Bajaj Allianz Gold Health Plan Benefits, Features, Buy & Renew

Bajaj Allianz Gold Health Plan – If you’re looking for a great health insurance plan, Bajaj Allianz Gold is definitely worth considering. This plan has a wide range of benefits, and its premiums are very reasonable. Plus, it offers 24/7 customer support, so you can always get the help you need. If you’re looking for a health insurance plan that will suit your needs perfectly, Bajaj Allianz Gold is definitely the right choice.

Bajaj Wellbeing Gold Arrangement covers different dangerous sicknesses like malignant growth for in-patient, pre and post-hospitalization costs. It likewise covers the costs of domiciliary treatment and childcare administrations. With an exhaustive concealment to Rs 2 lakh, the strategy covers clinical reference, clinical bringing home, clinical clearing, checking and so forth.

Bajaj Allianz Gold Health Plan

This strategy has been concocted such that it deals with all your health care coverage needs. The clinical costs that you cause during your visit at the emergency clinic will be borne by the organization. A far reaching yet reasonable strategy, it offers different advantages, which offer colossal monetary assistance and don’t allow you to confront a monetary misfortune if there should be an occurrence of a physical issue or a disease.

This can be bought for a time of 1 or 2 or 3 years and on an Individual or Family floater medical coverage premise. Alongside standard hospitalization, the arrangement likewise covers Ayurvedic and Homeopathic medicines.

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Bajaj Allianz Gold Health Plan

Bajaj Allianz Gold Health Plan Details

Name Of Article Bajaj Allianz Gold Health Plan
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Best Features of Bajaj Allianz Health Guard Gold Plan

If you’re concerned about your health and want to make sure you’re taking the best possible care of yourself, the Bajaj Allianz Health Guard Gold plan is a great option for you. This comprehensive policy covers everything from hospital visits and medical emergencies to preventive care and chronic disease management. Plus, it has a wide range of benefits that are perfect for those who are very active or have several chronic conditions. To learn more about this excellent policy and find out which benefits are best suited for you, read on!

  • The strategy permits a great deal of decisions in the total safeguarded
  • Strategy Term can be according to your comfort of 1 year, 2 years or 3 years
  • Profit credit only treatment in more than 5700 organization clinics
  • Get a combined reward of 10% for each guarantee let loose year to 100 percent
  • Family rebate 2 individuals 10%, 3 individuals 15%
  • No pre-arrangement clinical trials before 45 years old
  • 100 percent restoration of the aggregate safeguarded on the off chance that guarantee sum surpasses total protected
  • Substitute medicines and Bariatric medical procedure are likewise covered

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Benefits of Bajaj Allianz Health Guard Gold Plan

If you’re looking for a comprehensive health insurance plan that offers a wide range of benefits, the Bajaj Allianz Health Guard Gold Plan is the perfect option for you. This plan offers comprehensive coverage for hospital, medical, and maternity care, as well as a host of other benefits. Here are just some of the benefits that you can expect from the Bajaj Allianz Health Guard Gold Plan.

In-patient Treatment

When because of a physical issue or a sickness, your primary care physician recommends a hospitalization for more than 24 hours the clinical costs will be covered under the Wellbeing Watchman Gold Arrangement.

Pre and Post-hospitalization

At the point when you get hospitalized the costs are not restricted to your visit in the medical clinic alone. To assist you with managing such costs, the Wellbeing Gatekeeper Gold Arrangement covers the treatment-related costs 60 days earlier and 90 days after the hospitalization too.

Different Total Protected Choices

Bajaj Allianz Wellbeing Watchman Gold Arrangement offers you a ton of decision in the total protected. You can choose any of these sums based on your requirements as well as your financial plan INR 1.5 lakhs and INR 2 lakhs (silver arrangement), INR 3/4/5/7.5/10/15/20/25/30/35/40/45/50 lakhs (gold arrangement).

Cover for the Entire Family

At the point when you put resources into Wellbeing Gatekeeper Gold Arrangement, alongside yourself you can cover your life partner, guardians, subordinate kids, grandkids, kin, guardians in-regulation, uncle and auntie under the Singular choice and cover yourself, your mate and ward youngsters under the family floater choice.

Restoration of Total Safeguarded

In the event that the total safeguarded and aggregate reward, if any, gets depleted during the approach year, it will be restored 100 percent.

Emergency vehicle Charges

A limit of INR 20,000 in a strategy year will be covered against the rescue vehicle benefits that you use in the event of crisis transport of the safeguarded individual.

Cash Advantage for Going with a Protected Kid

At the point when a parent/legitimate gatekeeper needs to remain in the clinic with an under 12 youngster, a day to day cash advantage of INR 500 for a greatest time of 10 days would be paid. If it’s not too much trouble, remember that this advantage will be appropriate just when the treatment goes under in-patient hospitalization and assuming the strategy term is 2/3 years.

