Liberty General Insurance 2024 Individual Personal Accident Policy

Liberty General Insurance Individual Personal Accident Policy – Looking for an individual personal accident policy that will cover you and your family in case of an accident? Liberty General Insurance has you covered! In this blog post, we’ll outline the features of their policy and explain why it’s one of the best options available. We’ll also provide a brief overview of the policy terms and conditions, so you can understand what you’re getting yourself into. If you’re looking for comprehensive protection in case of an accident, Liberty General Insurance is the policy for you. Click the link below to learn more and get a free quote today!

Accidents can occur at any time and anywhere because they are unpredictable. If you have personal accident insurance, you can get help paying for treatment and other retraining costs as well as the money you need to make up for any income loss. The Individual Personal Accident policy from Liberty General Insurance protects you and your family from the financial consequences of an unanticipated accident. Minor accident that occur during day-to-day activities are cover, as are major accident and physical losses cause by disability or death in the event of an accident. In addition, the policy compensates victims of unintentional injury or death anywhere in the world. The policy covers you, your spouse, and two dependent children between the ages of 3 and 25.

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Liberty General Insurance Individual Personal Accident Policy 2024

Do you need personal accident insurance? Liberty General Insurance offers a range of individual personal accident policies that are perfect for you. In this blog post, we’ll take a look at the specifics of the policy and how it can help you protect yourself in the event of an accident. We’ll discuss the types of accidents covered, the benefits of the policy, and how to apply for it. So if you’re looking for affordable, reliable personal accident insurance, read on to learn more about Liberty General’s options.

In the event of an accidental injury that results in death or permanent disability within a year of the date of the injury, this personal accident policy will pay the insured person or the insured person’s nominee the amount specified in the policy schedule. Accidents can result in serious bodily injuries because you never know what will happen next. It would be nice to protect your family financially from such a catastrophe. With Liberty General’s Personal Accident Plans, you can protect yourself from accidental death or disability.

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Liberty General Insurance Individual Personal Accident Policy

Liberty General Insurance Individual Personal Accident Policy Details

Name Of ArticleLiberty General Insurance Individual Personal Accident Policy
Individual Personal Accident PolicyClick Here
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About Liberty Individual Personal Accident Health Insurance

The Individual Personal Accident Policy provides you with basic accident coverage as well as value-enhanced coverage through add-on covers. The policy offers a variety of sum insured options, ranging from Rs., from which you can select the one that best suits your needs. 15,000 and Rs. 1 crore. Value-added coverages include a benefit for child education, the cost of transporting the deceased, and the cost of carrying out the funeral. The cover can be customize at the Proposer’s discretion. People between the ages of 18 and 70 are covere by the policy. Under this policy, you can include yourself, your spouse, and up to two dependent children.

You can save money by purchasing an Individual Personal Accident Policy with a term of one year, two years, or three years. The policy provides a lifetime renewability benefit, a 15-day free look period, and a 30-day grace period. Even if you already have regular medical insurance, you can still purchase this policy. This is due to the fact that it provides you with a lump sum of money whenever you need it in the unfortunate event of the insured’s death or disability.

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Key Features Liberty General Insurance Individual Personal Accident Policy

Looking for a policy that offers great coverage for individual personal accidents? Liberty General Insurance has you covered! In this blog post, we’ll take a closer look at the key features of their individual personal accident policy and why it might be the perfect option for you. We will discuss the range of benefits this policy offers, as well as the various coverages that are available. So whether you’re accident-prone or just want to ensure you’re fully protected in the event of an accident, read on to learn more about Liberty General’s individual personal accident policy.

Looking for a policy that offers you a variety of benefits and cover? Look no further than Liberty General Insurance. In this blog post, we’ll discuss some of the key features of their individual personal accident policy, which includes coverage for medical expenses, lost income, and more. We’ll also provide a brief overview of the policy conditions and what you need to do in order to enroll. If you’re interested in learning more about Liberty General’s individual personal accident policy, be sure to read on!

  • Cover against death or disability
  • Individual/Family cover available
  • Global coverage for accidents
  • Earn cumulative bonus
  • Lifetime Renewability

Policy Benefits Liberty General Insurance Individual Personal Accident Policy

Looking for a policy that offers some great benefits? Liberty General Insurance has you covered. In this blog post, we’ll discuss the policy benefits of Liberty General’s individual personal accident policy and how they can benefit you. We’ll also provide a quick overview of what is covered under this policy and how it can help you in the event of an accident. So if you’re looking for a policy that offers great coverage and benefits, look no further than Liberty General Insurance.

