IDBI Junior Assistant Manager Salary- The Industrial Development Bank of India (IDBI) offers a strong career opportunity for graduates through its Junior Assistant Manager (JAM) role. In 2025, the salary package is attractive, ranging from ₹6.14 lakh to ₹6.50 lakh annually, particularly in metro cities. Selected candidates undergo an 8-month training program, which includes six months of classroom training and a two-month internship.
During this period, a stipend of ₹5,000 per month for classroom training and ₹15,000 per month during the internship is provided. After this, candidates go through a four-month On-the-Job Training (OJT), and upon successful completion, they are appointed as Grade ‘O’ officers. The salary includes basic pay along with allowances such as HRA, CCA, travel, and medical allowances.
IDBI Junior Assistant Manager Salary 2025
Employees are also entitled to benefits like paid leaves, medical facilities, and pension under the New Pension Scheme. However, Grade ‘O’ officers are not eligible for performance-based variable pay. A one-year probation period is applicable, during which the bank evaluates performance. If needed, this period may be extended. A mandatory three-year service bond is enforced, and early resignation requires payment of ₹2 lakh plus applicable taxes.
Any outstanding IDBI educational loan must also be cleared. After three years of confirmed service, employees become eligible for promotion to Grade ‘A’, based on performance and availability of posts. The JAM role at IDBI provides a stable income, professional growth, and long-term benefits, making it a desirable entry-level job in the Indian banking sector.
IDBI Junior Assistant Manager Salary 2025 Overviews
| Aspect | Details |
| Post Name | Junior Assistant Manager (JAM) – Grade ‘O’ |
| Training Duration | 6 months classroom + 2 months internship + 4 months OJT |
| Stipend During Training | ₹5,000/month (classroom), ₹15,000/month (internship) |
| Annual Salary (CTC) | ₹6.14 – ₹6.50 lakh |
| Allowances | HRA, CCA, Medical, Travel, Newspaper, etc. |
| Category | Recruitment |
| Probation Period | 1 year (includes training) |
| Service Bond | 3 years; ₹2 lakh penalty for early exit |
| Promotion Eligibility | Eligible for Grade ‘A’ promotion after 3 years |
| Benefits | Medical, Paid Leave, NPS, Training Support |
| Job Location | Pan India, based on operational need |
Attractive Salary & Career Start
IDBI Bank recruits Junior Assistant Managers through a structured selection and training process. After selection, candidates must undergo a detailed 8-month training program, which includes classroom sessions and an internship. During this period, candidates receive a monthly stipend. Only after successfully completing all phases of training are they appointed as full-time Grade ‘O’ officers. The 2025 salary package is competitive and comes with a variety of allowances, benefits, and career growth opportunities. This role is ideal for candidates seeking long-term stability and progression in the banking sector.
Read more:- TNPSC CTS Recruitment
IDBI JAM Stipend During Training & Internship
Selected candidates initially join a Post Graduate Diploma in Banking and Finance (PGDBF) program. This training consists of two key phases: six months of classroom training and two months of internship. Candidates also receive a stipend during both phases.
| Phase | Duration | Stipend (Per Month) |
| Classroom Training | 6 Months | ₹5,000 |
| Internship | 2 Months | ₹15,000 |
Full-Time Salary Structure
Upon successful completion of the training program, candidates are appointed as Junior Assistant Manager (Grade ‘O’). The annual Cost to Company (CTC) for this role ranges from ₹6.14 lakh to ₹6.50 lakh, especially for those posted in metro or Class A cities.
| Component | Approximate Value |
| Annual CTC | ₹6.14 lakh – ₹6.50 lakh |
| Basic Pay | Included in CTC |
| Allowances | HRA, CCA, Medical, etc. |
| Posting | Based on operational needs |
Read This:- SBI CBO Recruitment
Allowances & Benefits
In addition to the fixed salary, IDBI offers several allowances and benefits to its Junior Assistant Managers. These allowances are provided based on the location of posting and internal policies, aimed at supporting living expenses and professional needs.
- House Rent Allowance (HRA)
- City Compensatory Allowance (CCA)
- Medical Allowance
- Travel and Conveyance Allowance
- Special and Newspaper Allowance
Employees are also enrolled under the New Pension Scheme (NPS), provided with medical facilities, earned and casual leaves. However, Grade ‘O’ officers are not entitled to performance-based variable pay or certain perks available to higher-grade officers.
Probation Period & Confirmation
The Junior Assistant Manager role includes a one-year probation period. This one-year term incorporates the eight months of training and internship, followed by performance evaluation during the On-the-Job Training. During this period, candidates work under supervision in real bank environments. Successful completion of this phase leads to confirmation in the post. If required, the probation period may be extended based on performance. Candidates resigning before the end of the training or probation period may be required to repay the stipend or training expenses incurred by the bank.
Service Bond & Conditions
Selected candidates are required to sign a service bond with IDBI Bank. This bond mandates a minimum service duration of three years, excluding the notice period. If a candidate chooses to resign before completing this period, they must pay ₹2 lakh along with applicable taxes to the bank. Additionally, if the candidate has availed an educational loan from IDBI Bank, it must be repaid in full before resignation. The service bond ensures that the bank’s investment in employee training yields long-term service.
Also Check:- TSHC Result 2025
Career Growth & Promotions
One of the key advantages of the IDBI JAM role is the potential for career advancement. After three years of service as a Junior Assistant Manager, employees become eligible for promotion to the Grade ‘A’ officer position.
- Eligible for promotion to Grade ‘A’ after 3 years
- Promotion is not automatic; it depends on performance and availability of vacancies
- Internal promotion tests and evaluations may be part of the process
IDBI Bank follows a well-defined promotion policy, which enables consistent career growth for high-performing employees. With experience and continued success, employees can progress to senior managerial roles over time.
Conclusion
The Junior Assistant Manager role at IDBI Bank in 2025 is an excellent career starting point for graduates seeking a stable and rewarding position in the banking sector. With structured training, a competitive salary package, numerous allowances, and long-term benefits, the position ensures financial security and career development. The mandatory service bond and promotion policy further reflect the bank’s commitment to nurturing talent.
IDBI Junior Assistant Manager Salary FAQ’S
What is the salary of an IDBI Junior Assistant Manager in 2025?
The annual CTC ranges from ₹6.14 lakh to ₹6.50 lakh.
Is there any training before joining as a full-time employee?
Yes, selected candidates undergo 8 months of training and internship.
Is there a service bond for the JAM post?
Yes, candidates must serve for a minimum of 3 years or pay ₹2 lakh if they leave early.
When is a JAM eligible for promotion to Grade A?
After completing 3 years of confirmed service, based on performance.
Related Posts:-