TATA AIG Maharaksha-Personal Injury Policy Plan 2024 Benefits, Features, Buy, Details, Reviews

TATA AIG Maharaksha-Personal Injury Policy Plan – Are you or a loved one injured as a result of an accident? If so, you may be wondering what to do next. In this blog post, we’ll discuss the options available to you and outline the steps you need to take to get started. We will cover everything from filing a claim with your insurance company to obtaining legal representation. We hope that this information will help you navigate the complex process of recovering from an injury and returning to your normal life. So read on and learn everything you need to know about Tata AIG Maharaksha-Personal Injury Policy Plan 2024.

When we are on the road, an accident is the first of many problems that could happen to us, and the effects of an accident last a long time. The Maharaksha policy has been considered by TATA AIG to share the incurred medical costs. The TATA AIG Maharaksha Policy is one of the many personal accident or injury insurance policies on the market that offers the best coverage. This is a one-of-a-kind personal injury coverage policy that covers many different kinds of accidents. Accidental death is another possibility. Accidental injuries and hospitalization receive a fixed cash benefit, regardless of the policyholder’s costs, making them the best.

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TATA AIG Maharaksha-Personal Injury Policy Plan 2024

If you’re injured in a car accident, you may be wondering what kind of personal injury policy plan you need. In this blog post, we’ll discuss the different types of policies available and outline the features that will be important to you. We’ll also provide a helpful guide on how to create a personal injury policy plan that meets your specific needs. So whether you’re looking for comprehensive coverage or just a basic policy, this blog post has everything you need to know.

Tata AIG Maharaksha Insurance Contract is an exceptional individual physical issue cover which safeguards against many mishaps. It additionally covers demise because of mishap. A specific measure of money benefit is paid for coincidental wounds and hospitalization regardless of policyholder’s costs. Tata AIG General Insurance Agency is a joint endeavor between the Tata Gathering and American Global Gathering (AIG), worldwide Protection Enterprise situated in US. Tata AIG offers total scope of general protection items and endeavor to give imaginative and client explicit protection items in retail and business space.

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TATA AIG Maharaksha-Personal Injury Policy Plan

Details TATA AIG Maharaksha-Personal Injury Policy Plan 2024

Name Of ArticleTATA AIG Maharaksha-Personal Injury Policy Plan 2024
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What is covered in Tata AIG Maharaksha Insurance Plan?

If you’re looking for comprehensive insurance coverage for your business, you’ll want to consider Tata AIG Maharaksha Insurance Plan. This plan provides a range of benefits that can help you protect your business from a variety of risks and threats. In this blog post, we will take a closer look at what is covered by the plan and how it can benefit your business. We will also discuss the eligibility requirements and provide tips on how to get started. So if you’re in need of comprehensive insurance coverage for your business, be sure to check out Tata AIG Maharaksha Insurance Plan!

  • Fractures
  • 2nd and 3rd degree burns
  • Dislocations requiring surgery under anesthesia
  • Internal injuries
  • Loss of activities of daily living
  • Daily cash benefit for hospitalization
  • Accidental death benefit

Read More-Janta Personal Accident Plan 

 Key Features of Tata AIG Maharaksha Insurance Policy

If you’re looking for a quality insurance policy that offers a range of benefits, you should consider investing in a Tata AIG Maharaksha policy. In this blog post, we’ll take a closer look at some of the key features of this policy and why it might be the perfect choice for you. We’ll discuss coverage options, eligibility requirements, and the range of benefits that this policy offers. So whether you’re looking for life, health, or property insurance, read on to learn more about what makes a Tata AIG Maharaksha policy such a great option.

  • Gives assurance up to 75 yrs old enough
  • No clinical examination or administrative work required
  • Twofold case benefit which implies that policyholder can make guarantees regardless of whether they have another approach
  • Premium doesn’t increment with age
  • No limitations on decision of emergency clinic
  • 24 hour overall inclusion
  • Everyday money benefit for hospitalization for as long as 365 days

