Google Pay Limit – If you’re using Google Pay to pay your bills, groceries, and other daily transactions, you may have run into a limit. With Google Pay limit in place, daily transaction limit via UPI has become an important topic to focus on. So what is the daily transaction limit via UPI? And how can you go beyond it? In this blog post, we’ll explain all of these details. Keep reading to learn more about how to stay ahead of the Google pay limit. Google pay has gain immense popular and user base over the last couple of year. The easy to use inter face, excite reward and cash back, and a reliable way of make UPI transaction have all made G Pay one of the most prefer payment app. But speak of transaction, Google Pay has limit on the number of time you can transact in a single day as well as the maximum amount of money that must be transfer. In this article, we will cover all the transaction limit and also be guide you on how to send money once the limit is reached.
Google Pay Limit 2024
Google Pay has been a huge hit among users and businesses alike. However, the company has announced that from next year onwards, daily transactions limit will be in place. This limit will apply to both UPI transfers as well as regular bank account transactions using Google Pay. The limit is set at two transactions per day, and will be updated every week. If you exceed this limit, you may experience long delays in completing payments or experiencing other issues with your payment process on Google Pay-enabled devices. So, make sure to keep your account updated and abide by the daily limit so that all transactions go smoothly.
What is the Maximum Money Transfer or Transaction Amount Limit Per Day on Google Pay?
Google Pay is yet another platform that support Unified Payment Interface (UPI). The app uses UPI as a mode to make transaction in the country. And just like every other UPI applications, it also come with a limit on the maximum amount transfer from one UPI ID to another. Here is what you need to know about the daily transaction limit on Google Pay.
The transaction limit on Google Pay are as follow –
- Daily limits of Rs 1,00,000 – Meaning you must send up to Rs 1 lakh in a single day
- Daily limits of maximum 10 transactions – Meaning you must perform a maximum of 10 transaction in a single day
If you have done any of the above-mention step, you will reach your daily limit and you can’t use the UPI app for make any transaction.
read also – How to Change & Find Google Pay [GPAY] UPI ID
What are the Bank Limit for Send Money via Google Pay?
Google Pay own money transfer limit, there are bank restriction too which let you send only up to a fix amount of money during in a single day. So despite have sufficient fund in your bank account and yet you are unable to make payment could be because the bank has cap a limit on the money of amount that can be sent via UPI. These bank limit are vary from bank to bank, which you can find below.
| Name of the Bank | Transaction limit | Daily Limit |
| Abhyudaya Co-operative Bank | 25000 | 25000 |
| Adarsh Co-op Bank Ltd | 50000 | 50000 |
| Aditya Birla Idea Payments Bank | 100000 | 100000 |
| Airtel Payments Bank | 1,00,000 | 1,00,000 |
| Allahabad Bank | 25000 | 100000 |
