Apollo Munich Personal Accident Plan 2024 – Are you worried about your personal accident plan in the event of an accident? If so, you’re not alone. Many people are concerned about the future of personal accident plans, and what they will need to do in order to make sure that they are covered in the event of an accident. Thankfully, there are a few things that you can do to make sure that you’re fully protected. In this article, we will discuss Apollo Munich’s personal accident plan in detail, and tell you everything that you need to know to make an informed decision.
Apollo Munich Health Insurance is a joint venture between Munich Health, a global leader in health insurance, and Apollo Hospitals Group, one of India’s largest hospital chains. The company makes custom products with the customer’s needs in mind. Plans for health, travel, and personal accident insurance are available from Apollo Munich. In the event of an accident that results in injuries, death, or permanent or temporary disability, the Individual Personal Accident plan provides lump sum payments.
Apollo Munich Personal Accident Plan 2024
Did you know that if something happens to you while you’re out and about in Munich, you can be covered by Apollo Munich’s personal accident plan? This coverage includes accidents while you’re on vacation, at work, or on your way to or from work. Plus, it covers medical expenses and loss of income due to the accident. If you’re ever in a situation where you need medical assistance, don’t hesitate to contact Apollo Munich. They’ll be happy to help you get the coverage you need to get through this difficult time.
In contrast to basic accidental policies, this one covers accident-related hospitalization, broken bones, the purchase of blood, the transportation of imported equipment, and the modification of a residence or vehicle in the event of total and permanent disability. It aims to provide complete protection against financial loss in the event of an accident. The need for personal accident insurance has grown as the number of accidents has increased. Because it also covers costs associated with accidental death or disability, this plan is worthwhile. Even though each benefit has a limit, it significantly lessens the financial burden. In addition, it is recommended that accurate occupation information be provided to avoid issues when making a claim, just in case.
Apollo Munich Personal Accident Plan Details
| Name Of Article | Apollo Munich Personal Accident Plan |
| Apollo Munich Personal Accident Plan | Click Here |
| Category | Insurance |
| Official Website | Click Also |
Unique Features of Apollo Munich Personal Accident Plan
Apollo Munich Personal Accident Plan is unique in that it offers comprehensive coverage for both medical expenses and lost wages. In the event of an accident, this insurance policy will help you cover the costs of hospitalization, surgeries, and more. Plus, if you’re unable to work due to an injury, this policy will provide financial assistance with your living expenses. If you’re looking for comprehensive personal accident insurance that covers all your bases, Apollo Munich is the perfect option for you.
- Broken bones – A single amount installment would be made according to scale gave in the strategy, in case of crack of bone because of a mishap.
- Training Asset – In the event that a case under Promotion or PTD is acknowledged for a guaranteed individual, we will pay half of aggregate protected per subordinate youngster (up to limit of two kids).
- Crisis rescue vehicle – Emergency vehicle Costs brought about to move the guaranteed individual to the closest clinic because of a crisis brought about by a mishap.
- Transportation of Mortal Remaining parts – Costs caused on shipping the human remaining parts of the guaranteed individual to the closest emergency clinic because of a mishap or to his home or from the emergency clinic or potentially to an incineration or graveyard.
- Acquisition of blood – In the occasion in the event that we have acknowledged a case under Promotion, PTD, PPD or TTD, we will repay costs caused for buying blood through a medical clinic or legal blood donation center.
- Transportation of imported drugs – In the occasion in the event that we have acknowledged a case under Promotion, PTD, PPD or TTD, we will repay costs caused as cargo charges for bringing in medications to India.
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Why Should You Buy a Personal Accident Insurance Policy?
You can purchase an individual mishap protection cover independent of your age, occupation, and wellbeing. As a matter of fact, you ought to purchase this arrangement when you begin procuring. It is more significant for the individuals who have taken credits or need to pay EMIs in light of the fact that this would offer security towards reimbursement of the remarkable equilibrium under any such circumstance. The premium of this arrangement will be settled based on your occupation as opposed to mature. You can pay the premium on the web and ensure it doesn’t slip by.
