Health Companion Individual Plan – Niva Bupa Health Insurance, formerly Max Bupa Health Insurance, is a well-known brand in the insurance industry that provides a wide range of health insurance plans to meet the various requirements of policyholders. Individuals, families, senior citizens, parents, children, and others are covered by these plans. for a number of significant healthcare costs. One such dependable health care coverage strategy presented by the famous safety net provider is Wellbeing Buddy Strategy, the inclusion highlights of which we will talk about additional in the article.
The policy is available in four different versions—variant 1, variant 2, variant 3, and Family First—that cover individuals for a variety of sum insured options ranging from Rs. 2 lakh rupees 200 Lakh. Up to 19 relationships, including parents, children, siblings, and others, are covered by the policy. and can be bought for one year, two years, or three years, depending on your budget and needs.
Health Companion Individual Plan
The Niva Bupa (formerly Max Bupa) Health Companion policy is a comprehensive health insurance plan that covers up to Rs. 1 crore in medical expenses, including those incurred prior to and following hospitalization. The insured can manage their hospital bills and other medical expenses with the assistance of this policy from Niva Bupa (formerly Max Bupa) Health Insurance Company Limited at an affordable cost. Max Bupa) Max Bupa Health Insurance Company Ltd. is a joint venture between Bupa, a UK-based healthcare services specialist and True North, one of the most prominent private equity firms in India. Bupa has been in the healthcare industry for 60 years and serves 2.9 million customers in over 190 countries. Together, Max Bupa gives reasonable Medical coverage Plans to you and your loved ones.
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Health Companion Individual Plann Details
| Name Of Article | Health Companion Individual Plan |
| Health Companion Individual Plan | Click Here |
| Category | Insurance |
| Official Website | Click Also |
Key Features and Benefits of Niva Bupa (Formerly known as Max Bupa) Health Companion Plan
If you’re looking for an affordable health insurance plan that offers a wide range of benefits, look no further than the Niva Bupa Health Companion Plan. This plan is perfect for people who want to be able to see a doctor without worrying about any out-of-pocket expenses. Plus, it offers essential health services like outpatient hospital care and emergency room visits at no cost. Here are some of the key features and benefits of this plan.
Investigate the vital highlights and advantages of the Niva Bupa (Previously known as Max Bupa) Wellbeing Friend plan underneath:
- Accompanies an extensive variety of aggregate guaranteed beginning from Rs 3 lakh to Rs 1 crore
- Accessible in three variations – Variation 1, Variation 2, Variation 3
- Covers all hospitalization costs, including pre and post-hospitalization costs
- No covering on room lease for total guaranteed of Rs 5 lakh or more
- Gives patient treatment under AYUSH (Ayurveda, Unani, Siddha and Homeopathy)
- A brilliant top-up choice is likewise accessible
- Aggregate guaranteed top off benefit up to 100 percent if there should arise an occurrence of weariness
- 20% No Case Reward up to 100 percent accommodated each guarantee free year
- Free wellbeing examination offices are accessible at assigned symptomatic focuses of Niva Bupa (Previously known as Max Bupa) Health care coverage Organization
- Guaranteed arrangement restoration forever
- Credit only hospitalization offices can be profited at north of 7400 organization emergency clinics of the insurance agency
- Direct case settlement without any contribution of outsider specialists
- Annual tax cut on the premium paid according to Area 80D of the Personal Expense Act.
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Niva Bupa (Formerly known as Max Bupa) Health Companion Policy: Key Highlights
Niva Bupa (formerly known as Max Bupa) is a British health insurance company that offers a number of health companion policies. These policies are designed to help individuals cover the costs of medical treatments not covered by their regular health insurance. In this article, we’ll take a look at some of the key highlights of these policies.
| Categories | Specifications |
| Sum Insured | Rs 3 lakh to Rs 1 crore |
| Coverage | Individual |
| COVID-19 Hospitalization Cover | Available |
| Policy Tenure | 1 year, 2 years |
| Pre-existing Diseases Waiting Period | 48 months (Variant 1) and 36 months (other variants) |
| Discounts | 12.5% Tenure Discount |
Inclusions of Niva Bupa (Formerly known as Max Bupa) Health Companion Plan
Niva Bupa Health Companion Plan is a health insurance package offered by Max Bupa. This health insurance plan is an excellent option for those who want to avail of quality healthcare without having to worry about the premium. The health companion plan provides cover for a number of medical services including hospitalization, medical treatment, and surgery. The package is available in both private and public hospitals across India.
The accompanying inclusion are incorporated under the Niva Bupa (Previously known as Max Bupa) Wellbeing Sidekick plan:
- In-patient Consideration Any clinical costs brought about on the hospitalization of somewhere around 24 hours is covered, including room lease.
- Pre-hospitalization Clinical Costs It gives inclusion to clinical costs caused as long as 30 days prior to getting owned up to a medical clinic.
- Post-hospitalization Clinical Costs It covers the clinical costs brought about for as long as 60 days subsequent to getting released from the medical clinic, for example, physiotherapy costs.
- Day Care Treatment-The entire day care strategies are covered under this Niva Bupa (Previously known as Max Bupa) Health care coverage plan.
