Mahila Samman Bachat Patra Yojana- It is an important scheme launched by the Government of India with the aim of empowering women financially. This scheme provides women with an opportunity to keep their savings safe and avail better interest rates. Mahila Samman Savings Certificate Scheme is especially for those women who want to keep their savings safe and also want to achieve financial independence.
Mahila Samman Savings Certificate Scheme was announced by Finance Minister Nirmala Sitharaman in the budget for 2023-24. Under this scheme, any Indian woman or girl can open her account in post offices and get a fixed interest of 7.5% per annum on an amount of Rs 1000/- to a maximum of Rs 2 lakh/-.
Mahila Samman Bachat Patra Yojana 2025
This scheme, launched for a period of 2 years, will provide attractive and fixed interest of 7.5% compound interest rate with an investment limit of Rs 1000 to a maximum of Rs 2 lakh. The duration of this scheme is only 2 years and it will be valid for a period up to 31 March 2025. Notification for Mahila Samman Savings Certificate 2025 has been issued in April 2025 and it has been made available in 1.59 lakh post offices with immediate effect.
If you want to take advantage of this scheme by applying in Mahila Samman Savings Certificate Scheme 2025, then all the information is given below like: Benefits of the scheme, online application, beneficiaries, eligibility, required documents, official website, how to apply, selection of beneficiaries, how much money will be available in Mahila Samman Savings Certificate Scheme etc.
Mahila Samman Bachat Patra Yojana 2025 Overviews
| Article Name | Mahila Samman Bachat Patra Yojana 2025 Features, Eligibility, Documents & More |
| Category | Govt Schemes |
| Official Website | Click Here |
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What is Mahila Samman Bachat Patra Yojana?
The aim of Mahila Samman Savings Certificate Scheme 2025 is to make women self-reliant and keep their savings safe. Under this scheme, women can deposit an amount ranging from Rs 1,000 to Rs 2 lakh and they will get the benefit of an interest rate of 7.5% per annum. This scheme is valid till 31 March 2025, after which no new account can be opened. The scheme was launched on 1 February 2023 by Finance Minister Nirmala Sitharaman and is also known as Mahila Samman Savings Certificate Scheme 2023.
Features of Mahila Samman Savings Certificate Scheme:
- Minimum deposit amount: ₹1,000
- Maximum deposit amount: ₹2,00,000
- Interest rate: 7.5% per annum
- Validity: Till March 31, 2025
Mahila Samman Savings Certificate Scheme is available in both SBI and post offices.
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Eligibility for Mahila Samman Bachat Patra Yojana
Women must fulfill certain eligibility criteria to open an account under this scheme:
- The applicant must be an Indian woman.
- The annual income of the applicant should be less than Rs 7 lakh.
- Women of any age can open an account under this scheme.
Documents Need
The following documents will be required to apply in this scheme:
- Aadhaar Card
- PAN Card
- Voter Card
- Identity Card
- Passport Size Photo
- Bank Passbook
- Income Certificate
- Resident Certificate
Women can also apply by downloading the Mahila Samman Savings Certificate Scheme Form PDF or get it from the post office or bank.
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How to avail the Mahila Samman Savings Certificate Scheme?
To avail this scheme, women have to go to their nearest post office or bank, such as Mahila Samman Savings Certificate Scheme SBI. There the form has to be filled and the required documents have to be submitted. After the account is opened, women can deposit their amount.
Interest Rate in Mahila Samman Savings Certificate Scheme
This scheme offers interest at the rate of 7.5% per annum, which is an attractive savings option for women. This rate has been announced by the government and is valid till March 2025.
Mahila Samman Savings Certificate Scheme Tax Benefits
Tax benefits can be availed on the interest received on the deposit amount in this scheme. This scheme is beneficial for those women who are planning their income tax and also want to keep their savings safe.
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Mahila Samman Savings Certificate Scheme Online Application
Women can also avail benefits under this scheme through the Mahila Samman Savings Certificate Scheme online application process. The form of this scheme is available online which can be downloaded and filled. This facility is available in both Hindi and English languages.
Objective of Mahila Samman Bachat Patra Yojana
The main objective of this scheme is to make the women of India self-reliant and financially empowered. This scheme motivates women to save and prepares them to deal with future economic challenges.
Savings Certificate Scheme Calculator
Women can calculate the interest received on the amount deposited using this scheme through the Mahila Samman Savings Certificate Scheme calculator. This calculator will help them understand how much interest will be received on the deposited amount and in how many years the amount will mature.
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Mahila Samman Bachat Patra Yojana for UPSC and Other Exams
Information related to Mahila Samman Savings Certificate Scheme 2023 is also important in various government examinations, such as UPSC and banking examinations. This scheme is a prime example of the government’s efforts towards women empowerment, which can be asked in government examinations.
Conclusion
Mahila Samman Savings Certificate Scheme 2025 is a great opportunity for women, through which they can secure their savings and also get benefits at high interest rates. This scheme is an important step towards making women self-reliant and securing their financial future. If you are a woman and want to secure your future, then Mahila Samman Savings Certificate Scheme 2025 can be a great option for you.
Mahila Samman Bachat Patra Yojana FAQ’S
When is the Mahila Samman Savings Certificate Scheme valid?
This scheme has been launched from 1st February 2023 and is valid till 31st March 2025. No new account can be opened after this period.
What is the eligibility for Mahila Samman Savings Certificate Scheme?
To open an account under this scheme, the applicant must be a woman and her annual income should be less than Rs 7 lakh. Women of any age are eligible for this scheme.
How much amount can be deposited in Mahila Samman Savings Certificate Scheme?
The minimum deposit amount under this scheme is Rs 1,000 and the maximum deposit amount can be up to Rs 2,00,000.
What is the interest rate in Mahila Samman Savings Certificate Scheme?
The amount deposited in this scheme earns interest at the rate of 7.5% per annum.
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