How to apply for HDFC Diners ClubMiles Card?- Prior to replacing the Diners Premium Credit card with a superior version and branding it more as a frequent traveler’s card with the badge “miles,” HDFC Bank had the Diners Premium Credit card. That was the beginning of Club Miles.
I should say, before we get into the review, that it is one of the best looking cards available. It looks elegant thanks to its design and the golden-colored numbers printed on it. Now, let’s see if the rewards on the card are as good as they seem.
How to apply for HDFC Diners ClubMiles Card?
The HDFC Bank Diners Club Miles credit card has the best air miles program available. Points can be exchanged for air miles through the miles exchange program at the rate of 1 RP to 1 Airmile. However, you can use your reward points for more than just Airmiles. You can also use them to get cashback, redeem them for hotel or flight reservations, products or vouchers, or other offers. The card comes with a Rs. 100 joining fee. 1,000 and provides a welcome bonus of 1,000 bonus reward points. Additionally, customers can earn 10X reward points on partner brands up to a maximum of Rs. 5,000 monthly.
Additionally, this credit card grants free access to airport lounges at domestic and international airports. Additionally, thousands of partner restaurants offer exclusive discounts on meals. Insurance coverage, a spend-based waiver of the annual fee, a waiver of the fuel surcharge, and other benefits are additional features of the card. For more information, consult this article.
How to apply for HDFC Diners ClubMiles Card Overview
| Name Of Article | How to apply for HDFC Diners ClubMiles Card? |
| How to apply for HDFC Diners ClubMiles Card? | Click Here |
| Category | How to guides |
| Official Website | Click Also |
Key Highlights of HDFC Diners ClubMiles Credit Card
- A high-end travel card with the best air miles program available.
- Make use of the miles exchange program to exchange reward points for air miles.
- Visits to the airport lounge for free at both national and international airports.
- Discounts on meals at partner restaurants.
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HDFC Diners ClubMiles Credit Card Features and Benefits
Welcome gift
- You will receive 1,000 reward points as a welcome gift once the joining fee has been paid.
- Additionally, as a bonus for renewing your card, you can receive 1,000 reward points. However, if the fee is waived, the bonus cannot be used.
Annual fee waiver
- If you spend at least Rs. 1 lakh per year, the card’s annual fee is waived.
Travel benefits
- At hdfcbankdinersclub.in, you can get special benefits when you book hotel rooms and flights with more than 150 airlines.
- Get six free visits to more than 700 lounges worldwide and more than 25 domestic lounges in India each year.
- With major airlines, exchange HDFC credit card reward points for air miles.
- Take advantage of a free insurance policy that covers you and your family.
- Rs. 1 crore in coverage for an air accident.
- Up to Rs. 25 lakh in emergency medical expenses coverage.
- Rs. 9 lakh in credit liability coverage.
- In the event of baggage loss or delay, travel insurance covers up to Rs. 55,000.
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Reward points programme
The Miles Exchange Program powers reward points on the Diners ClubMiles Credit Card.
- On the card, you can earn four reward points for every 150 rupees spent.
- Partner airlines and hotels like British Airways, Jet Airways, Singapore Airlines, Trident Hotels, and Club Vistara accept reward points as payment for air miles.
- 1 reward point = 1 air mile.
- In addition, reward points can be used to purchase vouchers and gifts from HDFC’s exclusive Rewards Redemption Catalogue.
- On the HDFC Bank Diners Club website, points can also be exchanged for hotel reservations or tickets to an airplane. Re.0.50 equals one reward point.
Lifestyle privileges
- At some of the best restaurants in your city, you can take advantage of other benefits and a 15% discount.
- Book a concierge service, which is available around the clock, to get help with your travel needs.
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HDFC Diners ClubMiles Credit Card Limit
The HDFC Bank Diners ClubMiles Credit Card’s limit will be determined at the bank’s discretion. Before allocating a credit limit, HDFC Bank checks the primary applicant’s credit score, credit report, and other factors thoroughly. This part of the process will also be heavily influenced by the applicant’s past and current debt repayment habits.
HDFC Diners ClubMiles Credit Card Fees and Charges
| Type of Fee/charge | Amount |
| Joining fee | Rs.1,000 |
| Annual fee | Rs.1,000 |
| Interest rate | 3.49% per month |
| Cash withdrawal fee | 2.5% of the withdrawn amount or Rs.500 |
| Rewards redemption fee | Rs.99 |
| Late payment charges | · Less than Rs.100 – None · Rs.100 to Rs.500 – Rs.100 · Rs.501 to Rs.5,000 – Rs.500 · Rs.5,001 to Rs.10,000 – Rs.600 · Rs.10,001 and 25,000 – Rs.800 · For more than Rs.25,000 – Rs.950 |
| Outstation cheque processing charge | · Cheque value of up to Rs.5,000 – Rs.25 · Cheque value of more than Rs.5,000 – Rs.50. |
| Cash processing fee | Rs.100 |
| Over limit charges | 2.5% of the over-limit amount (minimum Rs.500) |
| Reissue of lost, stolen or damaged card | Rs.100 |
| Foreign currency transaction fee | 3.5% |
| Payment return charges | 2% of payment amount (minimum Rs.450) |
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Eligibility Criteria and Documents Required
The bank offers the HDFC Diners ClubMiles Card to salaried and self-employed individuals. Both kinds of customers have distinct eligibility requirements.
For salaried individuals
- The applicant must be between the ages of 21 and 60.
For self-employed individuals
- The applicant must be between the ages of 21 and 65.
Documents Required
- Address Proof
- Ration Card
- Voter ID
- Passport
- Aadhaar card
- Proof of Identity
- Driving License
- Aadhaar card
- Passport
- Income Proof
- Salary Slip
- Form 16
- IT Returns
The preceding list serves as a guide. Throughout the application process, the bank may request additional documents as needed.
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How to Apply for HDFC Diners ClubMiles Credit Card Online?
Visit the HDFC Bank website to make an online application for the Diners ClubMiles Credit Card. Alternately, you can apply for partner benefits through BankBazaar.
To apply for the card through BankBazaar, follow the steps that are outlined below.
- Find out if you are eligible for the card by clicking the “Check Eligibility” button on the page.
- You will find the “Apply Now” button if you are eligible.
- Before submitting it, click on it and enter the required information.
- After that, you would be asked to upload the documents. Select “Submit” and upload the same.
After submitting the application successfully, you will receive the application number on your registered mobile number. By clicking “Track Application” on the website, you can use the same number to check the status of your credit card application.
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