- Living Organ Contributor Relocate It covers clinical costs brought about by the organ giver for the gathering of the gave organ.
- Crisis Rescue vehicle It repays the expense of ambulances administrations benefited during a health related crisis for up to Rs 3000.
- Immunization for Creature Nibble This plan likewise pays for the inoculation costs taken for a creature chomp going from up to Rs 2500 to Rs 7500 relying upon the arrangement variation.
- Elective Medicines It gives inclusion to the medicines taken through the AYUSH arrangement of meds.
- Domiciliary Hospitalization-It covers the costs caused on profiting clinical treatment at home on a specialist’s recommendation because of inaccessibility of the medical clinic bed.
- Present day Medicines It gives inclusion to the expense of current medicines taken by the protected.
Optional Benefit:
- Hospital Cash Benefit– This cover enables the policyholder to get a daily cash allowance ranging from Rs 1000 to Rs 4000 per day of hospitalization for a maximum of 30 days in a policy year.
Exclusions under Niva Bupa (Formerly known as Max Bupa) Health Companion Plan
If you’re wondering what exclusions apply to the Niva Bupa Health Companion Plan, you’re not alone. In fact, many people are still confused about the plan’s restrictions, which is why this blog post has been written. We’ll take a look at the main exclusions and explain what they mean for you. After reading this article, you’ll be able to make an informed decision about whether or not the Niva Bupa Health Companion Plan is right for you.
Following are the prohibitions of the Niva Bupa (Previously known as Max Bupa) Wellbeing Buddy plan:
- No treatment is covered inside the initial 30 days until it is an instance of mishap/crisis
- Corrective, stylish, or related medicines
- Any sickness or illness contracted because of the admission of liquor or other drugs
- Visual perception
- HIV Helps/sexually transmitted disease
- Corpulence and weight control medicines
- Wounds because of cooperation in risky exercises
- Maternity costs
- Fake life support
- Treatment got outside India
Get the total rundown of prohibitions in the arrangement phrasings of the Niva Bupa (Previously known as Max Bupa) Wellbeing Sidekick plan.
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Optional Benefit:
- Hospital Cash Benefit–This cover empowers the policyholder to get an everyday money remittance going from Rs 1000 to Rs 4000 every day of hospitalization for a limit of 30 days in a strategy year.
Niva Bupa (Formerly known as Max Bupa) Health Companion Eligibility Criteria
As a Niva Bupa Health Companion, you will be able to provide medical assistance to people in need, who are not covered by any other health insurance coverage.
The accompanying table shows the qualification measures for the Niva Bupa (Previously known as Max Bupa) Wellbeing Sidekick plan:
| Categories | Eligibility Criteria |
| Minimum Entry Age | Adult – 18 years Children – 91 days |
| Maximum Entry Age | Adult – No age limit Children – 21 years |
| No of Family Members Covered | 19 |
| Family Members Covered | Self, spouse, children, son-in-law, daughter-in-law, parents, parents-in-law, grandparents, grandchildren, siblings, siblings-in-law, niece, nephew |
| Renewability | Lifetime |
Coverage Benefits Offered Under Health Companion Policy offered by Niva Bupa Health Insurance
Niva Bupa Health Insurance has announced that it is offering coverage benefits for companions under its Health Companion policy. This policy covers the medical expenses of a companion who is accompanying a policyholder who is also covered by the policy. The benefits of this policy include reimbursement for expenses such as doctor’s appointments, hospital visits, and prescription drugs. This policy is available to both individual and family members who are accompanying the policyholder.
Assuming coverer under Wellbeing Buddy Strategy presented by Niva Bupa Health care coverage, you will be safeguard for the accompanying costs:
- In-Patient Hospitalization Costs: Wellbeing Friend Strategy covers you for in-patient hospitalization costs for up to the aggregate safeguarded. These costs incorporate room lease, nursing, boarding costs, and so on. The advantage is accessible in every one of the variations.
- Pre-Hospitalization And Post-Hospitalization Costs: The strategy offers the guaranteed security against pre-hospitalization and post-hospitalization costs for as long as 30 days and 60 days separately. The advantage will be conceal to the aggregate safeguard.
- Childcare Medicines: Childcare medicines are those which don’t need hospitalization of no less than 24 hours. These incorporate radiotherapy, chemotherapy, waterfall, sinusitis, and so forth. The arrangement covers you for such medicines for up to the aggregate guaranteed limit.
- Crisis Rescue vehicle Costs: These are the costs emerging because of move of the patient to the closest clinic in the event of a health related crisis. Assuming that covere under this approach, you will be given crisis rescue vehicle cover to up to Rs. 3,000.
- Living Organ Contributor Relocate: The arrangement covers you for costs emerging because of living organ giver relocate for up to the aggregate safeguarded limit.
- Immunization For Creature Nibble: The approach safeguards you for costs emerging because of creature chomp for various sums according to the aggregate protected selected. For example, Rs. 2,500, Rs. 5,000, and Rs. 7,500.
- Elective Medicines: The strategy covers you for elective medicines, that incorporate ayurveda, unani, sidha, and homeopathy frameworks of meds for up to the aggregate guaranteed limit.
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