Bajaj Allianz Sliver Health Plan – If you are reading this, either you are about to turn 65 or you are looking for a good health plan for your parents to protect their health as they get older. is wonderful that you are taking charge of your health. It is obvious that health problems are always getting worse. It can be overwhelming for anyone to deal with both financial and emotional stress at the same time. You can provide your parents with emotional and financial security by enrolling in the Bajaj Allianz Silver Health Plan, which will pay for in-hospital expenses and other costs associated with healthcare treatment at some of the best hospitals in your city.
Are you looking for an affordable health insurance plan that offers great benefits? Bajaj Allianz has got you covered! With Sliver Health Plan, you’ll enjoy a wide range of benefits, including coverage for mental health and chronic care. Plus, you can be sure that the premiums are affordable, so you can enjoy peace of mind while you’re on your path to good health. Curious to know more? Read on for answers to your questions!
Bajaj Allianz Sliver Health Plan
The Bajaj Allianz Silver Health Policy is a unique medical insurance policy designed to meet the needs of senior citizens in terms of health insurance coverage. It reimburses you for hospital expenses incurred as a result of an accident or illness in lieu of cash. Available with Rs. sum insured choices. 50,000, Rs. Rs. 1 lakh Rs. 1.5 Lakh 2 lakh rupees 3 Lakh, Rs. 4 lakh and rupees 5 Lakh, and the policy pays for expensive medical care for you and your spouse. It is a policy that expires after one year and must be renewed to continue receiving coverage benefits. If you are between the ages of 46 and 70, this policy will provide you with coverage benefits. One thing to keep in mind is that this policy requires a 20% co-payment when treatment is received at a hospital that is not part of the network.
Bajaj Allianz has launched its Sliver Health Plan, which offers an exclusive range of medical facilities at select locations across the country. The plan offers a wide variety of medical services, including check-ups, preventive care, and specialist consultations. It is available to employees of Bajaj Allianz companies, as well as their immediate family members. The plan is administered by Bajaj Allianz Corporate Health Care (BACHC), and it offers members a range of benefits, including discounts on medical and pharmacy bills, and priority booking for hospital beds.
Bajaj Allianz Sliver Health Plan Details
| Name Of Article | Bajaj Allianz Sliver Health Plan |
| Bajaj Allianz Sliver Health Plan | Click Here |
| Category | Insurance |
| Official Website | Click Also |
About the Health Insurance Plan Bajaj Allianz Silver
You are covered by the policy for a number of medical expenses, including in-patient hospitalization, pre- and post-hospitalization expenses, road ambulance expenses, daycare procedures, and illnesses you already have. However, in order to receive coverage benefits from this policy, you must pass a pre-medical exam, which is required for all proposals. The policy provides you with a number of additional benefits in addition to these advantages related to coverage. There is a 30-day grace period, a free look period, tax benefits on premiums paid (under Section 80D of the Income Tax Act of 1961), a cumulative bonus, a family discount if two or more members are covered, the option to increase the amount insured when the policy is renewed, and other features.
Bajaj Allianz Silver Health Plan Eligibility
- The policyholder’s age of entry must be between 46 and 70.
The features and benefits of this health insurance for senior citizens are as follows:
| Eligibility age | From age 46 to age 70 years |
| Basis | Individual basis |
| Policy term | 1 year |
| Renewability | There is a lifetime indemnity limit if the policy is renewed continuously |
| Sum Insured | Minimum sum insured- Rs.50,000 Maximum sum insured- Rs.5 lakh |
| Cover offered |
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| Discount | A family discount of 5% is applicable on the policy |
| Co-payments | In the event that the insured receives medical care at a hospital that is not listed on the policy, the insured is expected to pay 20% of the admissible claim. |
| Benefits |
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| Exclusions |
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What the Bajaj Allianz Silver Health Plan Has to Offer?
Are you looking for a comprehensive healthcare plan that offers coverage for both medical expenses and lifestyle modifications? If so, then the Bajaj Allianz Silver Health Plan is the perfect option for you! This plan provides comprehensive coverage for both medical expenses and lifestyle modifications, including fitness and diet. Plus, it has a wide range of benefits that are sure to appeal to a variety of individuals. Curious to learn more? Read on to find out all the details!