Recuperation Advantage

In the event that you or a protected part is hospitalized for the treatment of a physical issue/sickness or more than 10 days, an advantage sum would be paid, contingent on the total safeguarded decided on.

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No Pre-approach Clinical trials

Assuming you appreciate great in general wellbeing, you want not go through any pre-arrangement clinical trials till the age of 45 years. New proposition north of 45 years will go through a test organized by Bajaj Allianz empaneled focuses. In the event that the proposition is acknowledged and the approach is given, the whole expense of the examination would be discounted.

Day-care Strategies

The medicines/medical procedures that don’t need 24-hour hospitalization and are required as in-patient/day-care strategies are likewise covered under this arrangement.

Organ Gift

Under the Transfer of Human Organ Change Bill, 2011, the organ contributor’s treatment for gathering the organ would be covered.

Limits

  • At the point when you buy the Wellbeing Watchman Gold Arrangement, there are a lot of appealing limits that you can profit:
  • Family Rebate 2 individuals 10%, 3 individuals 15%
  • Long haul Strategy Limits 4% for a 2-year strategy, 8% for a 3-year strategy
  • Copay Markdown If co-pay is selected, 10%-20% rebate
  • Worker Rebate 20%

Ayurvedic/Homeopathic Hospitalization

In the event that you hospitalized in an administration approved Ayurvedic/Homeopathic emergency clinic for north of 24 hours, the clinical costs would be covered.

Maternity and Infant Cover

Under the Wellbeing Watchman Gold Arrangement, the conveyance of the child, pregnancy-related medicines two times during the lifetime of the protected part, will be covered. Your infant will naturally go under the strategy cover till 90 days from birth.

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Wellbeing Check-ups

At the point when you complete 3 consistent long periods of strategy inclusion, you would be qualified for a Preventive Wellbeing Exam. In a singular strategy, you would be repaid up to 1% of the aggregate protected, most extreme up to INR 5,000 for each covered part during the 3-year block. Under the Family Floater choice, just you and your mate would have the option to profit this advantage.

Combined Reward

For each guarantee free year, you can get a cover increment of 10% of the total protected. The greatest aggregate advantage can go as long as 10 years.

Plan Details of Bajaj Allianz Health Guard Gold Plan

Interested in getting comprehensive health insurance coverage? Bajaj Allianz has got you covered! The Bajaj Allianz Health Guard Gold Plan is a comprehensive health insurance plan that offers a range of benefits, including hospital care, speciality care, and more. In this article, we’ll give you all the details you need to know about the plan, so you can make an informed decision. Ready to get started? Let’s go!

Entry Age 18 years – 65 years

Children 3 months to 30 years

Tenure of Policy 1 year/ 2 years/ 3 years
Type of Policy Individual/ Family Floater Basis
Pre-existing Disease Waiting Period 36 months

Holding up Period
The holding up period is appropriate as follows:

  • 72 months of sans break inclusion from the origin of the strategy for pregnancy and labor related difficulties
  • three years of without break inclusion from the beginning of the strategy for all prior sicknesses and conditions
  • two years of without break inclusion from the commencement of the arrangement for indicated sicknesses and therapies
  • multi month from initiation of the arrangement for any sort of ailment/disorder
  • Inadvertent wounds are covered from day 1

Free Look Period
With Wellbeing Watchman Gold Arrangement, you get a time of 15 days to survey its agreements, and on the off chance that you don’t feel totally happy with the strategy, you can bring it back. Remember it:

  • The approach can be returned provided that no case has been made
  • The health care coverage premiumwill be discounted in the wake of deducting the accompanying:
  • Stamp obligation charges
  • Proportionate gamble covered
  • Wellbeing exam expenses that are finished by the organization

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Bajaj Allianz Health Insurance Customer Care Details

Website Address  www.bajajallianz.com
Phone numbers 1800-103-2529, 1800-209-0144, 1800-209-5858
Email ID [email protected]
For Senior Citizens [email protected]
Company address  BAJAJ ALLIANZ GENERAL INSURANCE CO. LTD.

Bajaj Allianz House, Airport Road, Yerawada, Pune-411006

What is not Covered in Bajaj Allianz Health Guard Gold Plan?

Are you confused about what is not covered under Bajaj Allianz Health Guard Gold Plan? Don’t worry, we’ve got you covered. In this article, we will discuss the various exclusions and limitations that are associated with the Bajaj Allianz Health Guard Gold Plan. From emergency room visits to dental procedures, we’ll cover it all. So whether you’re looking for insurance to cover your health expenses or just want to know what is not covered, read on!

