Google Pay Limit 2022: Daily Transfer Limit Via UPI Explained

Google Pay Limit 2022 – If you’re using Google Pay to pay your bills, groceries, and other daily transactions, you may have run into a limit. With Google Pay limit 2022 in place, daily transaction limit via UPI has become an important topic to focus on. So what is the daily transaction limit via UPI? And how can you go beyond it? In this blog post, we’ll explain all of these details. Keep reading to learn more about how to stay ahead of the Google pay limit. Google pay has gain immense popular and user base over the last couple of year. The easy to use inter face, excite reward and cash back, and a reliable way of make UPI transaction have all made G Pay one of the most prefer payment app. But speak of transaction, Google Pay has limit on the number of time you can transact in a single day as well as the maximum amount of money that must be transfer. In this article, we will cover all the transaction limit and also be guide you on how to send money once the limit is reached.

Google Pay Limit 2022

Google Pay has been a huge hit among users and businesses alike. However, the company has announced that from next year onwards, daily transactions limit will be in place. This limit will apply to both UPI transfers as well as regular bank account transactions using Google Pay. The limit is set at two transactions per day, and will be updated every week. If you exceed this limit, you may experience long delays in completing payments or experiencing other issues with your payment process on Google Pay-enabled devices. So, make sure to keep your account updated and abide by the daily limit so that all transactions go smoothly.

 

Google Pay Limit 2022

What is the Maximum Money Transfer or Transaction Amount Limit Per Day on Google Pay?

Google Pay is yet another platform that support Unified Payment Interface (UPI). The app uses UPI as a mode to make transaction in the country. And just like every other UPI applications, it also come with a limit on the maximum amount transfer from one UPI ID to another. Here is what you need to know about the daily transaction limit on Google Pay.

The transaction limit on Google Pay are as follow –

  • Daily limits of Rs 1,00,000 – Meaning you must send up to Rs 1 lakh in a single day
  • Daily limits of maximum 10 transactions – Meaning you must perform a maximum of 10 transaction in a single day

If you have done any of the above-mention step, you will reach your daily limit and you can’t use the UPI app for make any transaction.

read also – How to Change & Find Google Pay [GPAY] UPI ID

What are the Bank Limit for Send Money via Google Pay?

Google Pay own money transfer limit, there are bank restriction too which let you send only up to a fix amount of money during in a single day. So despite have sufficient fund in your bank account and yet you are unable to make payment could be because the bank has cap a limit on the money of amount that can be sent via UPI. These bank limit are vary from bank to bank, which you can find below.