| Allahabad UP Gramin Bank | 20000 | 40000 |
| Andhra Bank | 100000 | 100000 |
| Andhra Pradesh Grameena Vikas Bank | 25000 | 100000 |
| Andhra Pragathi Grameena Bank | 10000 | 20000 |
| Apna Sahakari Bank | 100000 | 100000 |
| Assam Gramin VIkash Bank | 5000 | 25000 |
| Axis Bank | 100000 | 100000 |
| Bandhan Bank | 100000 | 100000 |
| Bank Of Baroda | 25000 | Not set |
| Bank Of India | 10000 | 100000 |
| Bank of Maharashtra | 100000 | 100000 |
| Baroda Gujarat Gramin Bank | 25000 | Not Set |
| Baroda Rajasthan Kshetriya Gramin Bank | 25000 | 25000 |
| Baroda Uttar Pradesh Gramin Bank | 25000 | 25000 |
| Bassein Catholic Coop Bank | 20000 | 40000 |
| Bhilwara Urban Co operative Bank LTD | 25000 | 25000 |
| Bihar Gramin Bank | Mergerd with DBGB | |
| Canara Bank | 10000 | 25000 |
| Catholic Syrian Bank | 100000 | 100000 |
| Central Bank of india | 25000 | 50000 |
| Chaitanya Godavari Grameena Bank | 25000 | 100000 |
| Chhattisgarh Rajya Gramin Bank | 25000 | 100000 |
| Citibank Retail | 100000 | 100000 |
| City Union Bank | 100000 | 100000 |
| COASTAL LOCAL AREA BANK LTD | 50000 | 1,00,000 |
| Corporation Bank | 50000 | 100000 |
| DBS Digi Bank | 100000 | 100000 |
| DCB Bank | 5000 | 5000 |
| Dena Bank | 100000 | 100000 |
| Dena Gujarat Gramin Bank | NA (Merged) | |
| Deutsche Bank AG (Web Collect) | NA | |
| Dhanlaxmi Bank Ltd | 100000 | 100000 |
| Dombivali Nagrik Sahakari Bank | 100000 | 100000 |
| Equitas Small Finance Bank | 25000 | 100000 |
| ESAF Small Finance Bank | 100000 | 100000 |
| Federal Bank | 100000 | 100000 |
| FINO Payments Bank | 100000 | 100000 |
| G P Parsik Bank | 100000 | 100000 |
| HDFC | 100000 (RS 5000 for new customer) | 100000 |
| Himachal Pradesh Gramin Bank | 50,000 | 50,000 |
| HSBC | 100000 | 100000 |
| Hutatma Sahakari Bank Ltd | 100000 | No limit |
| ICICI Bank | 10000 (25000 for Google Pay users) | 10000 (25000 for Google Pay users) |
| IDBI Bank | 25000 | 50000 |
| IDFC | 100000 | 100000 |
| India Post Payment Bank | 25000 | 50000 |
| Indian Bank | 100000 | 100000 |
| Indian Overseas Bank | 10000 | 20000 |
| IndusInd Bank | 100000 | 100000 |
| J&K Grameen Bank | 20,000 | 20,000 |
| Jalgaona Janata Sahkari Bank | 100000 | 100000 |
| Jammu & Kashmir Bank | 20000 | 20000 |
| Jana Small Finance Bank | 10000 | 40000 |
| Janta Sahakari Bank Pune | 100000 | 100000 |
| Jio Payments Bank | 100000 | 100000 |
| Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd. | 25000 | 200000 |
| Karnataka Bank | 100000 | 200000 |
| Karnataka vikas Gramin Bank | 25000 | 25000 |
| Karur Vysaya Bank | 100000 | 100000 |
| Kashi Gomti Samyut Gramin Bank | 100000 | 100000 |
| Kaveri Grameena Bank | 25000 | 25000 |
| Kerala Gramin Bank | 20000 | 20000 |
| Kotak Mahindra Bank | 100000 | 100000 |
| Langpi Dehangi Rural Bank | 10000 | 100000 |
| Madhya Bihar Gramin Bank | 25000 | 100000 |
| Maharashtra Grameen Bank | 25000 | 100000 |
| Maharashtra state co opp Bank | 5000 | 50000 |
| Malwa Gramin Bank | 10000 | 25000 |
| Manipur Rural Bank | 10000 | 10000 |
| Maratha co opp Bank | 100000 | 100000 |
| Meghalaya Rural Bank | 100000 | 100000 |
| Mizoram Rural Bank | 25000 | 100000 |
| NKGSB CO-Op. Bank Ltd. | 20000 | 40000 |
| Oriental Bank of Commerce | 100000 | 100000 |
| Paschim Banga Gramin Bank | 5000 | 25000 |