Prohibitions are a piece of each and every insurance contract. Hospitalization because of the accompanying circumstances isn’t covered under Bajaj Allianz Wellbeing Watchman Gold Arrangement:

  • Self-caused wounds
  • A physical issue caused because of cooperation in an unlawful demonstration
  • Plastic or corrective medical procedure, except if it results from a unintentional physical issue
  • Inborn outer infections or oddities, hereditary issues
  • Undifferentiated organism implantations
  • Medical procedure for change of orientation
  • Sicknesses emerging because of maltreatment of liquor and additionally sedates
  • Treatment for fruitfulness, barrenness and feebleness
  • Circumcision

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Renewal Process of Bajaj Allianz Health Guard Gold Plan

Welcome to Bajaj Allianz Health Guard Gold Plan renewal process! This post provides detailed information on the following topics – how to make a renewal online, how to make a renewal by calling customer service, and the process of renewing if you are not able to make online or call-based renewal. We hope that this information will help you smoothly through the renewal process. Thank you for choosing Bajaj Allianz!

  • To keep partaking in the advantages of the strategy, you should guarantee that the approach is restored on time. Contingent upon the residency chose by you, the arrangement might be reestablished yearly or following long term or 3 years.
  • On the off chance that you don’t recharge the strategy before the expiry date, you would be given an elegance time of 30 days, during which you should pay the restoration sum. In the event that you don’t restore the strategy during this period, the approach will terminate. You should recollect that a case made during the effortlessness time frame won’t be acknowledged.
  • For the reestablishment of your Wellbeing Gatekeeper Gold Arrangement, you can visit the organization site, go to medical coverage and enter your approach subtleties. When you make the internet based installment, the arrangement would be reestablished right away.

Claim Process of Bajaj Allianz Health Guard Gold Plan

Bajaj Allianz Health Guard Gold Plan is a comprehensive healthcare insurance plan that offers comprehensive benefits to its subscribers. The plan offers a wide range of benefits, including coverage for hospitalization, surgery, maternity care, pediatric care, and much more. In this article, we will discuss the claim process of Bajaj Allianz Health Guard Gold Plan.

Credit only Case

Credit only medical coverage offices are accessible to the policyholders just at network emergency clinics. You ought to keep a standard mind the rundown of organization medical clinics as it is refreshed consistently.
At the medical clinic Assist Work area, you with needing to show your Approach Wellbeing Card and Substantial Personality confirmation. On the off chance that it is an arranged hospitalization, register your case no less than 3-4 days prior. In the event of a crisis confirmation, you need to illuminate the organization inside the initial 24 hours. Fill in and present the pre-authorisation structure with the leaders. Other required records will be shipped off the organization wellbeing organization group. When the case is supported, you will actually want to benefit credit only treatment.

Repayment Guarantee

According to the agreements of the approach, your hospitalization alongside the pre and post-hospitalization charges will be repaid. After the release of the protected part, in the span of 7 days, you want to present every one of the bills and treatment-related reports with the organization. When all the administrative work is confirmed, your case will be endorsed and you will be repaid for every one of the clinical costs that you brought about during the treatment.

Required Archives

The rundown of reports that are required while making a case is as per the following:

Government-approved Character Card
Wellbeing card/Unique Arrangement Papers
An interview letter from the Specialist that prompts hospitalization
All treatment-related bills and receipts
Every Demonstrative Report
Police FIR or Medico-Lawful Endorsement if there should arise an occurrence of unplanned wounds
Whatever other necessary archive by the insurance agency

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Bajaj Allianz Health Insurance – Network Hospitals

Medical clinics that have a coordinated effort with the organization are called network emergency clinics. They have a concurrence with the Organization for giving Credit only treatment to the protected patients. The rundown of Bajaj Allianz network emergency clinics is accessible on the authority site. As it gets refreshed consistently, you ought to keep a customary mind the rundown of organization emergency clinics.

With an organization of north of 6,500 unmistakable emergency clinics in its organization, Bajaj Allianz health care coverage guarantees that you are never away from quality medical services. Going to an organization medical clinic for hospitalization will make the therapy exceptionally simple and helpful. As the bills are cleared straight by the organization, you don’t need to go through the nervousness and stress of orchestrating cash.

Review of Bajaj Allianz Health Guard Gold Plan

Because of clinical expansion throughout the course of recent years, there has been a huge expansion in medical care administrations. What’s more, the ascent of Coronavirus has been a reminder for all to put resources into a health care coverage plan. With Bajaj Allianz Wellbeing Watchman Gold Arrangement, you have the feeling of safety that regardless of whether you or your relatives at any point face hospitalization, your clinical costs will be dealt with.

A couple of long periods of hospitalization can consume a major opening in your pocket, yet with the Wellbeing Watchman Gold Arrangement, the clinical costs of the hospitalization would be covered. This is a comprehensive strategy which comes at an entirely reasonable cost. The advantages like pre and post-hospitalization cover, wellbeing tests, healing advantage, combined reward, emergency vehicle cover and so on make this arrangement an exceptionally thorough one.

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