Check Also-SBI General Personal Accident Plan 

Additional Benefits of Tata AIG Maharaksha Insurance Plan

Coverage amount up to 34 lacs

It covers against loss of daily activities

Coverage type 1 2 3 4Option 5Option 6
Fractures of Hip/Pelvis3000060,00072,00090,000135,000180,000
Fracture of Thigh/Heel1500030,00036,00045,00067,50090,000
Fracture of lower leg, skull, elbow, upper/lower arm1200024,00028,80036,00054,00072,000
Fracture of shoulder blade, kneecap600012,00014,40018,00027,00036,000
Fracture of spinal column600012,00014,40018,00027,00036,000
Fracture of lower jaw750015,00018,00022,50033,75045,000
Fracture of upper jaw, ribs, cheek-bones, toes and fingers4,7509,50011,40014,25021,37528,500
Dislocation requiring surgery under anesthesia24,00048,00057,60072,000108,000144,000
Internal injury7,50015,00018,00022,50033,75045,000
Total of A not to exceed Rs50000100,000120,000150,000225,000300,000
Please refer to the “Terms of the Policy”- Part 1, Coverage C-2 Schedule of injuries for actual percentage of sum payable for each depending up on the seriousness and type of injury
ACCIDENT HOSPITAL CASH5001,0001,2001,5002,2503,000
As a result of an accident, per day upto 365 days
LOSS OF ACTIVITY OF DAILY LIVING150000300,000400,000500,000750,0001,000,000
Loss of any three activity of daily living. This includes eating, toileting, Dressing, continence and Mobility upto
ACCIDENTAL DEATH150000300,000400,000500,000750,0001,000,000
Common carrier
Other accidents (24 Hours)75000150,000200,000250,000375,000500,000
Note:  Benefits will reduce by 50% from the Age group 71 yrs and above

Eligibility Criteria for Tata AIG – Maharaksha – Personal Injury Policy

If you’ve been injured in an accident and have been covered by a Tata AIG – Maharaksha – Personal Injury policy, it’s important to be aware of the eligibility criteria. In this blog post, we’ll outline the specific requirements that you must meet in order to be eligible for coverage. We’ll also provide a list of resources that will help you to understand and meet the eligibility criteria. So if you’ve been injured in an accident and are seeking coverage through a Tata AIG – Maharaksha – Personal Injury policy, be sure to read this post first.

  • Coincidental Death:Expenses covered for death toll because of a Mishap.
  • Cracks/Separation/Consumes: A level of Guaranteed Total is paidfor a particular physical issue (should happen in the span of 90 Days from date of the Mishap).
  • Medical clinic Repayment Mishap Only:Daily Costs against hospitalization is borne subject to a limit of 365 days.
  • Unfit to do exercises in everyday residing: Under situations where the Guaranteed loses capacity to perform at least 3 day to day works (Injury occurring in no less than 365 Days from the date of the Mishap) for a persistent time of 180 Days the Chief Aggregate is paid.
  • Over 71 years old advantages decrease by half.
Age GroupMin Entry Age: 18 Years Max Entry Age: 75 Years
Renewal AgeLife Long Renewal
Sum InsuredRs. 1.50 Lacs up to Rs. 10 Lacs
Policy Tenure1 Year
Family DefinitionIndividual & Family – Self, Spouse, 2 Children

Renewal Benefits

  • Deep rooted sustainability: no greatest cover stopping age in this approach
  • Elegance Time of 30 days for reestablishing the approach, holding up periods as referenced in the arrangement phrasing get diminished by 1 year on each consistent restoration.
  • Aggregate Safeguarded Upgrade: Any adjustment of advantages or premium (other than because of progress in age) will be finished with the endorsement of the IRDA and will be hinted no less than 90 days ahead of time at the hour of reestablishment.

Also Read-Shriram General Personal Accident Plan 

Free Look Period

  • A period of 15 days after date of receipt of policy to review terms and conditions during which insured can cancel it with due refunds.


  • If the insured wishes to migrate to another Insurer towards renewal, he can draft an application at least 45 days before the date of renewal.


  • Any prior condition.
  • Costs because of self destruction/self-caused injury, physically communicated sicknesses, mental/apprehensive turmoil, nervousness or wretchedness, AIDS (Helps), Human Insusceptible
  • inadequacy Infection (HIV) disease
  • Wounds because of association in war, attack or psychological oppressor action contribution.
  • Cooperation in winter sports, sky jumping, scuba plunging or related sport exercises.
  • Mishaps because of inclusion with connected with airplane, or as an individual from the group.
  • Being affected by medications or liquor.
  • Openness to radioactive substances or illnesses because of inebriation.

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