| Paytm Payments Bank | 100000 | 100000 |
| Pragathi Krishna Gramin Bank | 20000 | 20000 |
| Prathama Bank | 10000 | 50000 |
| Punjab and Maharastra Co. bank | 100000 | 100000 |
| Punjab and Sind Bank | 10000 | 10000 |
| Punjab Gramin Bank | 10000 | 25000 |
| Punjab National Bank | 25000 | 50000 |
| Purvanchal Bank | 25000 | 100000 |
| Rajasthan Marudhara Gramin Bank | 25000 | 25000 |
| Rajkot Nagari Sahakari Bank Ltd | 100000 | 100000 |
| Samruddhi Co-op bank ltd | 100000 | 100000 |
| Sarva Haryana Gramin Bank | 50,000 | 1,00,000 |
| Sarva UP Gramin Bank | 50000 | 100000 |
| Saurashtra Gramin Bank | 20000 | 100000 |
| Shree Kadi Nagarik Sahakari Bank Ltd. | 100000 | 100000 |
| South Indian Bank | 100000 | 100000 |
| Standard Chartered | 100000 | 100000 |
| State Bank Of India | 100000 | 100000 |
| Suco Souharda Sahakari bank | 100000 | 100000 |
| Suryoday Small Finance Bank Ltd | 100000 | 100000 |
| Suvarnayug Sahakari Bank ltd | 100000 | 100000 |
| Syndicate Bank | 10000 | 100000 |
| Tamilnadu Mercantile Bank | 20000 | 100000 |
| Telangana Gramin Bank | 25000 | 100000 |
| Telangana State Co Operative Apex Bank | 10000 | 1,00,000 |
| Thane Bharat Sahakari Bank | 100000 | 100000 |
| The Cosmos Co-Operative Bank LTD | 10000 | 50000 |
| The A.P. Mahesh Co-Operative Urban Bank | 25000 | 25000 |
| The Ahmedabad District Co-operative Bank Ltd | 10000 | 25000 |
| The Ahmedabad Mercantile Co-op Bank Ltd | 100000 | 100000 |
| The Andhra Pradesh state cooperative | 10000 | 100000 |
| The Baroda Central Co-operative bank ltd. | 15000 | 100000 |
| The Gujarat State Co-operative Bank Limited | 50000 | 100000 |
| The Hasti Co-operative Bank Ltd | 100000 | 100000 |
| The Kalyan Janta Sahkari Bank | 100000 | 100000 |
| The Lakshmi Vilas Bank Limited | 100000 | 100000 |
| The Mahanagar Co-Op. Bank Ltd | 25000 | 50000 |
| The Malad Sahakari Bank Ltd. | 10000 | 50000 |
| The Mehsana Urban Co-Operative Bank | 100000 | 100000 |
| The Municipal Co-op Bank Ltd. | 5000 | 50000 |
| The Muslim Co-Operative Bank Ltd | 100000 | 100000 |
| The Nainital Bank Ltd | 20000 | 40000 |
| The Ratnakar Bank Limited | 25000 | 25000 |
| The Saraswat Co-Operative Bank | 100000 | 100000 |
| The Surat Peoples Co Op. Bank Ltd | 25000 | 100000 |
| The Sutex Co op Bank | 100000 | 100000 |
| The SVC Co-Operative Bank Ltd | 10000 | 20000 |
| The Thane Janta Sahakari Bank Ltd(TJSB) | 100000 | 100000 |
| The Udaipur Mahila Samridhi Urban Co-op Bank Ltd | 100000 | 100000 |
| The Udaipur Mahila Urban Co-op Bank Ltd | 100000 | 100000 |
| The Urban Cooperative Bank Ltd Dharangaon | 20000 | 25000 |
| The Varachha Co-op Bank Ltd. | 20000 | 40000 |
| The Vijay Cooperative Bank Ltd | 20000 | 200000 |
| The Vishweshwar Sahakari Bank Ltd | 100000 | 100000 |
| Tripura Gramin Bank | 10000 | 10000 |
| UCO Bank | 100000 | 100000 |
| Ujjivan Small Finance Bank Limited | 50000 | 100000 |
| Union Bank of India | 100000 | 200000 |
| United Bank of India | 25000 | 60000 |
| Uttarakhand Gramin Bank | 25000 | 100000 |
| Vananchal Gramin Bank | 20000 | 20000 |
| Vasai Vikas Co-op Bank Ltd | 100000 | 100000 |
| Vijaya Bank | 25000 | 50000 |
| YES Bank | 100000 | 100000 |
check here – Google Pay Limit, How Much Money can Transfer
How To Go Beyond Google Pay Transaction Limit?
