ProHealth Protect, ProHealth Preferred, and ProHealth Premier are all examples of these plans. The coverage benefits and sum insured options of these variations differ. The ProHealth Policy’s basic coverage benefits include coverage for in-patient hospitalization costs, pre- and post-hospitalization costs, daycare and domiciliary treatment, ambulance coverage, AYUSH coverage, and organ donor hospitalization costs, among other things.

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ManipalCigna ProHealth Prime Insurance: Key Highlights

CategoriesSpecifications
Sum InsuredRs 3 lakh to Rs 1 crore
Policy Tenure1 year, 2 years, 3 years
Network Hospitals7600+
Incurred Claim Ratio (2020-21)61.13%
Pre-existing Diseases Waiting Period91 days/ 24 months/ 36 months
Co-payment10% (under Active plan only)
Discount20% family discount
3% standing instruction discount
Up to 10% long term discount
Up to 20% wellness discount

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Benefits of ManipalCigna ProHealth Prime Insurance

Are you looking for a comprehensive healthcare insurance plan that offers a range of benefits? Then you should consider ManipalCigna ProHealth Prime. This policy gives you access to a host of healthcare services, including preventive care, mental health treatment, and dental care. Plus, it comes with a range of other benefits, such as accident cover and a 24/7 emergency hotline. If you’re looking for comprehensive coverage that offers a host of benefits, then ManipalCigna ProHealth Prime is the ideal policy for you.

Investigate probably the most appealing advantages of a ManipalCigna ProHealth Prime Protection plan:

Limitless Reclamation of Total Safeguarded

Under this arrangement, the strategy total guaranteed is reestablished to 100 percent each time a case is raised and the full inclusion sum is accessible for the following case.

Yearly Wellbeing Examination

With this arrangement, all grown-up guaranteed individuals are qualified for a yearly wellbeing examination at the organization suppliers of the insurance agency.

Limitless Tele-Interview

The guaranteed can profit limitless discussions with specialists in the insurance agency’s organization via telephone through calls or visits.

Limits from Organization Suppliers

With this arrangement, the guaranteed can profit limits on symptomatic tests, drug store and wellbeing supplements taken through an organization supplier of the insurance agency.

Everyday Money for Shared Convenience

ManipalCigna Medical coverage Organization will give a day to day cash recompense on the off chance that the protected picks to remain in a common clinic room.

Combined Reward

The insurance agency gives a combined reward of 25% for up to 100 percent on the off chance that no cases are brought up in the past strategy year. This extra builds the arrangement aggregate guaranteed with practically no expansion in the superior sum.

Premium Waiver Advantage

In the event that the policyholder is determined to have any of the recorded basic illnesses or kicks the bucket in a mishap, then the insurance agency will postpone off the reestablishment charge for one year.

Homegrown Second Assessment

The strategy accompanies a choice to benefit second clinical assessment from specialists inside India once a year in the event that the guaranteed is determined to have one of the 36 recorded basic sicknesses.

Recuperation Advantage

In the event that the safeguarded is hospitalized for at least 10 back to back days, the ManipalCigna Health care coverage Organization will pay a single amount add up to cover the deficiency of pay.

Switch Off Advantage

This plan accompanies a choice to turn off the health care coverage inclusion for as long as 30 days and procure a markdown on restoration charges in the event that the guaranteed is voyaging abroad.

Health Program

Policyholders can procure awards by deciding on the Sound Life The board Program presented by the insurance agency and further developing their wellbeing boundaries, for example, day to day step count.

ManipalCigna ProHealth Prime Insurance Eligibility Criteria

Are you looking for a comprehensive health insurance plan that provides you with the coverage you need? Then you’re in the right place! ManipalCigna ProHealth Prime is a comprehensive health insurance plan that offers a wide range of benefits, including coverage for medical and dental expenses, prescriptions, and more. In this post, we’ll outline the eligibility criteria for this insurance plan, so that you can make an informed decision about whether or not it’s the right fit for you. Ready to learn more? Read on!

Here are the eligibility criteria to buy a ManipalCigna ProHealth Prime Insurance policy:

ParametersEligibility Criteria
Minimum Entry AgeAdult – 18 years
Child – 91 days
Maximum Entry AgeAdult – No limit
Child – 25 years
Coverage TypeIndividual and family floater
Relationships CoveredIndividual – Self, spouse, children, parents, siblings, parents-in-law, grandparents, son-in-law, daughter-in-law, uncle, aunt, niece and nephew
Family Floater – Self, spouse, children and parents
RenewabilityLifetime

Types of ManipalCigna ProHealth Prime Insurance Plan

Are you looking for a high-quality, affordable health insurance plan? If so, you may want to consider the ManipalCigna ProHealth Prime insurance plan. This plan offers a variety of benefits that are designed to help you stay healthy and protect you from financial hardships should an unexpected illness or injury strike. Plus, the plan is available in a variety of states, so you can find the right option for your needs. To learn more about this plan and compare it against other options, read on!