The following is a list of some of the most important aspects of the Bajaj Allianz Silver Health Plan:
- The sum insured options for this policy range from Rs. 50,000 to Rs. 5 lakh.
- Every policy requires a pre-acceptance medical examination, regardless of the policyholder’s age at entry.
- After the exam, test reports remain valid for a period of thirty days.
- The initial waiting period for all diseases is thirty days from the policy’s start date.
- With the payment of a premium loading of 15%, copayments can be waived.
- a few diseases like cataracts, hernias, hydroceles, fistulae, benign prostatic hypertrophy, and others have a one-year waiting period.
- At the time of renewal, the amount of coverage selected at enrollment can be increased.
- The grace period for renewing this policy’s coverage is thirty days from the date of expiration.
- Policyholders have a 15-day free look period to review the policy’s terms and conditions.
- Customers have access to a portability option, which allows them to transfer their policies to other service providers without losing any benefits.
- According to Section 80D of the Income Tax Act, the premium paid for this policy is eligible for an income tax benefit.
What the Bajaj Allianz Silver Health Plan Has to Offer?
Are you looking for affordable health insurance? Bajaj Allianz Silver Health Plan might be a good option for you. This comprehensive plan offers a wide range of benefits, including coverage for hospitalization, maternity care, and prescriptions. Plus, it has an affordable premium and provides financial assistance to those who need it most. Curious to know more? Read on to find out all the details!
Seniors can take advantage of a number of benefits under this policy. The table lists some of the most important benefits of the Bajaj Allianz Silver Health Plan.
| Hospitalisation expenses | Up to the full sum insured limit |
| Pre and post hospitalisation expenses | Up to 3% of admissible hospitalisation expenses |
| Emergency hospitalisation cover | Up to Rs.1,000 per hospitalization |
| Coverage for pre-existing illness (from the second year onwards) | Limited to 50% of the sum insured |
| Cumulative bonus | 10% per claim-free year subject to a maximum of 50% of the sum insured |
| Health checkup | Available after four continuous years of policy coverage |
| Day care treatment | Coverage for up to 130 procedures subject to terms and conditions |
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Bajaj Allianz Silver Health Plan’s Exclusions
Bajaj Allianz Silver Health Plan is one of the most popular health plans available in India. It offers an extensive range of benefits, and is popular among working professionals. However, there are some exclusions that you should be aware of if you’re planning to enroll in the plan. In this post, we’ll discuss some of the most common exclusions and how they might affect you.
following is a list of some of the most important things that Bajaj Allianz Silver Health Plan doesn’t cover:
- diseases and injuries brought on by war, invasion, or activities that are similar to war, as well as any cosmetic or aesthetic treatments, as well as recuperation, general weakness, and other debilitating conditions.
- expenses for things like glasses, hearing aids, crutches, prosthetic limbs, and dentures, among other things.
- Expenses related to childbirth, pregnancy, and related complications Any treatment for infertility or conception procedure HIV, AIDS, venereal diseases, or sexually transmitted diseases Hospitalization only for examinations and investigation Vaccination or inoculation Vitamins and tonics unless forming a core part of the treatment
- Treatment through any procedure other than allopathy Surgery to correct deviated septum or hypertrophied turbinate’s Treatment for any types of psychiatric or mental illness Any expenses related to weight
Procedure for Claim Bajaj Allianz Sliver Health Plan
Payment-free care: Policyholders are required to obtain the company’s pre-authorization for cashless claims you will be guided through the procedure by the company’s customer service. The hospital is where you can get the pre-authorization form policyholders can receive treatment without incurring costs up to the sum insured limit once authorization is obtained from the company.
Demands for reimbursement: After receiving treatment from a hospital, reimbursement claims can also be filed with the company. Policyholders are required to submit all documents, including discharge certificates and medical bills, for reimbursement claims the company will begin the claim procedure once the documents are submitted. The insured will receive the claim amount following verification of all documents.
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