Future Generali Personal Accident Plan 2024 – Looking to protect yourself and your loved ones in the event of an accident? Future Generali has got you covered! Our personal accident plan offers comprehensive coverage for injuries sustained in a car or motorcycle accident, as well as any medical expenses that may arise. Plus, our policy is backed by excellent customer service, so you can be sure that you’re in good hands should an unfortunate accident happen. Ready to get started? Visit our website today and get a free quote!
Future Generali is a property and casualty insurance company, a joint venture between Future Group of Industries, a leading Indian corporate conglomerate, and Generali Group, a leading Italian company at the forefront of financial protection and asset management. Generali Group is Italy’s largest insurance company and he is also one of the best known and largest insurance companies in Europe. The company started his operation in September 2007. The Company offers a variety of insurance products to customers across all segments, covering all major insurance needs an individual may have.
Future Generali Personal Accident Plan 2024
Looking to take your general liability protection up a notch? Check out Future Generali’s Personal Accident Plan! This policy offers increased coverage for accidents that happen while you’re on the job, as well as those that take place while you’re off. Plus, it comes with a host of other benefits, like 24/7 emergency assistance, injury payments, and more. So whether you’re an employee or an employer, it’s important to have a policy like this in place. Give Future Generali a call today to learn more!
Future Generali’s personal accident plan called “Accident Suraksha” is a personal accident plan for family sisters and stipulates that you and your family will bear the medical expenses in the event of an unfortunate accident. I’m here. The number of accidents is increasing day by day, the cost of medical care is also high, and recently the cost of treating accidental injuries is also high. Future Generali has come up with this attractive health insurance that covers disability and accidental death to help you financially. You don’t need to have a medical checkup to enjoy the benefits of this plan.
Future Generali Personal Accident Plan Details
| Name Of Article | Future Generali Personal Accident Plan |
| Future Generali Personal Accident Plan | Click Here |
| Category | Insurance |
| Official Website | Click Also |
What is Personal Accident Insurance?
Even if you take all possible precautions, accidents can still occur. And they can be emotionally, physically, and most importantly, financially draining. An accident can damage your family and can also take their lives. I have. But you don’t have to spend time worrying about them. Futuristic Generali Personal Accidents Solve Your Problems! Our private accident insurance provides financial protection until you are healthy enough to return to work. This ensures your family’s financial well-being, even in your absence.
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Why Personal Accident Insurance?
Personal accident insurance protects you and your family in the event of the insured’s unfortunate death, serious accident or serious injury. Accidents are unpredictable and can impose a significant financial burden on customers and their families. You can’t prevent accidents, but you can take concrete steps to protect yourself and your loved ones by securing your future and ensuring your financial security. Many people have life insurance, but stand-alone accident insurance is preferred, especially because it has the advantages of covering the insured at a fraction of the premium rate compared to life insurance and covering minor injuries and loss of income. I strongly recommend it.
Personal Accident Insurance plans offered by Future Generali
If you’re like most people, you’re worried about the possibility of a personal accident happening. After all, it’s one thing to worry about it in general, but quite another to have to face the realities of actually experiencing one. That’s why it’s important to have personal accident insurance in place. And that’s where Future Generali comes in. We offer a range of insurance plans that cater to a variety of needs and budgets, and we can always be there to help if something goes wrong. Ready to take the first step? Let us help you get insured today!
The company offers personal accident insurance called Accident Surakhsa. Let’s take a closer look at Future Generali’s accident insurance.
Future Generali Personal Accident Insurance Plan – Accident Suraksha
The Generali Passenger Accident Insurance of the Future protects the insured and their families from a variety of accident-related situations. These situations can result in minor injury or injury, or severe disability or even death. These plans are intended to provide financial security and stability to the insured and their families in the event of an unforeseen accident.
The Scope of Coverage of the Future Generali Personal Accident Insurance Plan – Accident Suraksha:
- Permanent Total Disability Benefit [PTD] – A lump sum payment is paid according to the schedule specified in the policy when the insured is permanently and completely disabled as a result of an accident.