The ManipalCigna ProHealth Prime Protection comes in three sorts:

  • Safeguard Plan – The Safeguard plan is accessible with aggregate guaranteed choices of Rs 3 lakh to Rs 1 crore.
  • Advantage Plan – The Benefit plan accompanies a total guaranteed choice going from Rs 5 lakh to Rs 1 crore.
  • Dynamic Arrangement – The Dynamic arrangement offers a total guaranteed choice going from Rs 3 lakh to Rs 15 lakh.

Inclusions of ManipalCigna ProHealth Prime Insurance

If you’re looking for comprehensive health insurance that offers a range of benefits, look no further than ManipalCigna ProHealth Prime. This insurance offers coverage for both medical and dental expenses, as well as a wide range of other benefits, including emergency services, maternity care, and more. Plus, it’s easy to get started – just download the app and complete the short application form. You can be assured that you’re making the best possible choice by choosing ManipalCigna ProHealth Prime.

ManipalCigna ProHealth Prime Insurance includes the following coverage:

  • In-patient Hospitalization
  • Outpatient Expenses (Available under Advantage plans)
  • Modern & Advanced Treatments
  • Mental Illness
  • HIV/AIDS and STD
  • Pre-Hospitalization
  • Post-Hospitalization
  • Donor Expenses
  • Day Care Treatments
  • Domiciliary Hospitalization
  • AYUSH Treatment
  • Road Ambulance
  • Air Ambulance (Excluded under Active plans)
  • Bariatric Surgery (Excluded under Active plans)
  • Convalescence Benefit (Available under Active plans)

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Optional Covers:

  • Non-Medical Items
  • Deductible (Available under Protect plans)
  • Infertility Treatment (Excluded under Active plans)
  • Personal Accident Cover (Excluded under Active plans)
  • Cumulative Bonus Booster (Excluded under Active plans)
  • Health Check-up (Available under Active plans)
  • Worldwide Accidental Emergency Hospitalization (Available under Active plans)
  • Critical Illness Add-on Cover (Excluded under Active plans)

Optional Packages:

The ManipalCigna ProHealth Prime Insurance plan comes with four optional packages:

Enhance Plus: (Under Protect Plans)

  • Room Accommodation Upgrade
  • Health Maintenance Benefit
  • Maternity Expenses + New Born Baby Expenses

Assure: (Under Protect Plans)

  • Room Accommodation Limit
  • Disease Specific Sub-limits
  • Capping on Modern & Advanced Treatments

Enhance: (Under Advantage Plans)

  • Room Accommodation Upgrade
  • Maternity Expenses + New Born Baby Expenses

Freedom: (Under Protect and Advantage Plans)

  • Room Accommodation Upgrade
  • Worldwide Emergency Hospitalization with Outpatient Cover

Exclusions of ManipalCigna ProHealth Prime Insurance

ManipalCigna ProHealth Prime Insurance is an excellent option for those who want to cover a wide range of health-related expenses. However, there are a few exclusions that you should be aware of before signing up for this policy. This article will tell you about these exclusions and how they might impact your decision to sign up for ManipalCigna ProHealth Prime Insurance.

ManipalCigna ProHealth Prime Insurance excludes the following coverage:

  • Dental treatment
  • Obesity-related treatment
  • External congenital anomaly
  • Donor screening cost
  • Treatment for alcoholism or substance abuse
  • Cosmetic or plastic surgery

ManipalCigna ProHealth Prime Insurance Waiting Periods

If you’re looking for an insurance company that offers great customer service, ManipalCigna ProHealth Prime is the perfect option. With waiting periods that range from 0 to 12 months, you’re guaranteed to find the right policy for your needs. Plus, the company offers a wide range of benefits, including mental health support and chronic disease prevention. So whether you’re new to the area or just want to make sure you’re covered in case of an emergency, ManipalCigna ProHealth Prime is a great option.

Look at the holding up periods under the ManipalCigna ProHealth Prime Protection plan beneath:

CategoryWaiting Period
Pre-existing Diseases Waiting Period90 days/24 months/36 months
Initial Waiting Period30 days
Specific Illness Waiting Period24 months
Bariatric Surgery36 months
Maternity Expenses36 months
Critical Illness Cover90 days

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