  • Coincidental passing (Promotion) coming about because of any substantial injury is concealed to the Capital Aggregate Safeguarded (CSI) picked under the approach.
  • Extremely durable Absolute Incapacity (PTD) coming about because of any unplanned real injury is concealed to 100 percent of CSI.
  • Loss of sight of one eye/absolute and hopeless loss of purpose of one hand or one foot is concealed to as far as possible pertinent.
  • Extremely durable Halfway Handicap (PPD) emerging from unplanned real injury is concealed to as far as possible referenced in the approach plan. This advantage is material under Wide and Exhaustive Cover.
  • Transitory All out Handicap (TTD) because of unintentional real injury is payable to as far as possible determined in the timetable. This advantage is material under Exhaustive Cover.
  • In the event of Promotion/PTD, Kid Schooling Advantage is payable for up to 2 ward youngsters under 25 years old.
  • Cost of Shipping Mortal Remaining parts is shrouded in this strategy. This advantage is payable when spot of death is 100 kms or more from the guaranteed’s place of home.
  • Cost brought about towards performing Memorial service Function is covered.
  • Different Extra covers are accessible to improve strategy inclusion on installment of extra premium which are Coincidental Hospitalization Costs, Inadvertent Clinic
  • Everyday Money, Kid Schooling Backing Advantage, Life Backing Advantage, Credit Defender, Broken Bone Alteration of Vehicle/Residence,Family Transportation
  • Advantage, Exceptional Bills Insurance Advantage, Rescue vehicle Recruiting Charges, Lawful Bail Costs and Twofold Reimbursement.

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Value Added Benefits Liberty General Insurance Individual Personal Accident Policy

  • Emergency vehicle charges are covered on installment of extra premium.
  • Family cover can likewise be selected under this approach.
  • Get Worldwide inclusion for individual mishap.
  • Reclamation of the Total Safeguarded, in the event of a demise guarantee for individuals other than the essential protected.
  • Appreciate long lasting restoration and get individual mishap cover for as long as you can remember.
  • Aggregate protected improvement can be selected at the restoration, dependent upon endorsement and acknowledgment by the organization.
  • Get combined reward as 5% expansion in CSI on consummation of each guarantee free strategy year, to a limit of half of CSI. This advantage is material up to 10 case free years.
  • Snatch 5%/10%/15% markdown on covering 2/3/4 individuals separately.
  • 10% Representative rebate and 20% Internet based arrangement booking markdown.
  • 8%/15% markdown on picking/long term arrangement term.

Sub Limits Liberty General Insurance Individual Personal Accident Policy

  • Loss of sight of one eye/absolute and gone loss of purpose of one hand or one foot tasted up to half of CSI.
  • Extremely durable Halfway Handicap is covered in a scope of 2% to 70% of CSI or as surveyed by an Enlisted clinical professional.
  • Transitory All out Incapacity is paid as a week by week benefit not surpassing the total safeguarded accessible for this advantage.
  • Youngster Training Advantage is concealed to the most extreme aggregate guaranteed accessible against this advantage.
  • Cost of Moving Human Remaining parts is covered up to the greatest risk referenced in the timetable.
  • Cost of Execution of Memorial service Function up to the responsibility determined in the approach plan.

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Waiting Period Clause Liberty General Insurance Individual Personal Accident Policy

If you’ve been injure in an accident, you may be wondering what right you have under the law. In this blog post, we’ll discuss the different types of rights you have following an accident and which ones are most relevant to your situation. We’ll also provide examples of when a waiting period clause may apply and outline the steps you need to take to enforce your rights.

If so, you may be wondering what this waiting period clause means and how it affects your policy. In this blog post, we’ll discuss the waiting period clause and its effects on Liberty General insurance policies. We will also provide tips on how to deal with any issues that may arise during the waiting period and help you understand your rights and options. If you’re concerned about whether your policy includes a waiting period clause, read on to find out more.

No waiting period is applicable under this policy.

Product Snapshot

FactorMinimumMaximum
Age (as on last birthday)Adult: 18 Years; Child: 3 MonthsAdult: 70 Years; Child: 25 Years
Accidental Death Sum InsuredRs 10 Lacs
Cover TypeIndividual/Family
Policy Tenure1 Year3 Years
Grace Period30 Days
Freelook Period15 Days
RidersAvailable
Plan TypeOffline

Exclusions Liberty General Insurance Individual Personal Accident Policy

  • Any pre-existing disease/condition
  • Intentional self-injury
  • Mental disorder
  • Engaging in aviation or ballooning
  • Venereal disease
  • Driving a vehicle without a valid driving license
  • Ionizing radiation, etc.

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