- Permanent Partial Disability Benefit [PPD] – If the insured becomes permanently partially disabled as a result of an accident, a lump sum is paid according to the schedule specified in the policy.
- Accidental Death Benefit [AD] – Provides a lump sum payment when the insured dies in an accident.
- Temporary Total Disability Benefit – The insured is paid a weekly benefit to cover the loss of income due to temporary total disability due to an accident.
- Repatriation Benefits and Funeral Expenses – Plans that cover the repatriation of ashes and cremation or burial expenses. It’s a built-in cover.
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Additional Covers under the Future Generali Personal Accident Insurance Plan – Accident Suraksha
- If you pay an insurance premium in addition to accident insurance, you can receive the following compensation.
- Child care support
- Family Transportation Benefits – Future Generali will reimburse the cost of transporting a close relative to hospital if the claim is successful for accidental death or permanent total disability. The actual transportation costs will be reimbursed up to her 10% of the insured amount up to a maximum of Rs 50,000.
- Loan Protection – A lump sum payment from Future Generali in the event of accidental death or permanent disability. Benefits will also be paid for each completed month of accidental hospitalization, up to the maximum number of months specified in the plan.
- Adjustment Allowance – If Future Generali has paid a permanent total disability benefit, you may be required to modify your vehicle or make changes to your home as a result of a permanent total disability resulting from an accident covered by this policy. If so, Future Generali will reimburse such costs. Capped at his 10% of the main insurance amount up to a maximum of Rs 50,000. Accident Hospitalization (Hospitalization) – Covers the hospitalization costs incurred by the insured for hospital treatment after an accident.
- Injury Medical Expenses – Covers medical expenses incurred when the insured is hospitalized due to an accident.
- Hospitalization Benefits – Hospitalization benefits can be claimed if the insured is hospitalized due to an accident.
Eligibility
- It is open to people between the ages of 18 and 70.
- Children between the ages of 5 and her 25 are eligible for insurance if at least one of her guardians is insured.
- The duration of the plan is one year for her.
Additional Features of the Future Generali Accident Surakhsa – Personal Accident Insurance Plans
If you’re like most people, you’re worried about the future. Maybe you’re afraid of a recession, or you’re concerned about the state of the world. Whatever your worries may be, one thing is for sure: the future of transport is going to be different. And that means changes for your personal accident insurance plans as well. In this article, we’ll take a look at some of the additional features that are currently being offered by Generali Accident Surakhsa – one of the leading personal accident insurance plans in India.
- The average processing time for claims settlement for Future Generali insurance plans is 14 business days or less. A prerequisite is the availability of all documentation and information.
- Future Generali’s Passenger Car Accident Insurance offers his customers around-the-clock coverage worldwide.
- Plans do not have a maximum coverage end date. Therefore, the plan is lifetime renewable. There is a 30-day renewal grace period from the date of expiration.
- No medical examination is required to use Future Generali’s Private Accident Plan.
- The plan is very flexible as the insured can also insure their spouse and children.
- A 10% family discount applies if the Future Generali Personal Accident Plan has more than one insured member of her.
- Existing accident insurance can be ported to Future Generali at no additional cost. There is a free viewing period of 15 days from the date of receipt of the policy document.
- If a person is not satisfied with the insurance coverage or terms, they may choose to return the insurance unless a claim is made. Future Generali will refund the premiums paid subject to the conditions.
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Exclusions
Certain factors are excluded from personal injury coverage. Exclusions are as follows:
- Suicide, attempted suicide, or intentional self-harm or illness, mental disorders, anxiety/stress/depression/nervousness, sexually transmitted diseases, alcoholism, addiction or substance abuse
- Physical or dangerous occupation, exposure to unnecessary danger (other than trying to save lives), or engaging in criminal or illegal activity.
- Pregnancy resulting in complications resulting from childbirth, miscarriage, abortion, or any of the above.
