How to apply for IndusInd Platinum Aura Edge Card?

How to apply for IndusInd Platinum Aura Edge Card?- The IndusInd Platinum Aura Edge Credit Card is a shopping credit card with flexible reward plans for spending on consumer durables, movie tickets, bill payments, department store purchases, and other categories. Due to its lenient eligibility requirements, this card is ideal for customers who are new to credit. If you enjoy shopping and traveling, you might want to think about applying for this credit card.

The IndusInd Platinum Aura Edge Credit Card gives you reward points as a good value back for your purchases. You can also earn additional benefits like insurance coverage, free vouchers, and a waiver of the fuel surcharge. The IndusInd Platinum Aura Edge Credit Card offers the following benefits:

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How to apply for IndusInd Platinum Aura Edge Card?

Under the credit card, IndusInd Bank offers a variety of options to meet individual requirements. The IndusInd Aura Edge Credit Card is made for people who shop all the time. Shopping in every category will be beneficial thanks to the numerous privileges and reward points plan. The card’s contactless feature makes shopping easier. At merchant establishments that accept contactless payment, simply wave your IndusInd Credit Card, and you’re done shopping.

You have earned success, recognition and fame. It’s time to celebrate your accomplishments. For high-achievers, IndusInd Bank offers the Platinum Aura Edge Credit Card – an exceptional product with the best-in-class privileges in travel, dining, lifestyle and more. And with the payWave feature, you can simply tap and go at merchant terminals. After all, modern achievers like you deserve an innovative credit card that aligns with your lifestyle.

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How to apply for IndusInd Platinum Aura Edge Card?

How to apply for IndusInd Platinum Aura Edge Card Overview

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About IndusInd Bank Platinum Aura Edge Credit Card

The Mumbai-based new generation bank IndusInd Bank provides a variety of banking products to meet the needs of the younger generation. Its credit card collection is designed solely to complement customers’ lifestyles. The bank offers the Platinum Aura Edge Credit Card to customers who enjoy luxury lifestyles, shopping, and traveling. It has a unique feature and numerous advantages. Check the specifics and submit an application to take advantage of the benefits.

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Features & Benefits of IndusInd Bank Platinum Edge Aura Credit Card

The IndusInd Bank Platinum Aura Edge Credit Card is a unique card made for people who achieve great things. It gives you special privileges when you travel, shop, eat, etc. The benefits and features of the IndusInd aura edge credit card are outlined below:

Reward Points

Various reward programs for various shopping categories. You can get attractive reward points for each category of shopping.

Platinum Aura Edge Shop Plan

Shop with the Platinum Aura Edge Shop Plan and earn reward points for each category to get the most savings on your purchases.

Shopping CategoryReward Points on every Rs. 100 spent
Shopping at departmental stores4 reward points
Purchase of electronic items and consumer durable utility articles2 reward points
On dining out1.5 points
Purchase of books1.5 points
All other spends0.5 points

Platinum Aura Edge Home Plan

Under the Platinum Aura Edge Home Plan, you can earn money while you shop for a home in various categories.

Shopping categoryReward Points for every Rs. 100 spent
Grocery4 reward points
Payment of mobile bill2.5 reward points
Payment of electricity bill2.5 reward points
Payment of insurance premium1.5 reward points
Medical expenses1.5 reward points
All other spends0.5 reward points

Platinum Aura Edge Travel Plan

The adventurers are the ones who stand to gain the most from this strategy. With the IndusInd Aura Edge Credit Card, they will earn reward points for every dollar spent in the aforementioned categories. These points can be exchanged for air miles or used to pay their credit card bill.

Shopping categoryReward points for every Rs. 100 spent
Hotel Expenses4 reward points
Purchase of air tickets2.5 reward points
Car Rentals1.5 reward points
Purchase of train tickets1.5 reward points
On all other spends0.5 reward points

Platinum Aura Edge Party Plan

The IndusInd Bank Platinum Aura Edge Credit Card will reward you for your love of parties and socializing. You will accumulate reward points that can be exchanged for air miles or credit card fees.

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Travel Insurance Cover

With the IndusInd Aura Edge Credit Card’s travel insurance coverage, you can travel without worrying about lost or delayed baggage. The Travel Plus Program’s insurance coverage for various categories

CategoryInsurance Cover
Lost BaggageUpto Rs. 1.00 lakh
Delayed BaggageUpto Rs. 25000/-
Passport lostUpto Rs. 50000/-
Ticket LostUpto Rs. 25000/-
Missed connectionUpto Rs. 25000/-

Total Protect

Under Total Protect, you receive protection in the event of fraudulent transactions, up to the credit limit of the primary card and the add-on card. You can get insurance coverage for fraudulent transactions on your lost or stolen credit card up to 48 hours before you report the loss or theft. Now you can travel the world without worrying about making unauthorized charges to your credit card.

