HDFC Bank Regalia First Credit Card Rewards- The HDFC Bank Regalia First Credit Card is a great option for those looking to earn rewards on their everyday purchases. With this card, users can earn 4 reward points for every Rs. 150 spent, which can be redeemed for a range of benefits such as merchandise, air miles or cashback. Additionally, users can enjoy exclusive discounts on dining, travel, and entertainment, as well as complimentary lounge access at select airports. One of the standout benefits of this card is the ability to earn accelerated reward points on dining, travel and entertainment spends, which makes it easy to rack up points quickly. Overall, the HDFC Bank Regalia First Credit Card is a great choice for anyone looking to earn rewards on their everyday purchases, and the range of benefits on offer make it a particularly attractive option for frequent travelers and diners.
One of the most sought-after and best credit cards in HDFC’s lineup is the Regalia Credit card range. The Regalia First Credit Card is one such offering, with a variety of travel benefits and lifestyle privileges. Reward Points can be earned for any purchase, including retail, utility, and rent payments. In addition to Reward Points, the Priority Pass provides access to some of the world’s most luxurious airport lounges and a premium travel experience. With the Good Food Trail Program, you can also take advantage of exciting dining benefits.
HDFC Bank Regalia First Credit Card Rewards
Your ticket to ultimate luxury and unforgettable experiences is the HDFC Regalia Card. HDFC Bank has ensured that you receive nothing less than the best with this credit card. To match your eliteness and sheer lavishness, the vibes of this card are a long ways forward thinking. In terms of benefits, the card provides unparalleled travel, dining, entertainment, and lifestyle benefits that are thoughtfully designed to make you stand out. As a result, this card is the best option among other cards in the category thanks to its best-in-class reward program. Experience the first class honors and most extreme extravagance with the HDFC Formal attire Card.
The HDFC Bank Regalia First Credit Card is a popular choice among customers for its wide range of rewards and benefits. With this card, customers can earn reward points for every transaction they make, which can be redeemed for a variety of products and services including travel, dining, shopping and more. Customers can also enjoy complimentary airport lounge access, fuel surcharge waivers, and travel insurance coverage. The card also offers exclusive dining and lifestyle privileges, making it a great choice for those who enjoy splurging on the finer things in life. Furthermore, the HDFC Bank Regalia First Credit Card is accepted globally, meaning that customers can enjoy its rewards and benefits no matter where they are in the world.
HDFC Bank Regalia First Credit Card Rewards Details
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About HDFC Bank Regalia First Credit Card
The HDFC Bank Regalia First Credit Card is a popular choice for individuals who are looking for a credit card that offers a variety of benefits and perks. With this card, users can earn reward points on every purchase, which can be redeemed for a variety of items including air miles, hotel stays, and more. In addition to the rewards program, the HDFC Bank Regalia First Credit Card comes with a range of exclusive perks and benefits, including access to airport lounges, a concierge service, and more. The credit card also offers insurance coverage for travel and other purchases, providing users with added peace of mind.
Overall, the HDFC Bank Regalia First Credit Card is a great option for those who are looking to maximize their rewards and enjoy a range of exclusive benefits. One of HDFC Bank’s premium credit cards, the Regalia First Credit Card, offers multi-dimensional deals on travel, shopping, entertainment, and other categories. By using their credit cards, you can earn reward points faster and save more money on travel costs. Let’s take a closer look at the HDFC Regalia First Credit Card’s exciting benefits and offers.
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Benefits And Features of HDFC Regalia Credit Card
The HDFC Regalia Credit Card is a popular choice for many due to its numerous benefits and features. One of the main benefits is that it offers a high reward point earning rate, which can be redeemed for travel or other rewards. The card also offers complimentary airport lounge access and travel insurance, making it an ideal choice for frequent travelers. In addition, the card provides dining and entertainment discounts, making it a great choice for those who enjoy eating out and attending events.
Other features include contactless payment, chip and pin security, and easy bill payment options. Overall, the HDFC Regalia Credit Card is a well-rounded card that offers a variety of benefits and features for those looking for a versatile credit card. The primary function of this credit card is the earning of points through usage, which increase the card’s value. The card is a must-have for people who like to use their credit card for multiple purchases, and its additional features are also interesting.
Although the INR 2,500 joining fee is more expensive than that of other cards, it is still less expensive than a premium card. The user gets 2500 reward points when they pay the annual fee, and each reward point is worth 50 paise, which is the same as half the annual fee.
Indian nationals can apply for this credit card. For the salaried, as far as possible is between 21 years and 60 years with a net month to month pay of INR 70,000. Self-employed individuals must be between the ages of 21 and 65 with a yearly net income of INR 8.4 lakh.
You can apply for this Visa on the web or by visiting any of the HDFC Bank’s offices. The bank will need to see proof of your identity, address, and income in order to determine your eligibility.
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Annual Fee and Way to Fully Recover Investment on Fee
If you spend INR 3 lakh, you can get rid of the annual fee completely. Since the amount of money required is quite high, it’s possible that not many users would be willing to spend that much. Because of this, this card is more useful for people who want to buy expensive things, like a car or something similar that costs more than INR 3 lakh.