- war or acts of war, aggression, acts of foreign hostility, military operations, civil war, national defense, insurrection, riots, military operations or actions taken, riots, chemical, radioactive or nuclear contamination;
- Participate in or participate in naval, military or air force operations, racing, diving, aviation, scuba diving, parachuting, hang gliding, rock or climbing; Violations of law with criminal intent.
- Abuse of intoxicants and psychedelics, including drugs and alcohol.
Percentage of Sum Insured
The following table makes it clear how much percentage of the Sum Insured will be reimbursed in case of different accidental events:
| Event | Percentage of Sum Insured |
| Accidental Death | 100% |
| Permanent Total Disablement | 100% |
| Permanent Total Loss of sight of both eyes | 100% |
| Permanent Loss of sight of one eye and physical separation of or the loss of ability to use one hand and one foot | 100% |
| Permanent Total Loss and physical separation of or the loss of ability to use both hands or both feet | 100% |
| Permanent Total Loss and physical separation of or the loss of ability to use one hand and one foot | 100% |
| Permanent Partial Disablement: | As follows |
| An arm at the shoulder joint | 75% |
| An arm above the elbow joint | 70% |
| A hand at the wrist | 50% |
| An arm beneath the elbow joint | 60% |
| A thumb | 25% |
| An index finger | 10% |
| Any other finger | 5% |
| A leg above mid-thigh | 75% |
| A leg up to mid thigh | 60% |
| A leg up to beneath the knee | 50% |
| A leg up to mid-calf | 45% |
| A foot at the ankle | 40% |
| A large toe | 5% |
| Any other toe | 2% |
| Permanent Loss of sight of one eye | 50% |
| Hearing of one ear | 25% |
| Hearing of both ears | 75% |
| Sense of smell | 10% |
| Sense of taste | 5% |
| Shortening of leg by at least 5% | 7% |
| Temporary Total Disablement | 1 % (per week upto a maximum of 100 weeks or as mentioned in the schedule) |
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Premium Calculator
Future Generali offers the possibility to calculate premiums for potential people who want to purchase accident insurance from a company. Below are some cases where premiums were calculated using the company’s calculator.
- A wants to apply for himself a very basic personal accident insurance worth Rs.5 million. The annual premium is only 355 rupees.
- Mr. B wants to purchase a plan for himself and his newlywed wife. He suggested to his Future Generali that he take out basic personal accident insurance for himself and his spouse totaling Rs. 100,000 rupees. The premium for their Personal Injury Premium Insurance Plan is Rs.713.
- Mr C needs basic accident insurance for his family, which consists of himself, his wife, and his two children. The coverage is Rs.25 lakhs and the calculated premium is Rs. 1642.
The table tabulates the above data for an instant reference
| Applicant | Number of members covered | Sum Assured (Rs.) | Premium (with taxes) (Rs.) |
| A | 1 | 5 lakhs | 355 |
| B | 2 | 10 lakhs | 713 |
| C | 4 | 25 lakhs | 1642 |
Applying for Personal Accident Insurance Plans from Future Generali
Do you want to be fully protected if something happens to you while you’re out and about? If the answer is yes, then it’s time to get personal accident insurance from Future Generali. Our policies provide comprehensive protection for you and your loved ones, no matter what happens. So whether you’re out on a leisurely walk or out running a marathon, our policies will cover you no matter what. Ready to get started? Let’s take a look at some of the benefits that we offer!
Future Generali Passenger Accident Insurance can be applied for through multiple channels. Any person wishing to claim Personal Accident Insurance from Future Generali may do so in one of the following ways:
- Those interested in Future Generali’s accident insurance can register on her website to receive recommendations on health insurance plans that are right for them.
- Individuals wishing to claim one of the personal accident insurance plans simply call the company’s sales hotline and speak with a customer service representative.
- You can chat online with a customer service representative about your health insurance plan Monday through Friday from 9am to 6pm.
- You can also request a call back from the company by leaving your name, mobile number and email ID on the company website. Finally, customers can also visit the company office or contact an agent to purchase the plan they need.
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