Name of the Bank Transaction limit Daily Limit
Abhyudaya Co-operative Bank 25000 25000
Adarsh Co-op Bank Ltd 50000 50000
Aditya Birla Idea Payments Bank 100000 100000
Airtel Payments Bank 1,00,000 1,00,000
Allahabad Bank 25000 100000
Allahabad UP Gramin Bank 20000 40000
Andhra Bank 100000 100000
Andhra Pradesh Grameena Vikas Bank 25000 100000
Andhra Pragathi Grameena Bank 10000 20000
Apna Sahakari Bank 100000 100000
Assam Gramin VIkash Bank 5000 25000
Axis Bank 100000 100000
Bandhan Bank 100000 100000
Bank Of Baroda 25000 Not set
Bank Of India 10000 100000
Bank of Maharashtra 100000 100000
Baroda Gujarat Gramin Bank 25000 Not Set
Baroda Rajasthan Kshetriya Gramin Bank 25000 25000
Baroda Uttar Pradesh Gramin Bank 25000 25000
Bassein Catholic Coop Bank 20000 40000
Bhilwara Urban Co operative Bank LTD 25000 25000
Bihar Gramin Bank Mergerd with DBGB
Canara Bank 10000 25000
Catholic Syrian Bank 100000 100000
Central Bank of india 25000 50000
Chaitanya Godavari Grameena Bank 25000 100000
Chhattisgarh Rajya Gramin Bank 25000 100000
Citibank Retail 100000 100000
City Union Bank 100000 100000
COASTAL LOCAL AREA BANK LTD 50000 1,00,000
Corporation Bank 50000 100000
DBS Digi Bank 100000 100000
DCB Bank 5000 5000
Dena Bank 100000 100000
Dena Gujarat Gramin Bank NA (Merged)
Deutsche Bank AG (Web Collect) NA
Dhanlaxmi Bank Ltd 100000 100000
Dombivali Nagrik Sahakari Bank 100000 100000
Equitas Small Finance Bank 25000 100000
ESAF Small Finance Bank 100000 100000
Federal Bank 100000 100000
FINO Payments Bank 100000 100000
G P Parsik Bank 100000 100000
HDFC 100000
(RS 5000 for new customer)
100000
Himachal Pradesh Gramin Bank 50,000 50,000
HSBC 100000 100000
Hutatma Sahakari Bank Ltd 100000 No limit
ICICI Bank 10000
(25000 for Google Pay users)
10000
(25000 for Google Pay users)
IDBI Bank 25000 50000
IDFC 100000 100000
India Post Payment Bank 25000 50000
Indian Bank 100000 100000
Indian Overseas Bank 10000 20000
IndusInd Bank 100000 100000
J&K Grameen Bank 20,000 20,000
Jalgaona Janata Sahkari Bank 100000 100000
Jammu & Kashmir Bank 20000 20000
Jana Small Finance Bank 10000 40000
Janta Sahakari Bank Pune 100000 100000
Jio Payments Bank 100000 100000
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd. 25000 200000
Karnataka Bank 100000 200000
Karnataka vikas Gramin Bank 25000 25000
Karur Vysaya Bank 100000 100000
Kashi Gomti Samyut Gramin Bank 100000 100000
Kaveri Grameena Bank 25000 25000
Kerala Gramin Bank 20000 20000
Kotak Mahindra Bank 100000 100000
Langpi Dehangi Rural Bank 10000 100000
Madhya Bihar Gramin Bank 25000 100000
Maharashtra Grameen Bank 25000 100000
Maharashtra state co opp Bank 5000 50000
Malwa Gramin Bank 10000 25000
Manipur Rural Bank 10000 10000
Maratha co opp Bank 100000 100000
Meghalaya Rural Bank 100000 100000
Mizoram Rural Bank 25000 100000
NKGSB CO-Op. Bank Ltd. 20000 40000
Oriental Bank of Commerce 100000 100000
Paschim Banga Gramin Bank 5000 25000
Paytm Payments Bank 100000 100000
Pragathi Krishna Gramin Bank 20000 20000
Prathama Bank 10000 50000
Punjab and Maharastra Co. bank 100000 100000
Punjab and Sind Bank 10000 10000
Punjab Gramin Bank 10000 25000
Punjab National Bank 25000 50000
Purvanchal Bank 25000 100000
Rajasthan Marudhara Gramin Bank 25000 25000
Rajkot Nagari Sahakari Bank Ltd 100000 100000
Samruddhi Co-op bank ltd 100000 100000
Sarva Haryana Gramin Bank 50,000 1,00,000
Sarva UP Gramin Bank 50000 100000
Saurashtra Gramin Bank 20000 100000
Shree Kadi Nagarik Sahakari Bank Ltd. 100000 100000
South Indian Bank 100000 100000
Standard Chartered 100000 100000
State Bank Of India 100000 100000
Suco Souharda Sahakari bank 100000 100000
Suryoday Small Finance Bank Ltd 100000 100000
Suvarnayug Sahakari Bank ltd 100000 100000
Syndicate Bank 10000 100000
Tamilnadu Mercantile Bank 20000 100000
Telangana Gramin Bank 25000 100000
Telangana State Co Operative Apex Bank 10000 1,00,000
Thane Bharat Sahakari Bank 100000 100000
The Cosmos Co-Operative Bank LTD 10000 50000
The A.P. Mahesh Co-Operative Urban Bank 25000 25000
The Ahmedabad District Co-operative Bank Ltd 10000 25000
The Ahmedabad Mercantile Co-op Bank Ltd 100000 100000
The Andhra Pradesh state cooperative 10000 100000
The Baroda Central Co-operative bank ltd. 15000 100000
The Gujarat State Co-operative Bank Limited 50000 100000
The Hasti Co-operative Bank Ltd 100000 100000
The Kalyan Janta Sahkari Bank 100000 100000
The Lakshmi Vilas Bank Limited 100000 100000
The Mahanagar Co-Op. Bank Ltd 25000 50000
The Malad Sahakari Bank Ltd. 10000 50000
The Mehsana Urban Co-Operative Bank 100000 100000
The Municipal Co-op Bank Ltd. 5000 50000
The Muslim Co-Operative Bank Ltd 100000 100000
The Nainital Bank Ltd 20000 40000
The Ratnakar Bank Limited 25000 25000
The Saraswat Co-Operative Bank 100000 100000
The Surat Peoples Co Op. Bank Ltd 25000 100000
The Sutex Co op Bank 100000 100000
The SVC Co-Operative Bank Ltd 10000 20000
The Thane Janta Sahakari Bank Ltd(TJSB) 100000 100000
The Udaipur Mahila Samridhi Urban Co-op Bank Ltd 100000 100000
The Udaipur Mahila Urban Co-op Bank Ltd 100000 100000
The Urban Cooperative Bank Ltd Dharangaon 20000 25000
The Varachha Co-op Bank Ltd. 20000 40000
The Vijay Cooperative Bank Ltd 20000 200000
The Vishweshwar Sahakari Bank Ltd 100000 100000
Tripura Gramin Bank 10000 10000
UCO Bank 100000 100000
Ujjivan Small Finance Bank Limited 50000 100000
Union Bank of India 100000 200000
United Bank of India 25000 60000
Uttarakhand Gramin Bank 25000 100000
Vananchal Gramin Bank 20000 20000
Vasai Vikas Co-op Bank Ltd 100000 100000
Vijaya Bank 25000 50000
YES Bank 100000 100000

check here –  Google Pay Limit, How Much Money can Transfer

How To Go Beyond Google Pay Transaction Limit?