As of December 31, 2024, Google Pay will no longer let you make more than six transactions per day via UPI. If you’re using this payment method and you’re finding that you’re hitting the daily transaction limit, there are a few things you can do to stay safe and compliant. Firstly, be sure to check up on your account regularly so that you know exactly how many transactions have been made and where they’ve gone. If you notice that you’re making more than six transactions per day, you can place a stop on your payments or transfer money between accounts temporarily to avoid being hit with the daily limit. If you’re finding it difficult to stay within the limit, you can try one of the following: use a debit card instead of UPI, pay with cash instead of cards, or pay through another app like WhatsApp or Facebook Messenger. As of December 31, 2024, Google Pay will no longer let you make more than six transactions per day via UPI. Make sure to stay
Now, the maximum transaction limit in google pay can be a hurdle for business.
As a merchant, you need to accepts payment in huge amount transfer fund and multiple time in a day.
Thankfully, the google pay transaction limits do not apply to peer to merchant transaction. A customer can pay a business as many fund as require.
A payment gate way like Cash free can help you to accepts and disburse UPI payment seam less. UPI payments for businesses has seen a huge spike as it has become a prefer mode of payment. Out of these transaction, Google pay had a share of 36%.
Need less to say, business have a lot to gain by offer UPI as a payment mode to customer.
check here – FASTag How to Apply Online, NHAI Fastag Recharge
Offer Google Pay As Payment Mode To Customer
Google Pay is a great way to pay your bills and other expenses. However, with the increased daily transfer limit for this mode, you can now pay up to Rs 2 lakhs in a day using this app. So if you want to start using Google Pay as your primary payment mode, make sure you increase your daily transfer limit accordingly. Additionally, be aware that the daily transfer limit for this mode has been increased to Rs 2 lakhs from earlier Rs 1 lakhs. Apart from this limit increase, there have been other changes in the Google Pay app including the addition of a new shopping category and better support for multiple currencies. The reason behind it is simple. It has one of the largest customer base in India. A payment gate way can help you offer UPI apps like google pay after easy integration. Let’s dive deeper to under stand other benefit of offer Google Pay as payment mode through a payment gate way.
High Profit For Business
Google Pay is a payment option that is growing in popularity all over the world. This includes India, where it is currently the default payment option for online and offline transactions. As of June 22, users will only be able to make a maximum of Rs 20,000 (US$300) per day via UPI transfers. This limit applies to both business and individual users. If you’re looking to take advantage of Google Pay, it’s important to plan ahead and budget accordingly. Additionally, if you run into any issues with making payments or transferring funds, don’t hesitate to reach out for help. Google Pay is a great payment option for businesses because it’s easy to set up and use, and it’s secure. A payment gateway helps you accept payment from your customer. Now, the patent gate way charge direct affect your business’ profit. Interested, the merchant discount rate for UPI transaction through apps like Google Pay is 0%.
Conclusion
As Google Pay continues to grow in popularity, businesses of all sizes are finding ways to take advantage of its benefits. One of the ways that businesses are able to do this is by transferring money to customers daily through UPI. By offering Google Pay as a payment option, businesses are able to tap into the growing trend of digital payments and stay ahead of the curve. Keep these tips in mind if you want to take advantage of Google Pay’s daily transfer limit.
Frequently Asked Questions
How do I increase my daily limit on a UPI transaction?
Currently, the maximum amount of Rs 1 lakh can be transferred, as per the NPCI and Indian government-defined UPI guidelines. So even if you ask your bank, there is no possibility of increasing the transaction limit. Bank officials will decline your request. Under the NPCI limit, banks can set their own limits
How do I increase my UPI limit online?
Click on the 'Edit' button. Click on the 'Limit' text box and edit accordingly. If the limit is decreased, then no OTP is required and the limit will be changed. However, if the limit is increased then OTP is required and limit will be changed after providing the OTP.
How do I increase my Google pay UPI limit?
To increase your credit limit or request your current credit limit, contact us in either of these 2 ways: Reply directly to the credit limit warning email, if you've received one. This email is sent to verified payments users at the email on the payments profile opted in to receiving payments emails.
What is the new UPI limit per day?
May reach a daily limit if: You try to send more than ₹1,00,000 in one day across all UPI apps. You try to send money more than 10 times in one day across all UPI apps. You request more than ₹2,000 from someone.
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