Regalia has partnered with the dining out and restaurant tech solutions platform Dineout in order to provide its customers with the kinds of dining benefits that are one of the most appealing features of every premium credit card. Users will be able to receive a complimentary Dineout Passport Membership as a result of the partnership. This premium dining membership program offers substantial discounts at their more than 2000 member restaurants in approximately 20 Indian cities. You will need to determine whether the city you select to use the card includes Dineout-affiliated restaurants.
Six airport lounge accesses outside of India are provided for free. In India, it costs around INR 2,000 to visit an airport lounge once. The rundown of air terminal parlors to get to this office covers pretty much all significant air terminals. After four retail transactions, you can apply for a priority pass for yourself and add-on members as well. You and your add-on member can use this pass to visit six different lounges outside of India. This feature is also provided by other competing credit cards.
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Fees and Charges of the HDFC Bank Regalia Credit Card
The HDFC Bank Regalia Credit Card is an excellent choice for customers looking for a credit card that offers a wide range of benefits and rewards. However, it is important to be aware of the fees and charges associated with this card. The annual fee for the HDFC Bank Regalia Credit Card is Rs. 2,500, which is waived if the customer spends Rs. 3 lakhs or more in a year. Late payment fees range from Rs. 100 to Rs. 950 depending on the balance outstanding. Cash withdrawal fees are 2.5% of the amount withdrawn or a minimum of Rs. 500. Foreign currency transactions are charged a mark-up fee of 2% and tax is applicable to all charges. While these fees and charges may seem high, the benefits and rewards that come with the HDFC Bank Regalia Credit Card more than make up for them, making it a valuable addition to any wallet.
Some of the fees and charges associated with your card can be found below:
|Type of fees or charges||Amount (Rs.)|
|Minimum repayment amount||5% or a maximum of Rs.200|
|Cash withdrawal fee||2.5% of the withdrawn amount (Minimum Rs.500)|
|Cash advance limit||40% of the credit limit|
|Rewards redemption fee||NIL|
|Add-on cards charges||NIL|
|Foreign currency mark-up fee||2%|
|Late payment charges||Less than Rs.100 – Nil
Rs.100 to Rs.500 – Rs.100
Rs.501 to Rs.5,000 – Rs.500
Rs.5,001 to Rs.10,000 – Rs.600
Rs.10,001 and 25,000 – Rs.800
Rs.25,000 to Rs.50,000 – Rs.1,100
Over Rs.50,000 – Rs.1,300
|Over limit charges||2.5% of the over the limit amount (Min. of Rs.550)|
|Cash processing fee||Rs.100 per transaction|
|Payment return charges||2% of the payment amount (Minimum of Rs.450)|
|Card re-issuance charges||Rs.100 per instance|
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HDFC Regalia Credit Card Eligibility Criteria
The following are the required documents and eligibility requirements:
- Salaried professionals should be over the age of 60 but younger than 21. The monthly income should be greater than Rs. 1 lakh.
- Candidates who work for themselves should be over the age of 21 but under the age of 65. Yearly pay ought to be more than Rs.12 lakh.
- Documents proving identity, address, and income must be submitted in accordance with the bank’s request.
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Documents Required to Apply for HDFC Bank Regalia Credit Card are
- Proof of Identity
- Driving License
- Aadhaar card
- Address Proof
- Ration Card
- Voter ID
- Aadhaar card
- Income Proof
- Salary Slip
- IT Returns
- Form 16
How to Apply for HDFC Bank Regalia Credit Card Online?
Applying for the HDFC Bank Regalia Credit Card online is quick, easy, and convenient. With just a few clicks, you can access a wide range of benefits, including exclusive discounts on luxury hotels, fine dining restaurants, and premium lifestyle products. The Regalia card also offers superior rewards, such as travel vouchers and cashback on purchase transactions. To apply, simply visit the HDFC Bank website, fill out the online application form, and submit the required documents. Once approved, you’ll be able to start enjoying all the benefits of the HDFC Regalia Credit Card, an ideal choice for anyone looking for a premium credit card experience.
Follow the steps below to apply for an HDFC Regalia credit card online:
- Select the “Regalia” card when you go to the HDFC Bank website. Click the “Apply Online” button at www.hdfcbank.com
- An online form will open up for you. Please provide the necessary information, such as your name, mobile number, email address, business name, monthly income, etc.
- Select “Submit.”
- You will be notified via phone call or text message on your registered mobile number when HDFC receives your application.
The HDFC Bank Regalia First Credit Card Rewards program is a great way for cardholders to earn points and enjoy a range of benefits. From earning reward points on domestic and international spends to access to airport lounges and travel-related benefits, this credit card has a lot to offer. With a significant number of points required to redeem rewards, cardholders can look forward to accumulating points quickly and redeeming them for a variety of products and services. Overall, the HDFC Bank Regalia First Credit Card Rewards program is a smart choice for anyone looking to get the most out of their credit card and enjoy a range of lifestyle benefits.
The HDFC Bank Regalia First Credit Card is a great option for anyone looking to earn rewards on their everyday purchases. With benefits such as 4 reward points for every Rs. 150 spent on retail transactions, complimentary lounge access at select airports, and fuel surcharge waivers, this credit card delivers exceptional value to its users. Furthermore, the rewards points earned can be redeemed for a variety of items including flight tickets, hotel bookings, and exclusive merchandise. Overall, the HDFC Bank Regalia First Credit Card is a great choice for those looking for a credit card that offers both financial flexibility and desirable rewards.
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