As of September 1, 2022, Google Pay will no longer let you make more than six transactions per day via UPI. If you’re using this payment method and you’re finding that you’re hitting the daily transaction limit, there are a few things you can do to stay safe and compliant. Firstly, be sure to check up on your account regularly so that you know exactly how many transactions have been made and where they’ve gone. If you notice that you’re making more than six transactions per day, you can place a stop on your payments or transfer money between accounts temporarily to avoid being hit with the daily limit. If you’re finding it difficult to stay within the limit, you can try one of the following: use a debit card instead of UPI, pay with cash instead of cards, or pay through another app like WhatsApp or Facebook Messenger. As of September 1, 2022

, Google Pay will no longer let you make more than six transactions per day via UPI. Make sure to stay

Now, the maximum transaction limit in google pay can be a hurdle for business.

As a merchant, you need to accepts payment in huge amount transfer fund and multiple time in a day.

Thankfully, the google pay transaction limits do not apply to peer to merchant transaction. A customer can pay a business as many fund as require.

A payment gate way like Cash free can help you to accepts and disburse UPI payment seam less. UPI payments for businesses has seen a huge spike as it has become a prefer mode of payment. Out of these transaction, Google pay had a share of 36%.

Need less to say, business have a lot to gain by offer UPI as a payment mode to customer.

check here – FASTag How to Apply Online, NHAI Fastag Recharge

Offer Google Pay As Payment Mode To Customer

Google Pay is a great way to pay your bills and other expenses. However, with the increased daily transfer limit for this mode, you can now pay up to Rs 2 lakhs in a day using this app. So if you want to start using Google Pay as your primary payment mode, make sure you increase your daily transfer limit accordingly. Additionally, be aware that the daily transfer limit for this mode has been increased to Rs 2 lakhs from earlier Rs 1 lakhs. Apart from this limit increase, there have been other changes in the Google Pay app including the addition of a new shopping category and better support for multiple currencies. The reason behind it is simple. It has one of the largest customer base in India. A payment gate way can help you offer UPI apps like google pay after easy integration. Let’s dive deeper to under stand other benefit of offer Google Pay as payment mode through a payment gate way.

High Profit For Business

Google Pay is a payment option that is growing in popularity all over the world. This includes India, where it is currently the default payment option for online and offline transactions. As of June 22, users will only be able to make a maximum of Rs 20,000 (US$300) per day via UPI transfers. This limit applies to both business and individual users. If you’re looking to take advantage of Google Pay, it’s important to plan ahead and budget accordingly. Additionally, if you run into any issues with making payments or transferring funds, don’t hesitate to reach out for help. Google Pay is a great payment option for businesses because it’s easy to set up and use, and it’s secure. A payment gateway helps you accept payment from your customer. Now, the patent gate way charge direct affect your business’ profit. Interested, the merchant discount rate for UPI transaction through apps like Google Pay is 0%. 

Conclusion

As Google Pay continues to grow in popularity, businesses of all sizes are finding ways to take advantage of its benefits. One of the ways that businesses are able to do this is by transferring money to customers daily through UPI. By offering Google Pay as a payment option, businesses are able to tap into the growing trend of digital payments and stay ahead of the curve. Keep these tips in mind if you want to take advantage of Google Pay’s daily transfer limit.

Frequently Asked Questions

How do I increase my daily limit on a UPI transaction?

Currently, the maximum amount of Rs 1 lakh can be transferred, as per the NPCI and Indian government-defined UPI guidelines. So even if you ask your bank, there is no possibility of increasing the transaction limit. Bank officials will decline your request. Under the NPCI limit, banks can set their own limits

How do I increase my UPI limit online?

Click on the 'Edit' button. Click on the 'Limit' text box and edit accordingly. If the limit is decreased, then no OTP is required and the limit will be changed. However, if the limit is increased then OTP is required and limit will be changed after providing the OTP.

How do I increase my Google pay UPI limit?

To increase your credit limit or request your current credit limit, contact us in either of these 2 ways: Reply directly to the credit limit warning email, if you've received one. This email is sent to verified payments users at the email on the payments profile opted in to receiving payments emails.

What is the new UPI limit per day?

May reach a daily limit if: You try to send more than ₹1,00,000 in one day across all UPI apps. You try to send money more than 10 times in one day across all UPI apps. You request more than ₹2,000 from someone.

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