HDFC Bank Diners ClubMiles Card- The majority of people prefer HDFC Credit Cards due to their generous credit limits and offers. However, since there are so many HDFC Credit Cards to choose from, it can be challenging for a person to settle on just one. Therefore, it is essential for you to evaluate each of your preferred cards and select one. The differences between the HDFC Diners Club Miles Credit Card and the HDFC Millennia Credit Card can be seen here because most people get confused when they only have one card. Before applying, you can compare their benefits, features, fees, and costs.
HDFC Bank’s Diners ClubMiles Credit Card is one of their most expensive offerings. The travel-related benefits and features offered by this credit card are among the best in their class. The Diners ClubMiles card offers a wide range of dining-related benefits despite being a travel credit card. This Mastercard accompanies a yearly expense of Rs.1,000 and a loan fee of 3.49%. Additionally, this credit card grants free access to airport lounges at domestic and international airports. Additionally, thousands of partner restaurants offer exclusive discounts on meals. Insurance coverage, a spend-based waiver of the annual fee, a waiver of the fuel surcharge, and other benefits are additional features of the card. For more information, consult this article.
HDFC Bank Diners ClubMiles Card
The HDFC Bank Diners Club Miles credit card has the best air miles program available. Points can be exchanged for air miles through the miles exchange program at the rate of 1 RP to 1 Airmile. However, you can use your reward points for more than just Airmiles. You can also use them to get cashback, redeem them for hotel or flight reservations, products or vouchers, or other offers. The card comes with a Rs. 100 joining fee. 1,000 and provides a welcome bonus of 1,000 bonus reward points. Additionally, customers can earn 10X reward points on partner brands up to a maximum of Rs. 5,000 monthly.
HDFC Bank is one of the leading financial institutions in India, offering a wide range of services to its customers. One of its most popular services is the Diners ClubMiles card. This card allows you to earn miles for each purchase you make with it, which you can use towards travel or other purchases. The card also includes various benefits such as insurance, travel accident insurance, and extended warranties. If you’re looking for a loyalty program that rewards you for your spending, the Diners ClubMiles card may be worth considering.
HDFC Bank Diners ClubMiles Card Details
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Key Highlights of HDFC Diners ClubMiles Credit Card
HDFC Diners ClubMiles credit card is a great option for those who are looking to earn miles and points, but do not want to deal with the hassle of carrying around a wallet full of cash. The card offers flexible earning options, including earning miles based on your spending and redeeming them for airfare, hotel stays, or other travel-related expenses. You can also use the card to pay for goods and services at restaurants, gas stations, and other merchants that accept Visa. In addition, you can use the card to make purchases online or transfer money between accounts. Key highlights of HDFC Diners ClubMiles credit card include:
- A top notch travel card with top tier air miles program.
- Make use of the miles exchange program to exchange reward points for air miles.
- Visits to the airport lounge for free at both national and international airports.
- Discounts on meals at partner restaurants.
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HDFC Diners ClubMiles Credit Card Features and Benefits
The HDFC Diners Club Miles Visa Card is a credit card that offers an attractive rewards program and versatile payment options. The cardholder earns miles based on purchases made with the card, with each mile equating to $0.01. Cardholders can use these miles to redeem for flights, hotel reservations, car rentals, and other travel-related expenses. The card also offers flexible cash-back options, with annual percentage rates ranging from 5% to 20%. Additionally, the card provides access to roadside assistance and other benefits offered by Diners Club International (DCI).
The HDFC Diners Club Miles Visa Card is a good option for people who want a credit card that offers loyalty points and flexibility in making payments. The card has several advantages over traditional credit cards, including the ability to earn miles quickly and easily, as well as access to roadside assistance and other valuable services provided by DCI. Overall, the HDFC Diners Club Miles Visa Card is a solid choice for those looking for a credit card that provides value and convenience in their day-to-day spending activities.
- You will receive 1,000 reward points as a welcome gift once the joining fee has been paid.
- Additionally, as a bonus for renewing your card, you can receive 1,000 reward points. However, if the fee is waived, the bonus cannot be used.
Annual Fee Waiver
- The annual fee on the card will be waived off if you spend Rs.1 lakh or more in a year.
- At hdfcbankdinersclub.in, you can get special benefits when you book hotel rooms and flights with more than 150 airlines.
- Get six free visits to more than 700 lounges worldwide and more than 25 domestic lounges in India each year.
- With major airlines, exchange HDFC credit card reward points for air miles.
- Take advantage of a free insurance policy that covers you and your family.
- Rs. 1 crore in coverage for an air accident.
- Up to Rs. 25 lakh in emergency medical expenses coverage.
- Credit responsibility inclusion worth Rs.9 lakh.
- In the event of baggage loss or delay, travel insurance covers up to Rs. 55,000.
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Reward Points Programme
The Miles Exchange Program powers reward points on the Diners ClubMiles Credit Card.
- On the card, you can earn four reward points for every 150 rupees spent.