Accident Cover

The Air Accident Coverage on the IndusInd Platinum Aura Edge Credit Card is up to Rs. 25.00 lakhs.

Contactless Feature

The IndusInd Aura Edge Credit Card’s Contactless Credit Card feature makes it easy and secure to make purchases. To expedite your purchases, simply wave your card at merchant establishments that accept contactless payments.

Fuel Surcharge Waiver

1% fuel overcharge waiver for exchanges between Rs. 400/ – to Rs. 4000/ – for fuel buy at fuel stations the nation over.

Different advantages of the IndusInd Bank Platinum Quality Edge Mastercard are:

  • Secure payments are available for online transactions. The card can be used for a variety of online transactions, including hotel and restaurant reservations, movie ticket reservations, and online air and rail ticket purchases.
  • Because the credit card is accepted all over the world, more people use it.
  • Over ten million retail establishments are available to you worldwide.

With the IndusInd Aura Edge Credit Card, you can shop like never before.

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Fees & Charges of IndusInd Platinum Aura Edge Credit Card

The following is a breakdown of the IndusInd bank platinum aura edge credit card fees and charges:

Nature of ChargeDetails
Joining FeeRs. 500
Annual FeeNil
Railway booking surchargeRs. 250/-
Charges for cash payment at IndusInd Bank branchRs. 100
Request for duplicate statementRs. 100/- for statements beyond 3 months
Replacement of credit cardRs. 100/-
Issue of charge-slipRs. 300/-
Annual interest46%
Delayed paymentFor a minimum balance upto Rs. 100/: Nil

For Rs. 101/- to Rs. 500: Rs.100/-

For Rs. 501 to Rs. 1000: Rs. 350/-

For Rs. 1001 to Rs. 10000: Rs. 550/-

For Rs. 10001 to Rs. 25000: Rs. 800/-

For Rs. 25001 to Rs. 50000: Rs. 1100/-

Beyond Rs. 50000: 1300

Eligibility Criteria to Apply for IndusInd Bank Aura Edge Credit Card

To be eligible for the IndusInd Bank Aura Edge Credit Card, you must meet the following requirements:

Age: The applicant must be between the ages of 18 and 21 when they submit their application.

Income: should meet the debt-to-income ratio requirement and have a steady income.

Employment: Both salaried and self-employed individuals can use the credit card.

Credit Rating: The most important factor is a good credit score. A credit score of at least 750 is desirable. Maintaining a high credit score demonstrates your commitment to debt repayment and creditworthiness.

In addition, the number of loans, credit cards, and repayment plans are all taken into account before granting a credit card request.

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Documents Required to Avail IndusInd Bank Platinum Aura Edge Credit Card

Address Proof:

  • Aadhar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
  • Property documents like sale deed or tax paid receipt.
  • Utility bills (latest)

Photo ID Proof

  • PAN Card
  • ID Card issued by the employer
  • Driving Licence
  • Passport
  • Voter’s ID Card
  • Aadhar Card

Income Proof

  • Salaried individuals to submit:
    • Three months salary slips
    • Form 16 (latest)
    • ITR (latest)
    • Bank account statement for the last six months
  • Self-employed individuals to submit:
    • The balance sheet and profit and loss account that have been audited for the past two years.
    • ITR for the last two years
    • Bank account statement for the last 12 months

Also Check- How to apply for HSBC Platinum Credit Card?

How to Apply for IndusInd Bank Aura Edge Credit Card?

To apply for the IndusInd Bank Aura Edge Credit Card, follow the steps below.

  • First of all, Access the official website of the bank
  • Select Credit Cards from the menu that says “Products.”
  • Select the option to “Apply Now.”
  • You will be required to enter basic information such as your mobile number, PAN, email address, and the current Pincode on a page that will open.
  • Accept the declaration and agree to the terms and conditions.
  • Select “Verify Mobile No.” The list of the best deals will appear after the mobile number is verified.
  • “Platinum Aura Edge Credit Card” is your selection.
  • Against the card, select the “Check your eligibility” option.
  • A pop-up message asking, “Have you applied for this card within the past six months?” You should not reapply before six months have passed.
  • You will need to fill out and return an application form if you want to continue.
  • The bank representative will contact you with further information.

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