Eligibility Criteria for Apollo Munich Personal Accident Plan
If you have been injured as the result of a personal accident in Munich, you may be eligible for the Apollo Munich Personal Accident Plan. This plan offers timely and affordable medical treatment for victims of personal accidents, and can provide help with things like medical expenses, rehabilitation, and lost income. To find out if you are eligible, please contact our team. We would be happy to discuss your particular situation and see if we can help you get the treatment you need.
| Category | Secure Personal Accident |
| Age Group | Min Entry Age: 91 Days Max Entry Age: 65 Years |
| Renewal Age | Life Long Renewal |
| Sum Insured | Standard – 1 Lac, 2 Lacs, 3 Lacs, 5 Lacs, 7.5 Lacs, 10 Lacs, 25 Lacs and 50 Lacs Premium – 5 Lacs, 10 Lacs, 15 Lacs, 25 Lacs, 50 Lacs, 1 Cr, 2 Cr and 5 Cr (Rs. 5 Lacs restricted for age of 70 years and above) |
| Policy Tenure | 1 Year |
| Family Definition | Individual & Family – (Self – 10 times of total annual income), (Spouse & parents – 50% of the proposer’s accidental death SI, Max Rs. 50 Lacs), (Children – 25% of the proposer’s accidental death SI, Max Rs. 10 Lacs) |
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Product Benefits of Apollo Munich Personal Accident Plan
| Benefits | Standard | Premium | |
| Accidental Death (AD) | 100% of Sum Insured | ||
| Permanent Total Disability (PTD) | AD Sum Insured | ||
| Permanent Partial Disability (PPD) | AD Sum Insured | ||
| Emergency Ambulance Charges | Rs. 2000 | Rs. 2000 | |
| Family Transportation | 1 % of AD Sum Insured | 1 % of AD Sum Insured; maximum Rs. 1,00,000 | |
| Transportation of Mortal Remains | 2 % of AD Sum Insured; maximum Rs. 10,000 | Rs. 10,000 | |
| Education Fund | 10 % of AD Sum Insured; maximum Rs. 20,000 | Rs. 20,000 | |
| Temporary Total Disablement [TTD] | 100% of AD Sum Insured; maximum Rs. 5,00,000 | 100% of AD Sum Insured; maximum Rs. 15,00,000 | |
| Accident Medical Expenses | 10% of AD Sum Insured; maximum 50,000 | Not Covered | |
| Broken Bones | Not Covered | Rs. 1,00,000 | |
| Transportation of Imported Medicine | Not Covered | Rs. 20,000 | |
| Purchase of Blood | Not Covered | Rs. 10,000 | |
| Modification of Residence/Vehicle | Not Covered | 10% of AD Sum Insured; maximum Rs. 1,00,000 | |
| Accident Hospitalization (In-patient) | Not Covered | Rs. 1,00,000 | |
Exclusion in Apollo Munich Personal Accident Plan
Unintentional Substantial Injury that you meet with or emerges out of:
- Self-incurred injury, self destruction or endeavored self destruction or maltreatment of intoxicants or stimulants including medications and liquor.
- Support or contribution in maritime, military or flying corps tasks, dashing, jumping, aeronautics, rock or hiking, any break of regulation with criminal purpose.
- War or any demonstration of war, demonstration of unfamiliar adversary, public guard, disobedience, insurgency, revolt, military or usurped acts, synthetic, radioactive or atomic tainting.
- Pregnancy or labor or its intricacies, innate interior and outside sicknesses, HIV/Helps, physically communicated illnesses, Previous circumstances and their complexities, and so forth.
- Previous circumstances and their entanglements
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How to Claim Personal Accident Insurance?
Are you feeling like you might be at risk for personal injury? If so, it might be a good time to investigate personal accident insurance. This type of insurance can help cover medical costs and damages that you may suffer as a result of an accident, including injuries to your own property. To find out more about how to claim personal accident insurance, read on!
To hint the case, the accompanying subtleties are to be given to the Organization:
- Policy Number
- Name and contact detail of the policyholder
- Location of the accident
- Brief description about the incident
- Name and address of the attending Medical Practitioner and Hospital
- Date of accident
In the event of a demise or handicap guarantee, following are the records expected to be submitted:
- Death claim (in case of death)
- Disability certificate (in case of disability)
- Post-mortem report (in case of death)
- FIR report
- Medical certificate
- Original bills
- Original duly completed and signed claim form
Documents Required to Buy Personal Accident Insurance
Protection suppliers might require a predetermined arrangement of documentation while buying a health care coverage plan. To buy an Individual Mishap Health care coverage strategy, you really want the accompanying reports:
- ID proof
- Address proof
- Details of known pre-existing diseases
- Photographs
- Medical records
- Application form
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