- Partner airlines and hotels like British Airways, Jet Airways, Singapore Airlines, Trident Hotels, and Club Vistara accept reward points as payment for air miles.
- Air miles cost one reward point.
- In addition, reward points can be used to purchase vouchers and gifts from HDFC’s exclusive Rewards Redemption Catalogue.
- On the HDFC Bank Diners Club website, points can also be exchanged for hotel reservations or tickets to an airplane. Re. 0.50 for each reward point.
- At some of the best restaurants in your city, you can take advantage of other benefits and a 15% discount.
- Book a concierge service, which is available around the clock, to get help with your travel needs.
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HDFC Diners ClubMiles Credit Card Limit
The HDFC Bank Diners ClubMiles Credit Card’s limit will be determined at the bank’s discretion. HDFC Bank directs an exhaustive mind the essential candidate’s FICO rating, credit report and different variables prior to doling out a credit limit. This part of the process will also be heavily influenced by the applicant’s past and current debt repayment habits.
One of the most important factors to consider when choosing a credit card is its limits. This is because the amount you can spend each month without incurring interest or paying any fees is known as your credit limit. The higher your credit limit, the more you can spend without worrying about paying off your balance in full each month.
The HDFC Diners Club Miles Credit Card has an impressive limit of ₹ 1,00,000 with no annual fee, which makes it a great choice for those with a large budget and who want to spend without worrying about their balance. Plus, this card offers amazing benefits like complimentary airport lounge access, travel insurance, and extended warranty on select purchases all at no extra cost.
HDFC Diners ClubMiles Credit Card Fees and Charges
The overall cost of using the card includes fees charged by HDFC Diners Club. Annual fee. The annual fee is applicable to all new applicants and is non-refundable. Balance transfer fee. This is a percentage of any balance transfers made using the card. It is typically in addition to any interest or other charges incurred on the transferred amount. Late payment fee. This fee applies if you make a late payment or fail to make a required payment within a grace period. Lost/stolen card fee. This is a one-time fee charged if you report your Diners Club credit card lost or stolen and provide proof of loss or theft. Transfer restrictions and minimums. Some cards may have transfer restrictions or minimums that must be met before balance transfers can be made with that card. Foreign transaction fees.
|Type of Fee/charge||Amount|
|Interest rate||3.49% per month|
|Cash withdrawal fee||2.5% of the withdrawn amount or Rs.500|
|Rewards redemption fee||Rs.99|
|Late payment charges||
|Outstation cheque processing charge||Cheque value of up to Rs.5,000 – Rs.25
Cheque value of more than Rs.5,000 – Rs.50.
|Cash processing fee||Rs.100|
|Over limit charges||2.5% of the over-limit amount (minimum Rs.500)|
|Reissue of lost, stolen or damaged card||Rs.100|
|Foreign currency transaction fee||3.5%|
|Payment return charges||2% of payment amount (minimum Rs.450)|
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Eligibility Criteria and Documents Required
Eligibility criteria and documents required for a U.S. passport vary according to the type of passport being requested. For example, if you are applying for a U.S. passport, the requirements may include proof of U.S. citizenship or permanent residence, such as a birth certificate or an official government-issued identification card issued by a state or federal government agency.
In addition, applicants must provide their full legal name, date of birth, and other personal information such as their gender and country of nationality. The bank offers the HDFC Diners ClubMiles Card to salaried and self-employed individuals. Both kinds of customers have distinct eligibility requirements.
For salaried individuals
- The applicant must be aged between 21 and 60 years
For self-employed individuals
- The applicant must be aged between 21 and 65 years.
- Address Proof
- Ration Card
- Voter ID
- Aadhaar card
- Proof of Identity
- Driving License
- Aadhaar card
- Income Proof
- Salary Slip
- Form 16
- IT Returns
The preceding list serves as a guide. The bank might request extra archives as and when expected during the application system.
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How to Apply for HDFC Diners ClubMiles Credit Card Online?
To apply for HDFC Diners ClubMiles Credit Card online, you must first have a valid email address and a residential or physical address in the United States. You must also be at least 18 years of age to register for this card. You can apply online by filling out the application form and providing necessary information and documents. The credit card company may also request additional documentation, such as your income, employment history, and assets. Once you submit your application, the credit card company will evaluate your application and make a decision within a few weeks.
Visit the HDFC Bank website to make an online application for the Diners ClubMiles Credit Card. Alternately, you can apply for partner benefits through BankBazaar.
To apply for the card through BankBazaar, follow the steps that are outlined below.
- Find out if you are eligible for the card by clicking the “Check Eligibility” button on the page.
- You will find the “Apply Now” button if you are eligible.
- Before submitting it, click on it and enter the required information.
- After that, you would be asked to upload the documents. Select “Submit” and upload the same.
After submitting the application successfully, you will receive the application number on your registered mobile number. By clicking “Track Application” on the website, you can use the same number to check the status of your credit card application.
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